One of the best gas cards deals you can get is the Shell gas card. Shell has many types of gas cards available not only for your own personal needs but also for your business. Since Shell is one of the major gas providers in the United States, it makes sense to sign up for a gas card that they supply. You can easily get rebates, discounts and rewards from your favorite station. This is a great deal if you frequent Shell gas stations, no matter what type of gas you buy. You can get Shell gas cards from their affiliate credit card provider Citibank or sign up at any Shell gas station. Just pull in and you're on your way towards great savings and benefits!
Here's a sample of what you have in store when you sign up for a Shell gas card:
Shell's cards have no annual fee. You don't have to pay $30 or so dollars to avail of the membership. They don't even have monthly fees that you have to pay?aside from the usual late, over limit and returned check fees. Even their fees are reasonable and easy to pay. You won't feel like you've emptied your wallet out just to pay for gas. You also get great benefits like 0% liability and no obligation for fraud charges in case your card is lost or stolen. Not only that, Citibank provides great customer service that you can count on. You also get automobile and travel insurance that you can avail of no matter what part of the world you're in. This is because Shell is a multi national company that guarantees great service no matter what borders you cross.
If you frequent Shell gas stations, the convenience of having a Shell card is unequaled. Not only do you get cash backs and rebates for every single gallon you pay, you also get service benefits for your vehicle at every participating gas station. This means that you get rebates for simple things like tune-ups and even for every purchase that you make outside of fuel. Not only that, Shell has 4 different cards available that help you decide what you really want and give you the best rewards and benefits for every single penny you spend.
If you have a business, Shell also thinks of your expenses. They give out great Fleet cards that help you manage your business expenses and keep your drivers in check. If you're worried about how much your company is spending fuel wise, you'll easily see this every time you receive a statement. They also provide driver services such as rebates for food and other purchases as well as purchase restrictions. You never have to worry about where your money is going ever again.
They claim a ?Full 5% Cashback Bonus? on Gas purchases throughout the year*? and ?Up to 1% Cashback Bonus on all your other purchases.*?, but you have to read the fine print:
?Each year, earn a full 5% on your first $1,200 in gas purchases. In addition, earn a full 1% on other purchases in excess of $3,000; your first $1,500 in other purchases earns .25% and your second $1,500 in other purchases earns .50%. Gas purchases in excess of $1,200 earn Cashback Bonus at the same rate as other purchases.?
So you actually only get 5% on your first $1200 in gas purchases each year. If you don't have your calculator, that is $60 in cash rebates at 5%. After that your rebate percentage drops a lot. Depending on your spending habits, that could average out to only about 2% cash back through the year.
This credit card could be a good option for someone looking for a second credit card to use combined with an existing card with similar introductory bonuses. By using multiple credit cards and watching your spending, you could be averaging 5% or higher cash back throughout the year. Maybe you even have a different rewards credit card to use after your first $1200 in gas purchases. Another limit of this card is ?Purchases made at select warehouse clubs, discount stores and their affiliates earn .25%.? So if you frequent such stores, don't expect 5% or even 1% cash back.
There are no limits on the cash rebates you can earn and the rebates never expire. You can increase your bonuses by redeeming for gift cards or certificates from their partners. You do have to redeem your cash rebates in $20 increments. As rebates do not expire, the only way you would lose rebates is if you do not have card activity for 36 months or you close the account.
The Discover Platinum Gas Card has no annual fee and a 0% introductory APR on purchases and balance transfers for 12 months. With credit cards from Discover, you can qualify for a regular APR rate as low as 10.99%. You also get $0 Fraud Liability.
Overall this is a very good credit card, but I do recommend using a secondary card once the yearly gas purchase limit has been met. It is a great card for someone looking for cash back everywhere and a low interest rate.
Both Sebastian Grenier & Jeremy Biberdorf are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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