This year alone, nearly 250,000 agents throughout all the state will become licensed. The next generate into the ranks of annuity, health, and life insurance agents. None of them will first read this factual report. We challenge any career insurance agency to provide prospective agents with a copy of this report.

In every state, famished insurance salespeople are abundant. Starving new insurance agents are all around you. Every year over 200,000 newly licensed agents will drop out. They can't make enough income. Imagine than in 4 years, for every 500,000 people that attempt to make selling insurance a career, only 3,000 agents will move out of the rookie status. Who is going to help them carry on?

A hint: it is not the insurance company or even the insurance agency.

Currently licensed and classified active, are over 1,500,000 life and health insurance agents appointed with over 2,000 insurance companies within the United States. Eliminating these 500,000 surplus rookie agents today would strengthen the existing insurance agent system .New insurance salespeople are either improperly trained, should have never been hired, or have developed an insufficient number of clients.

Searching for prospective new recruits is one of a career agencies top priorities. One the best methods to do this is with Sunday classifieds. Big impressive ads. That have you almost salivating at the amazing opportunity offered. Who would not want this licensed professional job. Unlimited opportunities, full company support, and quick jumps in income. They all sound too good to be true. However in the haste for quantity versus quality, the sales managers reject way to few applicants. Agents that can not sell, just end up deeper in debt when they leave.

A newly licensed agent blindly enters the insurance business. Being told by the sales manager of the great income potential is very misleading. Here you have the agent anticipating a $40,000 to $70,000 income. Instead the salesperson is more likely to earn closer to $20,000 or less. Plus after putting so much gas in the car, and driving so many miles, makes this figure rapidly shrink. When the bills get too high to handle, the agent knows he was duped. It is soon afterward the salesperson is out the door.

It is a revolving door that never stops. As soon as a licensed insurance agent leaves a freshly licensed agent is ready to step in to fill the slot. Many of the leaving agents have writing between $50,000 and $100,000 in annual policy holders' premium. No longer working there, the company and agency are not entitled to receive all the remaining premiums yet to be paid. In addition, they are paid on all the life insurance policies that are renewed each year. The profits produce big time numbers.

How do you predetermine a success chance factor? Well first realize when the agent is hired may be squeaking by, living from paycheck to paycheck. Next is the agent an order taker, or a product seller? Will the agent be able to sell to the clients the manager expects him to? Can the agent find enough clients to sell?

What is ideal is not always realistic. Pushing agents to immediate sell very large life insurance policies to successful business owners is an example. This is ideal for the benefit of the insurance company. However for the agent it is usually not realistic.