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Your Online Guide » Guide to Finance » Personal Finance For Dummies

[M292]Martin Money Saving Expert
by Nocita Carter, Noc
Save money by saving your change can add up to thousands of dollars for your nest egg! That's right, by taking the change you have in your pockets, purse, vehicle or anywhere you keep change, can help you to start saving money. Think about it, you can start saving your change today and you are guaranteed if you continue to save your change every day, that you will save a significant amount of money over time.

You've been saying, that it's hard for you to save, and you just don't make enough money to be able to do this. Well, you can start slow by just taking that spare change you have laying around and putting it in a jar and just let it grow over time. It won't take long before your change jar starts growing and you now have money saved.

Imagine when you count the amount of change you've saved, after six months of dropping your change in your jar, you are astounded at how much money you have collected in just a short period of time. You can do it, just start saving your change today! Don't wait to save, it doesn't matter that you're starting out small by saving your change. It only matters that you just start saving!

These five tips should help you when you start saving your change:

1) Get yourself a jar to put your change in. Nothing fancy needed, the idea is get yourself a jar so you can start saving your change now!

2) Make it a goal to collect all your change and put it in a jar on a daily basis from either your purse, wallet, clothing, vehicle or any other place you may have your change.

3) Put your change jar in a special place in your home where it is not tempting for you or anyone else in your home to remove change from your savings jar.

4) Make it habit to keep all the change you receive when making purchases so you can place this change in your change jar.

5) Plan to count your change every six months and deposit your change into a special savings account at your bank. This will assist you in keeping track on how well you're saving money by saving your change!

You may think this idea of saving money by saving your change may not work. I'm here to tell you that it will! Over the years I have used this method to save money and it has worked very well for me. In fact, I have several change jars around my home that I always use for my change. I have been able to save lots of money by doing this. It is easy and I have trained myself just to drop my change in my jars, which helps me to continuing saving money on an ongoing basis. So, if I can do it, I know you can.

So, save money by saving your change today, so you can help yourself to improve your finances today and for your future.

I don't know about you, but here recently, I went into my bathroom and the bathtub really bothered me. My family was coming over and there were stains in there since before I moved in, not to mention the color was some hideous green color. Now, don't get me wrong, I like green, but not in my bathroom. So I went out and started looking for a new tub, and let me tell you, they are outrageous. A friend of mine mentioned that she and her husband had gotten an old Claw Tub and were going to resurface it.

Now, I have to admit I was thinking all kinds of things and wondered how they were going to do it and not ruin the tub. Well, she and her husband told me how and my husband explained it a bit more to me. Now, with some more research to fill in any gaps I have left, I am going to tell you.

To start, you need to be sure you have the right tools and instructions. The instructions can be hard to find, but if you look hard enough, both online and off, you will find the right book, website, or video for you. Once you have the instructions, it will give you the list of tools needed.

I am including a list I found online; low-pressure sprayer and compressor, bucket, sponges, paper towels, exhaust fan, plastic sheets, paper tape dispenser, small paper cup, 5-in-1 painter's tool, putty knife, spreader, stir stick, 240-grit sandpaper, scouring pads, respirator, rubber gloves, safety glasses, two-part cleanser, two-part filler, fine filler putty, chemical adhesive, base, catalyst, primer reducer, and paint thinner.

Once you have gathered these from any hardware store and maybe your favorite store, you can move on to the next step. Also, if you are like me and are wondering what the exhaust fan is for and if you can use the one in the bathroom, sorry, no. The exhaust fan is to help remove the fumes from the Toxic Chemicals. So, the first thing to do is set it up where the hose is blowing the fumes out. Next, you rough clean the bathtub until you see the original white coloring and all adhesives and varnish are removed. Make sure to wear the gloves to protect your skin and safety glasses for your eyes for this part.

Once you have done this, thoroughly clean and rinse the tub, to prepare it for the primer. The primer is your base coat to help hold the new coloring on. You want to use clean paper towels for this, since they need to stay clean and you would not be able to use the towels again. This is the time you fill any chips, cracks, or damaged parts using the putty. Once the putty is dried, take a dry cloth and wipe away any dust or loose particles.

Apply the chemical Adhesive to the surface next. While you are doing this, you can be letting the compressor charge up. Once everything is ready to go, it is time to paint. Yeah.

Make sure you have the respirator on and make a few practice strokes. This is where the scraps of cardboard come in and if you can find the shiny type, well, that's even better. Once you are sure of your hand and the sprayer, it is time to begin applying the first coat to your tub. Once that coat is done, wait 30 minutes before applying the topcoat. Once this is on you have to wait about 48 hours for it to completely dry. Remember to go over your topcoat to smooth out any rough edges.

Now, move the tub back where it belongs or take this time to give it a new home in your bathroom, and take a long hot bath - you deserve it.

Article Source : Pg. 2

About Author
Both Nocita Carter & Christopher Smith are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Nocita Carter has sinced written about articles on various topics from Credit Cards, First Date and Insurance. Nocita Carter creates websites with tips on various subjects including . Nocita Carter's top article generates over 450000 views. to your Favourites.

Christopher Smith has sinced written about articles on various topics from Home Management, Finances and Botox. . Christopher Smith's top article generates over 450000 views. to your Favourites.
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