New homeowners do not often think about this very real problem and it can lead to some very expensive consequences.

Water pipes in the home that are not properly insulated can freeze and burst in the winter if the temperature drops to below 20 degrees. Even a crack that is only one-eighth of an inch can let out over 250 gallons of water each day and the water damage this can cause can potentially be catastrophic.

Your floors, clothes, carpet, and personal items will be damaged and as the water dries up and spring returns, it will leave you with a more serious problem.

This problem is mold and when water damage to your home is not repaired correctly or not repaired at all, it can grow in your home and make your entire family become sick over time.

While most insurance policies do not cover mold, water damage is usually covered to some extent. Preventing water damage to your home that is covered can help you prevent the mold damage to your home that is not covered and while any kind of water damage can cause this mold to grow, but burst frozen pipes are one of the easiest things to prevent.

One of the first things that you should do during the winter is to cover your indoor water pipes with insulation.

Where possible, make sure warm air can get to your pipes during a deep freeze. Do this either by opening the cabinets under your kitchen and bathroom sinks or placing a space heater in the room with these pipes.

If you are going to use space heaters, be careful and do not leave them unattended for long or where they can possibly catch things on fire. Do not use extension cords with space heaters and keep anything that could catch fire preferably over 5 feet away or you could be facing a fire damage problem instead of water.

Disconnect any garden hoses and make sure cracks in your homes foundation are sealed so cold air, water, and snow can not get inside to your pipes.

Keeping a small bit of water running through hot and cold water faucets can also mean the difference between a busted and an un-busted pipe.