Do you need financial Planning in India? Stock market is giving y-o-y return more than 40%. Personal finance management in India is just simple.You just pick up a mutual fund, invest some Rs. 10000 and after 6 month you are making profit Rs. 10000.If you sell all the ancestral jewellery, you can make good fortune. Bank is chasing you for money either for home loan or personal loan.Money is every where. This is boom time for economy and you do not really need Investment Advisor. You need to make sound financial plan to win the odds using the predictability of your financial plan.
What you are doing with your Personal Finance? Like other salaried person, financial planning means tax planning for you. You have invested in endowment insurance , unit link insurance, children's plan , real estate, public provident fund, mutual funds, shares as per your friends advise. Still you have surplus money and you are clueless.
You are accustomed with hectic and lavish life style also. You have a big dream to buy luxury car, world trip but do not know how to achieve your dream.
Wealth planning with the help of investment advisor is the Solution for you.
How Financial Plannercan help you?
Your financial dreams are:-
a. Post tax retirement income Rs 1 lakh/month starting from 2036
b. Corpus of rs.20 lakhs for your kids by 2016
c. Corpus of Rs.10 lakh for your daughter marriage
d. Corpus of Rs. 75 lakh to start a business in 2014
e. Family trip once a year. Budgeted cost Rs.1 lakh.
A professional financial planner can help you to achieve your dream.
Assessment of your current finance by Wealth Planner
Observation by a wealth plannera. An excellent cash flow but not proper investment.
b. Sufficient cash reserves and good liquidity.
c. Unbalance portfolio. It is biased towards tax saving and real estate investment.
d. Tax planning need to improve.
e. Insurance planning need to be improved.
f. No Medical and house hold insurance.
Financial Risk Management
Financial Planner's main objective is to multiply your money with sound financial planning. a. Medical insurance cover need to increase to 4 lakh for each family member. b. A term insurance plan of Rs. 50 lakh. c. Home owner's all risk policy. d. Marriage woman property right for your wife against your insurance.
Investment Advisor's strategy for your personal finance
a. SIP is started for HDFC equity fund, Franlin templeton blue-chip fund b. Debt portion of investment continue to be PPF,EPF, RBI bond. c. Equity portion of their portfolio increased to 30%. d. Real estate portion is reduced as these are not very liquid asset. e. Systematic gold investment is recommended for daughter marriage.
Any financial organisation dreams of achieving success and being ahead of its competitors. It today's changing market scenario, it becomes very difficult to predict the conditions and hence a fool proof plan is required to meet any circumstances. It is not an easy task and requires expert handling, which is expected from the people hired for the same. However, completing a course on the subject is not enough. It has to be done at a premier institute known for its Courses on Financial Planning. The Indian Institute of Financial Planning is one such institute which produces the best candidates in the field. Its high profile course design which suits the needs of today's market, is what is essential for any financial organisation and hence, it has carved a niche for itself in the field. With globalization being a part of every economy, it becomes imperative for any financial organisation to have someone who can plan their strategies and help them penetrate deep into the market. This is important for the success of any business. The planning should be such that the business survives even in dire conditions and emerges as a winner. The job profile includes a lot of hard work and practical knowledge, which is offered by the Institute. It is managed by very efficient people and imparts knowledge of a high realm to its students. The Indian Institute of Financial Planning offers a variety of courses, which makes if easily available by many. Since the demand for such talented people is very high, many students are opting for this field. The various courses offered differ in their tenure and content as per the requirement and is the best amongst its counterparts. The faculty in this Institute is committed to overall development of the students and guides them with their vast knowledge. They have been chosen with a lot of care and you will find only the best in all courses offered. Since courses of these kinds are rare and the institutes which offer them are even less, our Institute has opened its centers in many of the Indian cities, which are centrally located. This indeed is boon for many aspirants. The fee structure is also competitive and is in tune with the courses offered. The Institute offers the best placements through their campus recruitments as they have good relations with major financial organisations in the country. Most of the aspirants have jobs in their hands before they even pass out. Such is the demand for financial planning experts. Check our site for more details of the and the various courses in the offing. You can also check some of the famous campuses they own, which are vast and well kept. For all those who wish to make a career out of financial planning, there is nothing like this Institute. You will certainly feel drawn towards the special courses offered. So, have you gone through the prospectus and decided on one yet?
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