The stories are heartbreaking. Doctors find themselves stuck in a dilemma between treating patients with inadequate or no medical coverage and deciding to not treat them at all. Insurance companies are posting huge losses in the medical industry as treatments become increasingly costlier. Employer’s find themselves taking on more costs as health insurance premiums rise in this cycle. While all this is going on, more consumers are caught in the middle of this war accumulating debt for medical expenses.
More and more, people are finding that health insurance coverage is just not adequate for major medical treatments. People who are driven into debt from medical expenses typically have some type of health care coverage. With the average household paying 10% or more towards medical expenses, individuals and families alike are feeling the pinch. A recent study showed that there is a general feeling that health care is mostly or completely unaffordable. People have put off or even refused treatments, prescriptions, routine check-ups and even surgery as they consider the costs of being able to afford such treatments.
Is there an answer? As the government, insurance companies, doctors, and hospitals seek a solution to this escalating problem, people will still have to find their own ways to manage medical expenses. They will have to develop a system that gives them more control over costs, providers and treatments and that means getting more involved in their health care management process.
Manage your medical spending. Being clueless about the costs of medical care has to be a thing of the past. People will need to be better informed about which treatments and prescriptive drugs are necessary more than ever before. As new developments like health savings accounts (HSAs) arise, consumers will find themselves having to manage their medical expenses by default. Also, medical expense manager software programs are being developed that help to track expenses as well as take advantage of tax benefits.
Start focusing on prevention. Proper nutrition and exercise, combined with routine check-ups can prevent a multitude of ailments or at least prevent them from getting worse. Smoking cessation programs or weight loss management groups are becoming increasingly popular as society in general takes a more active role in dealing with their health issues. A healthy lifestyle promotes better health and reduces overall medical expense costs in the long run.
Can you really afford to get sick? The question should be, “what can you do to manage costs once you get sick?" Preparing for the costs of medical expenses begins way before you even take your first trip to the doctor. The truth is that everyone has a part to play in managing their health care costs. As the government, insurance companies, and physicians are looking at ways to make medical expenses more affordable, people will have to learn to take a proactive approach to dealing with medical care.
Flu? viruses? pandemic? epidemic? we hear far more about this every year than we want to. And then, we worry about whether we, our young children or aging parents will be struck.Recently, we have been hearing a lot - A LOT - about the Bird flu virus - again!We hear how the influenza may be worse than before, how the vaccine stocks may not be enough, how countless people could fall ill, etc, etc.So what can one do?First - wash your hands. Your mother was right, and so is your boss - wash your hands - frequently.Second - stay away from people who are coughing and sneezing near you. And, if you cough or sneeze - do so into a kleenex or the crook of your elbow.Third - avoid touching your mouth, nose or eyes with your hands unless you have recently washed them.There is not much more you can do on your own past these three steps.The next steps - and these are REALLY GOOD ONES - are to get vaccinated (which I do not recommend) or to boost your own immune system with some basic chiropractic care.What does chiropractic care have to do with your immune system? Read on and learn?Lets step back and look at the facts. And the last major flu epidemic provides an ideal case study. In fact, the Texas Chiropractic Association has issued a fantastic review of the LAST major flu epidemic (1918-1919) by Dr. Walter R. Rhodes. This review is based on facts and clearly shows the chiropractic advantage? MEDICAL TREATMENT = 950 deaths per 10,000CHIROPRACTIC CARE = 25 dead per 10,000These numbers are backed by facts collected in New York City. In the 1918-1919 flu pandemic, 950 people died out of every 10,000 cases medically treated - and when the illness progressed to pneumonia, then 6,400 died out of every 10,000 cases. In the same epidemic, under drugless methods - which includes chiropractic care - only 25 patients died of influenza out of every 10,000 cases; and only 100 patients died of pneumonia out of every 10,000 cases.Or how about this case?CHIROPRACTORS SAVE 208 LOST MEDICAL CASESIn Oklahoma, chiropractors treated 3,490 cases of influenza with only 7 deaths. Even better, the record shows that in 233 cases where medical doctors had given up all hope, chiropractic care was able to save all but 25 of these people. All but 25 - and this in cases where the doctor had already given up - amazing!MEDICAL DOCTORS: 1 death per 15 patientsCHIROPRACTORS: 1 death in just 789 patientsIn the same flu epidemic, medical doctors treated 93,590 patients, with 6,116 deaths - a loss of one patient out of every 15. In the same state, excluding Davenport, 4,735 patients were treated by chiropractors with a loss of only 6 cases - a loss of one patient out of every 789. THE RECOMMENDATION FOR YOUThe above flu pandemic results are straightforward example of how chiropractic car helped people get well by relying their own immune system. The medical community may often think less of chiropractic care, but mostly that is because they do not understand it.The results from the last flu pandemic is obvious.The testimonies that I receive from my patients are resoundingly positive - people with periodic chiropractic care GET LESS SICK than those without.So what are you waiting for?Find yourself a chiropractor and make sure your spine and nervous system are working as it should. Like waiting for a toothache to go get a dental checkup, waiting for a sore back or a sore neck is too late.See you soon - Dr. Steve VanLaecken at SpinalWorks
Both Jack Morgan & Steve Van Laecken are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Jack Morgan has sinced written about articles on various topics from Health, Insurance and Health Insurance. Jack Morgan, First Choice Insurance Agency, is an experienced and licensed health and life insurance agent in both Arizona and Oregon and a member of the Better Business Bureau and the Beaverton Area Chamber of Commerce. Visit his website at. Jack Morgan's top article generates over 22200 views. to your Favourites.
Steve Van Laecken has sinced written about articles on various topics from Insurance, Nutrition. . Steve Van Laecken's top article generates over 22200 views. to your Favourites.