Now I'll tell you something that will make you think about it. Probably you are a normal person working for a company. When it runs into cash flow problems and profit margins are threatened, all the "fat" must be cut. It means that only highly productive employees who have made themselves indispensable and are actively increasing the company's bottom line, have guaranteed themselves, to keep their jobs. The problem is that the average person with a job is not indispensable...
And now think about this:
In a national survey from 2004 to 2005, statistics showed that 86% of Americans are paychecks away from being homeless. 14% are either entertainers or entrepreneurs who are pretty well off and can afford to miss a few movie deals or miss a few tour gigs and still have a spare million or two laying around somewhere.
So I gotta ask you...
How many paychecks would you have to miss before you were homeless?? Have you ever thought about that before? Probably not. See most people are too " caught up" in paying bills. They're "locked in" to making payments, so all that matters is work, work, work....and more work. They never even take the time to rest for at least an hour and really look at their true money situation. I say "true" because most people lie to themselves, but the bank balance doesn't lie.
But ask yourself this question...
How in the world could you be having a hard time when there is more money on the planet than there are people? There'sroughly about 7 billion people on the planet, but guess what... There are 691 billionaires in the entire world! Last year there was 587. That means that in only 12 months, 104 more people became billionaires!
Do you think that those 691 billionaires got rich because they quit when things got rough?
I don' t think so.
Rich people don' t wait for the perfect time to start a business, they just start! Then they will make mistakes with it and perfect it as they go along. Then they will continue to adjust it until it gets perfect and then get rich with it! But if you make too many errors at your job, your boss will fire you, so you' re paid "just enough" to be perfect.
Now I'll ask you again.... How many paydays would you have to miss before you were on the street? What are you going to do about it?
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John and Marylyn finally had enough money to buy a new home. It wasnt built from scratch but rather belonged to a family who lived in it for 40 years.
The foundation was still strong and the pipes were in good condition. Some retouches the couple said and this place will be good as new.
Many people think that it will cost a fortune to do a makeover on homes. This isnt true because there are ways to save money and still achieve the intended objective for those who will be living in the household.
Here are a few tips from those who can save money on home improvement projects.
The first will be to go around the house and see which areas need a makeover. Each of these places should be checked for cracks or leaks that may have accumulated through the years given that it has stood for a number of years.
Next, will be to get the advise of a friend who is an interior designer who can give some advice on how to make this happen. The expert might say this has to be torn down and replaced. These are all good ideas and this will all boil down to how much it will cost to finish the entire project.
If the quote is too expensive, perhaps asking friends and family who know other contractors who can do the job for less the price can be called in. These professionals can also be hired at an affordable price during lean months when there is not that much work going on in the neighborhood.
Those who are very hands on can replace the old shelves and cabinets by buying pre-assembled versions that are available from the hardware or furniture store. These are easy to install and can be screwed or set against the wall.
Another thing hands on people can do is repainting the ceiling or walls in the home. All the person has to do is buy some paint and plan when this will be done. The task can be done weekly so that one area of the house is finished before moving on to the next.
Home improvement is something that can be done at anytime that those in the household think it is proper. Going over the costs and knowing when this will be done can save the homeowner a few hundred dollars for other expenses.
Both Tony Neely & Sarah Miller are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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