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by Patrick Schwerdtfeger, Pat
Becoming an author happens once in a lifetime. As soon as you publish your first book, you forever more become an author. And regardless how many additional books you write, that label never changes. The interesting thing is that you get the same designation whether you had your book published by one of the industry giants like Penguin or Random House, or if you self-published it. And since the process of self-publishing is a lot easier than getting one of the industry giants to accept your book proposal, I suggest doing your first one yourself.

One of the tricks to this process is to register a fictitious business name that sounds like a publishing company and then using that name as the copyright holder for your book. Your still publishing your own book but it looks like you used a real publishing company, adding credibility to the finished product. I would think of a regal-sounding name and use that. The exercise will cost you about $50 but it will add tremendously to the final piece.

There actually are thousands of smaller independent publishing companies and no one in the world knows them all. The reason for saying that is that your fictitious business name doesn't need to be a recognized name like Penguin or McGraw Hill. It can be a different name that nobody has ever heard of before. The important thing is that the book appears to have been published by a legitimate publishing company and they own the copyright.

The obvious advantage of self-publishing your own book is that nobody has to approve the effort. With any other publishing house, you have to send in a proposal and have someone else say yes or no. With self-publishing, you have complete discretion of your own work. The downside is that you may end up publishing a poorly written or poorly edited piece. But the upside is that nobody can say no to you.

You'll also make more money on each individual book when you self-publish. If you use a traditional publisher, you might only make a dollar or less on each book sold. The rest goes to the various contributors to the process, the actual printing costs and retail distribution. With self-publishing, the only contributor is you and you end up with a much larger share of the sale price as a result.

It's worth noting that the majority of books being published today are self-published. It's also worth noting most of these books sell fewer than 30 copies each. Thankfully, printing technology has taken some huge leaps forward in recent years and you can order your books one at a time, making the upfront costs of an initial print run a thing of the past. Nevertheless, you'll benefit far more if you sell a lot of copies.

Of course, the marketing of your book is your own responsibility and Tactical Execution provides a lot of implementation solutions that can help you get the word out and generate interest. Solutions range from offline strategies like workshops and press releases to online strategies like article marketing and social bookmarking. Visit the website to access all the free resources available there.

When it comes to owning your own Townhome, there are a great many things that change in a person's financial life. From keeping up with maintenance and taxes, to the various forms of Townhome insurance on hand. Without fail, every mortgage lender in the country will require that you carry at least a basic Townhome insurance policy, in order to protect their investment. Although you can certainly stick with the minimum required, it is important to keep in mind that this is your investment too - perhaps the largest you will ever make - and you want to ensure that you and your family are protected as well.

Select the right amount of coverage for your needs -

The first thing you need to take into consideration when looking to purchase a new Townhome insurance policy is just how much you and your family would be able to comfortably replace in the event of an unforeseen disaster; or, if you have a policy that covers your payments in the event of a lack of funds, how long you would be able to survive if your only source of income suddenly disappeared? If the answer is "not long" then you should likely ponder getting a larger policy than your lender requires.

Where is your new Townhome located?

Another thing to take into consideration is the area in which you are buying your new Townhome. distinct types of Townhome insurance cover distinct types of situations, so it is important to know that the policy you Select will cover every possible contingency. A good example of this is the optional flood insurance that almost companies offer. many people don't necessarily ponder their Townhome in a flood zone, and thus opt out of purchasing the additional coverage. However, if recent years have taught us anything, it's that floods don't always come when - or where - we expect. If the area you are in has even the slightest history of flooding, even if it has only been a few flash floods during freakish storms, you will want to ponder making sure you're covered. In some areas, not having the additional Townhome insurance isn't an option; and mortgage lenders will require you to carry the additional coverage.

Select the right insurer -

Last but not least, it is important for you to ensure that the insurance company you're dealing with has a long and verifiably trustworthy history. It is important to compare several companies side by side when shopping for your new Townhome insurance. ensure that each company you're looking at carries the types (and amounts) of coverage you need, and that each has a long line of satisfied customers.

finding the Townhome insurance you need doesn't have to be a difficult process if you just take the time to assess your needs thoroughly, and to investigate any company you are considering to purchase Townhome insurance through.
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Both Patrick Schwerdtfeger & Robert D. Thomson are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

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