• Do you avoid managing your money because think it is stressful?
• Are you afraid of what you might find out about your money if you start to manage it?
• Are you pretending to not worry about money when really you are freaked out about it?

Let's first look at what stress is.  Stress is the emotional and physical effect on you caused by how you respond to stimulus from the outside world. Stress can show up physically through health problems, or mentally through behavior changes. It can cause all sorts of problems and it affects everyone differently. So what might stress you out, may not stress out your partner or family members. You may not know how stressed you are, especially about money and you may hide it from yourself or others. 

Take some time to look at what your body is saying to you. When your start to think about or someone starts to talk about money or mentions your debt:

• Does your heart rate speed up?
• Do you get angry, sad, worried or tense?
• Do you get a headache, backache, fatigue or dizziness?
• Do you over sleep, eat too much or too little?
• So you start to forget things? Or Feel helpless?

These are all signs of stress. When you feel them, write them down. They are early signs or indicators that you are becoming stressed. When you see these signs you are becoming stressed, you can take action and do something about it to stop overwhelming you.

As human beings have evolved, we learned how to survive. When we face stress, our physiologically our bodies prepare to "fight or flight". This stress causes your body to release hormones that cause our heart to speed up, the blood flow to our brain and muscles increases drastically, our body to divert energy from our digestive system to where it is needed, and we breathe faster to get more oxygen to our muscles. This is great and can help you to survive if you are in a life and death situation. However in a situation like stressing out about your money, your body thinks that you in a "fight or flight" situation. There is no outlet for that that excess energy or the extra stress hormones to go. This causes tiredness, digestive issues, head aches, back aches, increase in blood pressure, which can lead to stroke, and heart problems.

It is easy and fun to take the stress out of money management. It comes down to making a plan that works for you and sticking to it. You will find power and freedom with your money to create the life you want, instead of stressing out about the life you have. Learn how to take  at Transform Your Money.com!