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[I349]Insurance Ce Credits Online
by Edward Hulse, Edw

Insurance CE is a huge industry; and there are hundreds of training centers across the country which survive solely on insurance continuing education. As the number of insurance agents in the country increases, there is more and more demand for continuing education, as it is mandatory in all the states to have a prescribed number of training hours attended each year, failing which the insurance license may be revoked.

But like many other things, insurance CE has also gone online, and in the last couple of years, there has been a major increase in the percentage of people who have shifted online for their training hours. In the beginning, the large training institutes shifted online and the certification was done from their local centers. However, today, there are superb online institutes which have been set up solely for the purpose of Insurance CE. Some of the best ones even allow their visitors to read through all the material online for free – even without registration, and then pay for the examination. Even the test is done online, and certification also is done through a secure server through the website itself. Since the whole process is done online, the insurance professional need not worry about booking a slot and attending classes at a training institute locally. From the comfort of his own home, he can log on, read all the topics any number of times, and then attempt to take the test.

The mandatory topic of Ethics is the first paper that people will need to take, and for every additional paper they attempt, the pricing structure is different. One thing, however, is certain. The investment it takes for people to get certified online is nothing when compared to what a training institute would charge you outside. That is one more reason (and a major one at that!) as to why a great number of people prefer to shift online for their insurance CE. Since the number of hours is to be logged every year or every couple of years (depending on the state) for the insurance license to be valid, it would amount to quite a bit of savings in the long run.

If you are not familiar with insurance CE yet, get there! You will enjoy it. You will not only fulfill your state requirements, but you will learn a great deal with every course you take. You will learn about new laws, sales tactics, and different products and services available for your clients. Whether you decide to do classroom CE or online, make sure you pay attention to detail and learn as much as possible. I would suggest taking your courses online, they are fast, easy, and affordable. You don't have to sit in a classroom and it all ends with a short multiple choice exam.


Selling online means shipping products to your customers on a regular basis. But if you're like most online sellers, you may be unaware that five percent of all shipped packages fail to meet a service guarantee and, therefore, qualify for a refund. For frequent shippers, those numbers can really add up; yet nearly one hundred percent of those refunds ? about two billion dollars annually ? go unclaimed. Points out Jeff Lindmark, of shipping auditor http://Veriship.com, ?If you don't realize the credits you're due, you're missing out on money that's rightfully yours.?

I'd Like a Refund Please...

There are numerous scenarios that would entitle you to a refund:

? Late arrivals. All packages have a time guarantee attached, based on the level of service purchased and the zip codes of the sender and recipient.

? Unauthorized account use. This refers to any shipment billed to your account that originated from an address not on your list of authorized account users (like your drop shippers or fulfillment center).

? Duplicate billing. Both at package and invoice level, this can result in grossly overpaying.

? Manifested but not shipped. Sometimes customers cancel their orders after you've already created a shipping label. If you forget to cancel that label in your shipping software program, you'll be charged for a shipment that never went out.

Opportunity Cost

With so much money on the line, you might wonder why more online sellers don't track their refunds. The reason is simple ? recovering all those refunds is an incredibly time-consuming process that would require careful follow-up for every single package shipped:

? You would first need to obtain tracking and delivery information for each shipment.

? You would then need to check the service type you purchased against the zip codes of origin and delivery on each package, in order to determine the guarantees that were attached to it.

? For every qualifying package you found, you would have to make sure there were no exceptions that would void your guarantee.

? And finally, you would have to go through the process of claiming each and every refund you found, via telephone or email.

To further complicate matters, most carriers impose a time limit ? FedEx and UPS both give fifteen days ? for you to find and claim those credits before they expire.

A Simple Solution

When you're running an E-Biz, you need to spend your time on the tasks that produce the highest ROI. Unfortunately, your shipping refunds won't justify the time and energy you'll spend obtaining them. But that doesn't mean you have to leave that money sitting on the table. A shipping auditor, like http://VeriShip.com or http://ShippingRefunds.com, can handle chasing down your refunds, so you can focus on growing your business.

It's a simple concept: your auditors receive your weekly invoice(s) electronically, directly from your carrier(s). They analyze the invoices with their proprietary software, identify any service failures, and contact the carrier, on your behalf, to secure all refunds due. Your carrier sends the money straight to you.

Why Not?

Since their fee is a percentage of the recovered funds, rather than a flat fee, the cost never outweighs the savings. You're paying with ?found? money ? money you wouldn't have had otherwise ? and pocketing the rest, so you literally have nothing to lose. The more they find, the more both of you keep. As an entrepreneur, you don't have time to track all your shipping refunds, so why not let someone else find that money for you? Says Lindmark, ?Our mantra is ?Free money ? want some???
Article Source : Pg. 311

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Both Edward Hulse & Chris Malta & Robin Cowie are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Edward Hulse has sinced written about articles on various topics from Finances, Education and Finances. , ,. Edward Hulse's top article generates over 4400 views. to your Favourites.

Chris Malta & Robin Cowie has sinced written about articles on various topics from Computers and The Internet, Free Credit Report Score and Computers and The Internet. Product Sourcing Radio is Created and Hosted by Chris Malta and Rob Cowie of WorldwideBrands.com, Home of OneSource: The Internet's Largest Source of Genuine, Factory-Direct Wholesalers for online sellers.. Chris Malta & Robin Cowie's top article generates over 74000 views. to your Favourites.
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