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[A798]Auto Collision And Repair

by Rainier Policarpio, Rai

Auto collisions pose significant danger on the traffic condition in the United States’ highly urbanized areas such as in California. These prevailing threats have been considered as the leading causes of serious physical injuries and fatalities among the motorists and pedestrians. Every year, around five million vehicular accidents occur killing at least 40,000 people and injuring even more. Thus, it is highly advisable to know the basic steps on how to deal with these untoward incidents.
If you were able to get out of the vehicle and did not sustain any serious injuries, try to follow these things:

Report the accident to the police.
Do not admit any fault or liability.
Get the names, addresses and contact information of the possible witnesses as well as of the other driver or vehicle owner.
Identify the license number and insurance policy information of the other driver who hit your automobile.
If possible, take some photographs from the accident scene including the damaged portions of your vehicle, your injuries incurred like bruises and wounds, the surroundings as well as any other small details that may serve as evidences in your future filing of charges.
Get medical attention immediately for proper documentation of your possible injury.

In the next two to four days, you should then do these:

Consult an auto collision lawyer for proper assessment of your case. Let him determine what legal actions you should pursue to obtain justice.
Do not talk to the other party’s insurance company about matters regarding the auto collision and your sustained injuries. Telling them the details of what has transpired may not be favorable for you.
Have your vehicle out of the storage area and pay for it for the mean time not later than four days. You may reimburse the cost from the other party.
Have further medical examinations from experts such as Chiropractors, Neurologists, Orthopedic doctors and Physical therapist. Their findings may serve as vital evidences for your injuries.
Note down all the things that happened in the accident including its effects in your life and property. This will help you be more familiar on the incident and will give you more credibility with your statements when the court trial starts.
Keep “all" the records and receipts you have gathered since the occurrence of the accident and present it to your auto collision lawyer.

After doing these things, ask your legal counsel to file the case as soon as he has already done his evaluation and other preparation. A claim case is normally covered by the statutes of limitations that prevent you from filing charges after certain period has already elapsed. The actual litigation proceedings usually take at least a year before the judge announce his verdict but it is worth it because of the recoveries that you may acquire.

Automobile collisions usually result in cases filed in court but they actually differ when it comes in the determination of liability. Commonly, even small personal injury claim cases may take a long time to resolve due to various issues that are needed to discuss first. Of course, a credible and competent auto accident lawyer may greatly help a plaintiff. However, some inevitable matters tend to prevent the speedy resolution of such cases.

These are some concerns that may arise in the establishment of liability in the course of an auto accident litigation:

Insurance Policy

a. Lack of Insurance coverage – It is definitely tough to compel an uninsured at- fault driver to pay his injured victim of suitable damages that resulted from the auto accident. A portion of the vehicle owners and drivers in the U.S. fails to acquire their insurance policies forcing many drivers to avail of “uninsured motorist coverage.” This helps them to have their own source of reimbursement if in case the liable does not carry any insurance or if the defendant is unknown.

b. Insufficient Insurance coverage – While the government strictly impose the law that prohibits driving without an insurance policy, some drivers have only acquired coverage that are not adequate to pay the damages inflicted on their injured victims. Even more, various states are only requiring the motorists to carry very low insurance policies that resulted in drivers obtaining the minimum level needed just to comply with the law. The high costs of complete auto insurance packages offered by most insurance companies also create problems among the vehicle owners and drivers.

c. Bad Faith Insurance Companies – Some insurance companies are not that fair enough in negotiating with the claimants regarding their accident claims. Since most of them are only focused on how to profit from their clients, they sometimes refuse to impart fair compensations or even deny the petitions of the victims.

Immunity of the government from being sued

The law authorizes states to reduce the eligibility of an injured victim to file his charges if the dependant happens to be:

a. a government employee on-duty when the accident occur

b. driving a government-owned automobile

Liability of the owner

In various jurisdictions, the owner of the vehicle used may be held jointly responsible to the harm inflicted on the victims. This is primarily when the negligent driver was authorized by the owner operate the automobile.

Liability of the employer
If an employee has been responsible for inflicting injuries due to his reckless driving while on duty, his employer may also be partially liable in paying damages to the victim.

The victim's contributory acts

Some plaintiff's performances may minimize the liability of the defendant. These include improper use of cell phones, playing loud music and alcohol intake among others.

Statutes of Limitations

In a personal injury litigation, the plaintiff is only given a limited period in filing his case in court. Thus, he must deal with his case promptly or just ask an automobile accident lawyer to take care of his claim immediately.

Article Source : Legal Grounds For Divorce

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Both Rainier Policarpio & Rainier C. Policarpio are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Rainier Policarpio has sinced written about articles on various topics from Accident Claims, Legal Matters and Social Security Information. We have qualified who can expertly handle your cases concerning Visit our. Rainier Policarpio's top article generates over 22200 views. to your Favourites.

Rainier C. Policarpio has sinced written about articles on various topics from Legal Matters, Legal Matters and Car Accidents. . Rainier C. Policarpio's top article generates over 3600 views. to your Favourites.