If you are a British car owner staying in the EU then you had better double check to make sure that you are properly insured. The reason is that the comprehensive policy that you took out while based UK may not be as comprehensive as it was there, now that you are living and driving in the European Union territory.
A Frequent Impression Tantamount to Disaster
It is a popular misconception that a United Kingdom policy of this case will provide full coverage once you cross the channel. Indeed, Chances are your policy, if it was availed of in the United Kingdom only offers basic liability coverage. Thus, it is a must that you confront it before it becomes a big hassle.
They are Covered But You Are Excluded
All too often this very mistake has made car owners suffer holding an empty bag in case of car theft or wreckage while they were paying for a full coverage policy back in Britain. It can in fact get rather complex, because while the other driver's car will be covered in an accident yours most likely will not be replaced.
Outside EU Countries
The rules tend to turn more complex should you cross a border and head into any one of the non European Union countries, thus it is a must that you do the research that is necessary to determine you exact amount of coverage.
Duly Research on the Internet for More Info
Luckily, there are a good number of online venues that deal specifically with this area of concern. Not only can they provide you with accurate info that you need to assess your level of coverage they can also provide you the right direction on where to acquire a good deal on any additional insurancewhich you think worth investing.
Sometimes, just as luck would have it, the vehicle and the dream machine that you are looking for is entirely perfect. Except for one thing: you can only buy it in Europe. Of course, to do that, you still would have to import it back to the United States. And doing such an act could be quite complicated.
Now, before important a European vehicle, try to ask first the Department of Motor Vehicles about any specific requirements. These requirements could include emissions, temporary plates, and special documentation from customs. Also, it would help if you made sure that the sales contract you have verifies that the car has been built so as to match vehicle standards in the US. This manufacturer's certification label could be actually found attached to the vehicle near the driver's door.
Traveling your car to the US would require you to first clean it with any kind of foreign soil. The reason for this is that the U.S. Department of Agriculture would like to keep any harmful pests away from US soil.
Upon arriving at customs, show them the shipper's original bill of lading, your bill of sale, foreign registration, and other needed documents. You also would have to complete the EPA Form 3520-1 and the DOT Form HS-7.
In a nutshell, if you are buying or thinking of importing a European vehicle, you should keep in mind that the vehicle must comply with the requirements of the United States Department of Transportation (DOT) and Environmental Protection Agency (EPA). If they do not comply, they must be modified. You should also see if the vehicle complies with the vehicle standards in the United States. It should also have a thorough cleaning. You should also have a title and bill of sale. These pieces of information are actually proof that you do own the vehicle. Make sure that you do have a foreign registration as well as other vehicle documents. Do not forget to fill out the EPA and the DOT forms.
Both Alberto Maeses & Jenny Mclane are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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