eg: UK or Brides UK or Classical Art or Buy Music or Spirituality
 
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[H1]H And M Clothing Online Shopping
by Michael Hehn, Mic
Holidays or not, online shopping is fast becoming the main shopping choice for many people. People prefer online stores for their shopping needs over the brick-and-mortar stores for a variety of reasons - discounted price, quick price comparisons, unavailability of desired items in the retail stores, 24 hours shopping convenience, etc. Whatever the reason is, before you jump into the online shopping bandwagon, you must consider a few things to avoid frustration and monetary loss.

Before you pull out your credit card to buy an item at an unbelievably reduced price, think about the reasons why the merchant is throwing out his profits. Maybe it is a total scam and they want your credit card number to rip you off. Stay with the big online shopping sites. Sites that are publicly traded or reputable private companies do not spam your email inbox with unsolicited advertisements. If you find a shopping site, advertised in a spam e-mail, that sells $100 software for $10, you can bet that it is a scammer's site.

Ask your friends about their experiences with online shopping sites to select sites that are worthy of your hard earned money. Another approach is to use a search engine like Google to search for items you plan to purchase. When you use Google to search for an item, you will get advertised and non-advertised sites offering your items at different prices. Check out a few sites before you decide to make a purchase.

Many sites like bizrate.com or nexttag.com offers price comparisons, reviews, and shopping site ratings. Use these sites to read reviews and to do a price comparisons. Sites like techbargains.com publishes information on latest bargains, coupons, and discounts offered by various online shopping sites. Monitoring this type of sites provides opportunities to get great bargains. One comparison shopping site, buysafeshopping, provides information on qualified shopping sites that have gone through a screening process for merchant's identity, online sales experience, and the ability to deliver purchased items.

I trust that what you've read so far has been informative. The following section should go a long way toward clearing up any uncertainty that may remain.

If you have to shop with an unknown online merchant, check for their telephone number at their Web site. Contact someone at the merchant's physical location and talk to them. Ask them about their privacy and refund policy. If you cannot find a phone number or the phone number goes to a voice mail, instead to a live person, go shopping somewhere else. There are dozens, if not hundreds, good online merchants for any items you want to buy.

At the online checkout counter, you have to use a credit card to pay. When you use your credit card, make sure that your credit card and personal information are sent using encryption to avoid someone intercepting your information for unauthorized use. To check for encryption, look for https in the URL. It is perfectly safe if the site has http in its URL for all pages except the order page - the page where you enter your credit card and other personal information like address, etc. Even if a site is encrypted, it can still be a scammer's site. Look out for tale-tell signs like numbers at the beginning of the URL. Avoid public computers at cafes, airports, etc. for your purchases. The danger is that hackers can install key-loggers to log your key presses before they are encrypted.

Always use a credit card to pay for your online purchases. Most credit cards have online purchase protection. If something goes wrong, you can always call your credit card company and dispute the charge. You do not have to pay for your disputed charges till the dispute is resolved. Federal laws limit your liability to $50 in charges should someone uses your card fraudulently. Never use a debit card. Debit cards pull money from your bank account as soon as the transaction is made. If you are ripped off, it may take months before you get your money back, if you ever see it again.

Despite all the cautionary warnings, online shopping is safer than shopping offline. You do not have to take a shower, dress up, drive and mingle with other shoppers and touch anything in the store for online shopping. How safe can it be? If you are careful, you can guard yourself against identity and credit card thefts by following safety tips discussed above. When you are using a credit card in an offline venue, there is a person, such as the sales person, who processes the transaction and this person can also see your private information. In online transactions, the middle man is eliminated. If you do your research, watch for signs of fraud and only use credit cards for your purchases, online shopping provides more benefits over offline shopping.

Sometimes it's tough to sort out all the details related to this subject, but I'm positive you'll have no trouble making sense of the information presented above.

When my sister and discussed our shopping plans this year we found to our surprise that our attitudes were much different. She was the hip New Yorker, living in a trendy section of Brooklyn and commuting in to her publishing job in Manhattan. I'm a down home Midwestern type of girl who prefers to drive everywhere and I love my suburb. We were chatting together on my mother's couch after we had stuffed ourselves with cake from our parent's anniversary party, and when we got onto the topic of shopping (my favorite pastime), my sister gave me quite a shock. While I was dreading the upcoming birthdays and Christmas, but my sister had a very positive outlook. She was looking forward to the experience, and I was flabbergasted.

As it turned out, she was a devote of shopping online, and so she was looking forward to surfing around, researching options and deals, and getting all her shopping done early. I argued with her, saying that the personalization of actually finding a gift by oneself in person was something that couldn't be duplicated by a machine. Also, many of the really great items I would like to get were not the kind of items that were technologically oriented, and what little vendors would have their stores online?

The debate got pretty heated, and soon we decided to bet on it. We bet each other a new iPod player (pretty technologically oriented there, but I figured that I could sort it out once I won) that the other person would have much better shopping runs if each of us used the other's techniques. I was positive that if she could discover how nice it was to go into the brick and mortar shops, she'd forget all about online shopping – and I definitely knew that I would like shopping online. Since we were basically buying gifts for the same people, we'd have a fair contest. We'd be fair in our evaluations, as well, and insist on telling each other how we'd done. Each of us would rate the shopping system on ease, quality, price, and getting gifts that was appropriate and appreciated by the recipients. Here's our results:

For our brother's present, I hopped onto the internet and typed in bird watching into the search engine. After searching through a couple options, to my surprise I quickly found a birding book that was specific to our state, plus a CD of bird calls. The site not only offered free shipping, but would wrap the package and mail it to the my brother. “Well”, I thought. “That was easy – but I knew books and CDs were easy to get via the internet. How about something tough?”

I thought I'd cheat a little bit by trying to find something that could only be bought locally. That failure would take my sister's idea out the utility of online shopping and blow it completely out of the water. For this specialized task I picked one of my favorite foods – the organic, wild blueberry pancake syrup sold in our local farmer's market. While it's always a pain to wake up early on Saturday mornings to drive all the way down to the market, it's worth it to get this locally-made, yet exotic product. Unfortunately for me, it was easy to find. I entered the phrase Blueberry Syrup into Froogle and it was the first product sold there. I had no idea they sold this stuff on the internet! The new franchising and marketing opportunities have enabled the local growers to market and ship their product all over the states.

One last shot – I'd look for something for my sister, to get something so personal and unique that you'd definitely have to go there to get it. It was an item that we had seen on a friend's wall, and for years now my sister had wanted one of her own. As it turns out, Thai elephant painting (the elephants grab paintbrushes with their trunks and then paint a canvas) is now online, and yes, they will take custom orders. I hadn't really been willing to fly to Thailand to get a painting, anyway, but I certainly hadn't thought that would have been online.

I called up my sister in defeat. After two hours online, I had bought all my major presents. Sis answered her cell phone and said that she was still stuck in rush-hour traffic on the way to the store.

Article Source : Pg. 232

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Both Michael Hehn & Anne Peterson are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Michael Hehn has sinced written about articles on various topics from Online Business, Careers and Job Hunting and Gift Ideas. Michael Hehn writes articles about various topics.Find out what he has to say about shopping at . Michael Hehn's top article generates over 60500 views. to your Favourites.

Anne Peterson has sinced written about articles on various topics from Computers and The Internet. . Anne Peterson's top article generates over 880 views. to your Favourites.
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