But theory and reality are often far apart from each other.Because the culture of vegetarian living has developed so many high quality foods to fill the gap left behind by a good steak or a plate of barbeque ribs, you can spend as much or more on your vegetarian lifestyle as you did when you were a meat eater.The high cost of living as a vegetarian is not entire attributable to gourmet foods however.
The truth is if you are going to live in day in day out and month in month out on a vegetarian diet, not only do you need some high quality foods to substitute for taking a whole food group out of your diet, you need variety.The quality is needed because its your health on the line if you don't get the proper nutrients.The diversity is needed because if you get bored with the vegetarian lifestyle, you may quit and give up. And nobody wants that.
Another reason that the cost of vegetarian eating is often higher than a "normal" diet comes from the fact that vegetarians are still in the minority.So prepared vegetarian foods and vegetarian only restaurants are rare.And to be able to make a profit, these specialty stores must charge a lot because they are specialty stores.Unfortunately, even though we see the vegetarian community as a supportive one, if you are going to be able to afford the vegetarian lifestyle, you are going to have to learn to cut costs.
Cutting costs means eliminating shopping at "boutique" vegetarian markets and no more eating out. Or at least it means cutting down on the eating out significantly.You can buy fresh vegetables and fruits at farmers markets or grocery stores that are just as valid as vegetarian options as any you get as a specialty store.Using a good food processor and other means, you can chop, dice, boil and puree just about any kind of vegetarian meal that you might be able to imagine getting in a restaurant. And at a much lower cost.Not only that but the leftovers can go into a compost pile to make fertilizer for your garden when you can grow your own vegetables next spring.
That "grower to consumer" market that often surfaces as a farmer's market is a great way to save lots of money also because you are buying your produce directly from the farmer and you cut the grocery store out of the loop entirely.One way to make sure you capitalize on every opportunity to buy inexpensive produce is to work as a community.Get about a dozen vegetarian families working together to always be on the lookout for a great buy.One might find a small farmer's market or roadside stand that is selling produce far below grocery store prices.Another might find a farmer who will basically give his food away just to clear the field. With some coordination, you could field an army of vegetarians to grab those bargains while they are fresh and stock everybody's kitchen with low cost fresh produce.
These are just a few of many ways you can find to save money on your vegetarian groceries and still have just as much quality but without as much cost.By shopping smart and shopping for bargains, you can live the vegetarian life and feel good about it because you are not only healthy, you are smart.
Living beyond financial means and incurring large amounts of consumer debt are increasing among individuals and families. Whether your income is large or small, creating a budget and adhering to it, will allow you to avoid debt and make better choices about needs and wants. When you create a family budget it is not so much the size of your income that determines success, but the way it is spent. The first step is to identify payments and bills and start to allocate your monthly income accordingly. Make categories for each item such as; rent/mortgage, car payment, utilities, food, household items, entertainment, vacation, household repairs, personal spending, savings.
Budgets can be customized to fit individual and family means, as well as needs and wants. As it is identified where money is being spent, evaluating purchases and what can be cut, changed or eliminated will allow for more conscience and effective spending. Many people do not realize how much they spend on eating out, unnecessary household items or clothes. The money is gone and they can't account for where it went. This is not only damaging financially by spending more than one has, but it is less fulfilling because it is thoughtless purchasing. For many, immediate gratification in purchasing has led to a plague of debt and bankruptcy. Avoid the trap of interest and wastefulness by making clear decisions about money. Here are some suggestions to help make a successful budget.
Counsel with partner/family on a regular basis about spending
Regular communication and goal setting allows for financial success because all parties are on the same page and work together to make decisions for the family. By talking about goals it identifies concretely what the needs and wants are for the home and family and helps eliminate the power that impulse can have when shopping. Make decisions together including gifts, eating out, home improvements and personal spending amounts. Setting a limited amount allocated for each person to do with what they want without reporting gives freedom of choice, but controlled. Depending on your financial status that amount will vary and could be as little as $50 a month. It is important to keep it within an amount that can be afforded.
Use it up, wear it out, make it do, or do without
It seems as though the more people have, the more they want. Just getting more money is not the solution for most financial struggles. Learning to evaluate needs and what can last and what needs to be replaced is the first step to putting money in the best places and making what ever your income is, be enough. Although it is tempting to "keep up with the Jones' " comparing possessions to others and trying to have what they do will not allow for a successful budget. If items are bought on borrowed money then possessions are not a true reflection of finances anyway. Making due with what one already has will eliminate a lot of unnecessary spending and free up money for more wise purchases.
Give thought to purchases
Planning for purchases and saving before something is bought will prevent unnecessary debt and the consequences associated with it. Mindless spending has as negative of impact on the household as mindless eating does for the body. You end up with more than you need in the wrong places. Plan for what you want by making a list of most important or most desired to least important. Identifying your needs and wants will give focus and direction for spending and help prevent impulse buying. Shop around and see what is out there, what the going rate is for an item, and what a good deal would be. Watch for sales and coupons to make the best purchase.
Include savings in a budget
Living within financial means is not living on the maximum made, but planning for a rainy day. Because unexpected events can and do happen planning for such situations will prevent the debt that would have to be incurred to pay for them. The more a person saves, the better, set aside as much as possible in this area for security and protection. Regret of purchasing is much for common than regret of not purchasing.
Creating a budget will reduce financial stress. Making conscience spending choices, well thought out and followed through with will create financial freedom and power for individuals and families. Wise choices will increase the quality of life, even if the quantity of possessions is not, and greater peace of mind will be found, and that is success.
Emmasnow has sinced written about articles on various topics from Wine and Spirits, Family and Business and Finance. About the AuthorEmma Snow is a writer who specializes in financial planning. She has worked in the financial industry for over eight years. Currently Emma works on a Finance and Investing site at. Emmasnow's top article generates over 27100 views. to your Favourites.