Acne is a common skin disease in America. Statistics say that about 60 million Americans have active acne. About 20 million Americans have scars on their face that are caused by the many avatars of acne such as blackheads, whiteheads, nodular acne and cystic acne. Yet, 40% of Americans that have acne do not do anything about the problem.
Accutane (manufactured by Roche) is the brand name of one of the retinoid class of drugs that is used for the treatment of acne. Its principal ingredient is isotretinion, a naturally occurring derivative of Vitamin A. Before this medication was developed, administering antibiotics (like tetracycline and minocycline) was the most commonly used method to treat acne. Gradually, the bacteria in the acne developed resistance to these antibiotics and their efficiency diminished with time, especially while dealing with serious acne conditions.
In cases where antibiotics proved ineffective, doctors administered high doses of fat-soluble Vitamin A, which worked better than the antibiotics. But this type of treatment had many negative side effects and, hence, did not gain popularity.
In the year 1982, Roche released a powerful acne drug by the name Accutane, the principal ingredient of which was a derivative of Vitamin A (isotretinion). It worked better than fat-soluble Vitamin A, had fewer side effects, and was declared an instant success. It continues to be a popular drug even today. However, like any other drug, there are some short-term and some long-term side effects associated with the drug.
Typically, a person suffering from acne is initially administered with topical medicines such as adapalene and/or oral antibiotics. If these initial medications do not show the desired results, only then is isotretinion prescribed. This is because, firstly, it is more expensive compared to other medications, and, secondly, its short-term as well as long-term effects are more adverse.
Accutane is an FDA-approved drug that is not available without a doctor's prescription. It clears severe cystic acne in about 60% of cases when taken for 15 to 20 weeks.
Side Effects:
- One of the most serious side effects of Accutane is on a fetus. Under no circumstances should a woman get pregnant while taking this treatment. Or if already pregnant, treatment with this drug must not be started. - Dryness of lips, mouth, nasal vents, eyes and skin. These effects are not so serious and can be managed with some effort. For example, the dryness of lips and the nose can be relieved with lubricants. Sucking on sugarless hard candy or ice chips, chewing sugarless gum, drinking water, or using a saliva substitute can relieve the dryness of the mouth. - One major issue associated with the long-term use of isotretinion is that the skin becomes vulnerable. The probability of scarring is high for any cosmetic procedure such as hair removal, laser treatment and other skin resurfacing procedures. People who are going in for a skin or hair treatment while on this drug need to inform about the same to their doctor. - Long-term use of isotretinion has been found to be related to decreased bone mass and tenderness of bones. - Temporary thinning of the scalp hair is another observed side effect. - Muscle and joint pain has also been noted in a long-term study on the drug.
Some patients may also experience short-term side effects such as headaches, depression, hearing loss, ringing in the ears, stomach pain, changes in blood pressure, elevated cholesterol and triglyceride levels, elevated liver enzymes, or a drop in the white blood cell count.
This acne treatment may also interfere or react with other medications and, therefore, you must always consult your doctor about drug interaction if you are taking this drug.
You will also need to make some adjustments in your lifestyle. Women must take care not to get pregnant, alcohol intake must be regulated, and the skin must be protected with an effective sunblock lotion every time you step out in the sun.
To sum up, this treatment in its oral form is an effective drug for treating acne and safe when taken under a physician's care. In fact, some patients may not experience any serious side effects. Even in spite of the risks, this remedy should be looked upon in a positive light.
Doesn't every drug have some kind of undesirable effects? Acne, if left untreated, has the potential to scar the face permanently and turn the acne-infected person into a socially unacceptable washout. So, if necessary, Accutane should be considered in order to get rid of acne, but always under medical supervision.
Long term care of elderly is everyone's concern since it will most likely affect you or a loved one. In this article I'll respond to 6 questions that encompass your long term care (LTC) concerns: What is LTC? Who needs it? Who provides help for it? What's the cost? Who pays for it? What should you do about LTC?
What is LTC?
You need LTC when you need help carrying out your activities of daily living (ADLs) for the foreseeable future. For seniors, this most likely means for the rest of their lives. Examples of ADLs are dressing, bathing, toileting, eating, transferring from bed to bathroom and continence.
Who needs LTC?
Boston College's Center for Retirement Research (BCCRR) (http://crr.bc.edu/images/stories/Briefs/20&ib_7-13.pdf.) found that three of every four 65 year olds are projected to need LTC in their future. The percent breakdown of elderly needing LTC will be:
31% - no care
29% - 2 years or less
20% - 2 to 5 years
20% - 5 years or more
Who provides help for LTC?
Long term caregivers do. They're either skilled or custodial caregivers. Custodial caregivers are typically family or friends, volunteers, or paid helpers. Heath care plans pay for skilled caregivers (i.e. medical specialists like doctors, nurses, etc.) but only for custodial services if these are given as part of a skilled care procedure.
You receive LTC in your home, at an adult day center, an assisted living facility, a hospice facility or at a nursing home.
What's the cost of LTC?
The cost for LTC services depends on where you're living and what level of long term care you're getting. Approximate annual costs may be $25,000 for home care at home; $40,000 for an assisted living base rate; and $80,000 or more for nursing home costs. These costs can cut deeply into your savings or legacy.
Who pays for LTC costs?
The BCCRR study shows that 18% of dollars spent on LTC come from direct out-of-pocket payments by individuals. Medicaid pays about 50% of LTC costs but only for those who have almost no assets since Medicaid is for the poor. Medicare paid 20% probably as transition costs only since Medicare is not intended to pay continual LTC costs. Only 7% of LTC dollars were paid for by private LTC insurance policies.
What should you do about LTC?
Clearly, you or a loved one will probably need some long term care in the last stages of life. And it's very costly. It can wipe out all your savings or legacy if you require a year or more of it. So you need to plan for how you can handle paying your LTC costs.
Three options for paying for LTC are:
1. Pay it out of your pocket (i.e. your own savings)
2. Buy LTC insurance so the insurance can pay it
3. Let Medicare pay it.
Paying for LTC yourself requires having a lot of money - enough earnings on your money to not jeopardize losing all your savings and legacy. Perhaps you should have at least $750,000 not including your home.
If you buy LTC insurance, you'll have to pay premiums each year. This is more costly the older you are when you start paying them. You get tax breaks for premiums paid. But starting earlier makes premiums less.
Medicaid will pay a person's LTC costs but only if they're unable to contribute their own money or assets to what Medicaid pays for you. Only until you have less than about $3,000, will Medicare pay for you at no cost to you. But you can't just transfer all your assets to loved ones one day and apply for Medicaid the next. You must transfer your assets away some 5 years earlier than when you apply.
So you can see that you need to look into what is the best strategy for you. Depending on your age and wealth you can find a strategy that minimizes your loss of wealth for dealing with the probability of needing LTC.
If you plan early and transfer assets away early, you can possibly save a fortune for you beneficiaries.
Both Ken Black & Shane Flait are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Ken Black has sinced written about articles on various topics from Network Marketing, Acne Treatment and Mortgage. Ken Black is the owner of Skin-Care-Reviews.com, a website all about skin care. Visit us today for more information on making your skin look younger, and for more details on. Ken Black's top article generates over 368000 views. to your Favourites.
Shane Flait has sinced written about articles on various topics from Finances, Finances and Legal Matters. Shane Flait is an educator and writes on financial, legal, and tax issues. He tells you what the issues are all about and gives you workable strategies to accomplish your goals. Find out more and get a free report on Managing Your Retirement =>. Shane Flait's top article generates over 12100 views. to your Favourites.