That's a good thing, too. Without writers, not only would the world lack entertaining and engaging fiction, but we'd also be without educational resources such as textbooks, and even the catchy writing we see on advertisements.

Good writing doesn't come free, and neither does good health ? well, good health insurance, that is. Regardless of how rewarding writers find their writing careers, unless they're employed full-time, for example with an established newspaper or magazine rather than writing as freelance writers, chances are their writing careers aren't offering any kind of health benefits. Medical costs usually come out-of-pocket for freelance writers.

The good news is that freelance writers don't have to go without health insurance. Having a writing career also doesn't mean purchasing an individual insurance policy is the only option. Since writing is a career that will always be in high demand, many people have gotten together over the years and formed several writing organizations.

The option to purchase a health insurance plan through these writing organizations is only one of the various benefits offered.

Writing organizations usually offer health insurance plans that are much cheaper than individual health insurance plans. This is because writers who purchase these health insurance plans will pay group, rather than individual, rates.

Sure, purchasing an individual health insurance plan is always an alternative, but for writers who take advantage of writing organization benefits, purchasing an individual health insurance plan can actually be a last resort. By researching and finding the best writing organization for them, writers can take advantage of group health insurance rates through the writing organization. A writing career doesn't have to mean expensive or non-existent health insurance!