Grants for business, housing, education, minorites, foundations and many other purposes are now easy to get. In the year 2008, the US government will give away $400 billion in various grant programs. But before we go into the details of how to obtain this money, let us have a brief look into what are these grants, who are they meant for, why are they given and what are the possibilities for anyone to get this free money?

1- WHAT ARE GRANTS?
Grants are free government money given to individuals, businesses, foundations, corporations and other federal & state level bodies who in-turn, further spread this money to smaller organizations or individuals. Grants are financial assistance programs extended by the US Government for the betterment of the people. Unlike conventional loans, one doesn't need to have a good credit rating to be able to get these grants; furthermore, grants are non-repayable and tax-free.

2- WHAT GRANT PROGRAMS ARE AVAILABLE?
This year, government will give away $400 billion in various grant programs. These financial assistance programs include, but are not limited to:
Small Business Grants - Housing Grants - Education Grants - Foundation Grants - Pell Grants - Grants for Disabled - Grants for Farmers - Grants for Women - Grants for Veterans - Grants for Artists / Musicians - Travelling Grants - Scholarships - House Rennovation Grants - Grants for Special Purposes and much more...

3- WHO CAN APPLY?
Anyone can apply for these grants as long as you are a US Citizen or Resident having a legal status and are above 18 years of age.

4- HOW MUCH CAN I GET?
There's no limit to how much you can obtain in these grant programs. Typically, personal grant programs range from $5000 to $25,000 but these figures are not specific. The amount of funding one can get totally depends upon the financial needs the applicant is having and teh agency(s) he/she applies in.

5- HOW TO GET THESE GRANTS?