Being single certainly isn't easy at times...maybe for you, it's down-right unbearable. Each year that I get older, I feel more and more discouraged that I haven't found "the one". Maybe most of your friends are married (as mine are)...that just makes it worse. I don't CARE if they're miserable... they're MARRIED! And if you're saying to yourself that your perfectly fine being alone...are you being completely honest? Even if you have a great career, wonderful children, and/or a fantastic social life...there are those moments when we wish we had someone with us. For example, when there's a mouse in your home. Now, that is a FREAKING EMERGENCY, in my eyes. One of the LAST things that I want to do on this GOD GIVEN EARTH is go head-to-head with a nose-twitching mouse. I'm one of those people that WILL jump on a kitchen chair, if I see a mouse. It's done by pure instinct. I have NO control over these matters.
Same goes for a spider. I might be too lazy to EVER use my eliptical machine, but if a spider's in my house, I'm jumping around and running as if my thongs are on fire. What about when something breaks on your car ? One of the WORST feelings is if you leave your house in the morning to go to work, and you see your car has a flat. At that point, I just go back inside, call Love Bulletin and tell them I won't be in. If someone paid me a thousand bucks to properly change a tire, they would be keeping the money in their own pocket. Breaking down on the highway is no better. I don't care about this "woman's independence movement"... I jump out of my car and flag down a man! Even if I've called a tow truck, you're DAMN RIGHT that I want a man near me while I wait. I'm not going to sit in my car or stand on the side of the road while lethal weapons are zipping by me. When do I need a man the MOST ? It could be when it's that "time of the month"... That's when we single woman could use a man...when we need him to run to the store to grab us tampons, as we lay in bed in pain. And while he's at it, he could put away the laundry...you know...the clothes that have been sitting folded, on top of the dryer for about 3 weeks...and the kids and I just use the dryer top as a sort of closet.
When DON'T I need a man? Well let's see...when Desperate Housewives are on TV. CERTAINLY don't need him in the way of THAT, trying to steal the remote. And it's always the same thing, "Honey, I'll just flip through while the commercial is on". Do they EVER really get you back to your show on time ? I KNOW I don't need a man to see me eating Frosted Flakes at 2 am, while I am preparing my next article for Love Bulletin. I doubt I'd feel comfortable while he's staring at my face. WHY? Because at night, my face is holding about 5 pounds of products on it. It's AMAZING the weight of them doesn't stretch my face out. Let's see, there's under-eye cream, 2 different adult acne medicines, face toner, wrinkle cream for my neck, wrinkle cream for my forehead and impending crow's feet and let's not forget the whitening stripes that I have stuck to my teeth. If you top all of that off with the 6 year old sweats I wear, I look like a real winner.
And ...I guess... I dont need a man immediately... as I finish this column and think about my day tomorrow... I realize it will be filled with things I need to do...he'd probably just get in the way...I'll be REALLY busy with work...I don't really have much time for a man tomorrow...So, DO I NEED A MAN OR DON'T I ? I think I'll leave THIS one up to God. If it's meant to be, it'll happen. Oh, and wish me luck that my car has four good tires on it tomorrow morning, huh ? Thanks!
Consumers pay enormous sums of money on credit repair to have a credit repair company improve their credit ratings and get high FICO scores. These credit repair services promise a quick credit fix to handle disputes and just about all the time, consumers find that their money has been completely wasted.
Keeping up with good credit can help you get better interest rates for cars or mortgage loans as well as better jobs. A bad credit history can leave you borrowing at ridiculous interest rates and bad terms that youll find are hard to get out of.
The offers you hear may seem attractive at first but let the buyer beware! There are legitimate credit-repair companies that exist, however, many of the claims you hear are usually false and illegal and just another way to make you part you with your money.
Before signing a contract with a credit repair service, be aware of your rights. Here are some reasons why you shouldnt commit:
1. Credit repair companies cannot charges upfront fees - do not obligate yourself by signing any contract with them. The federal Credit Repair Organizations Act was endorsed by our government to watch deceptive and abusive credit repair practices. This law makes it illegal for companies to charge consumers before performing any credit repair services. Therefore, its against the law for these companies to seek payment from you until they have completed the actual credit repair services they promised.
2. If the credit repair company promises to dispute information in your file, on your behalf, including items you know are correct, then this gives you a red flag about the companys deceptive practices. If that credit repair companys plan is to lie, or dispute what you know to be accurate information then its not a reputable company. Keep in mind; you can dispute any information in your credit file(s) that you wish to.
3. Before signing any contract, the credit repair company must provide you with a free copy of the FTCs Consumer Credit File Rights. This is a federal law that this information must be provided to you. These guidelines will clearly outline what this credit repair service can and cannot do.
4. Some companies will tell you they will get you a new credit identity. This is done by applying for an Employer Identification Number (EIN) from the IRS. They will tell you to use this number in place of your Social Security number. Part of this is the truth. What they do not tell you is that EIN numbers are intended for businesses to use. And if you dont own a business, then this isnt a legitimate way to use that EIN number or to repair your personal credit history. Additionally, its a federal crime to get an EIN under false pretenses.
Simply stated you can easily clean up your own credit report and repair your credit history all by yourself. Everything these credit repair companies promise you, you can legitimately do yourself. You dont need a credit repair service. Many of them you will find are unethical monetarily influenced by greed and just want to take your money and run.
Article Source :
About Author
Both Alisa Chagnon & Ben Needles are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Alisa Chagnon has sinced written about articles on various topics from . This article was written by the webmaster of . Love Bulletin is a free and complete women's online magazine. Readers change the content with. Alisa Chagnon's top article generates over 165000 views. to your Favourites.