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[F92]Fast Friends Part 2
by Walter Ballenberger, Wal
Most of the cocoons are used to recuperate silk, so not many pupa turn into moths. An important step is to place the cocoons in boiling water for a period of time. This takes off the glue-like substance secreted by the silkworms which holds the cocoon together. In the hot water bath most of the pupa are killed. For moth production, only the best cocoons are chosen. It is possible in the cocoon stage to determine if the moth will be female or male, as the female cocoons are heavier. Thus, the appropriate numbers of male and female moths are allowed to develop to support the next generation of production.

In the heyday of silk production in France, many cocoons would be produced by individual families. One needed access to a substantial supply of mulberry leaves, and an appropriate number of eggs were distributed from the local silk cooperative. The individuals would make room for cocoon production in their attic or another suitable building. This was not a simple venture, however. The process was very labor intensive, and there had to be a constant supply of mulberry leaves ready. Silkworms are also prone to disease, and one had to be very careful in raising them. They needed to be kept warm, and normally wood stoves were used to heat the rooms they were raised in. If fresh mulberry leaves were too hot, however, the silkworms could become ill, so the leaves had to be left in the shade for several hours to cool. At one point the famous doctor Louis Pasteur was called to the silk region to determine the cause of a mysterious illness of silkworms. He eventually determined it was a particular virus and suggested cleanliness procedures and that moths be chosen from only the best cocoons.

After the cocoons were harvested, they were taken back to the cooperative and weighed, and the families that raised them were paid, their work for the year completed with regard to the silk industry. Next the cocoons were shipped to a factory were they would be sorted for quality. The silk thread extraction process from the cocoons came next, and machinery has existed for many years to help in this process. Tying the ends of the delicate silk fibers to the machines was another delicate process that required good touch and experience to perform properly. After the threads were unwound from the cocoons they were wound onto spools and eventually placed on looms and woven into fabric. The cocoons which contained pupa that were allowed to continue on to the moth stage were not usable for silk production. The moth had to excrete a chemical and essentially burned a hole through the cocoon, and this meant the silk was damaged.

Considering all the above effort, it is not surprising to see that the production of silkworms and silk tended to shift to locations and countries where low cost labor was available. Thus China and India are the leaders today. Of course the introduction in the early 20th century of synthetic fabrics like rayon and nylon had an enormous effect on the silk industry, but there will always be a demand for the real thing. Silk is a luxurious and versatile fabric that has an allure which will always be in demand.


You see, by presenting collateral, you are balancing out the fact that you are unemployed and have lost your steady income. Essentially, when you apply for a loan for unemployed and offer your home as collateral, you are basically telling the lender, ok if I default on this loan, you can have my home. The equity within your home is how the value of the loan is determined. Basically, you will not ever get more than your home is worth in fair market value, or the price that the home would likely sell for if placed on the market. A home equity loan is one of the loan types that many people seeking loans for unemployed look for.

For the unemployed, a home equity loan is the best resource, which is also cheaper than other sources of finance. In general, a lender will have the understanding that a borrower would not risk their home, thus have a better chance of retrieving the money loaned. If you were to take a loan for unemployed and default on the loan, you would lose your home, which no person wants in life. Therefore, the lenders have a security net when providing loans for unemployed, with a home equity loan, in the fact that you are putting your own home at risk, if you fail to make timely payments.

A home equity loan and how the loan is used should be carefully considered. A major determining factor of just how the money is used and how quickly, is how long you could be unemployed. If you are only temporarily unemployed such as with a season position or temporary lay off, you know that you will have a steady income streaming in shortly. Therefore, you can spend the money as necessary, making sure you have enough to make it through the unemployment period.

However, if you simply do not know how long you will be unemployed and see no solution in sight, you might want to take extreme caution with the money. There are two general forms of loans and these are called:

?Credit Lines
?Installment

Credit lines prove very beneficial, especially when you only intend to obtain the loan for unemployed for a short period of time. A credit line, unlike an installment loan, charges interest only on the money withdrawn and used. Whereas an installment loan, charges interest on the entire loan amount.

There are many ways that, as an unemployed person, you can work to repay the loan for unemployed. In general, if you are receiving unemployment from the state in which you live, you could use that to make the payments. It is important that you only borrow what you know you can afford, if you take a loan for unemployed that is of a high amount, you may find it difficult to pay back and maintain your household expenses at the same time. This scenario would cause a great deal of backlash and could cause you to sink into a vast amount of debt.
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Both Walter Ballenberger & Ken Charnley are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Walter Ballenberger has sinced written about articles on various topics from Sinus Infections, Baby Shower and Arts. Walt Ballenberger is web master for owned and founded by his wife, Linda Ballenberger. For a $10 discount on your first. Walter Ballenberger's top article generates over 40500 views. to your Favourites.

Ken Charnley has sinced written about articles on various topics from Chapter 13 Bankruptcy, Cooking Tips and Bankruptcy Law. Ken Charnley is a personal finance publisher whose website is dedica. Ken Charnley's top article generates over 1000000 views. to your Favourites.
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