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[H839]How To Ask For Money
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"Why can't I send them out? I feel out of integrity with myself."

In different businesses, it's the same story. The massage is over, and the massage therapist stutters asking for payment. The product is shipped, and you are waiting and waiting for the check- yet you don't call and ask for it.

Why is it so easy to be out of integrity with yourself by not asking for the money you are owed?

Actually, you are trying to stay in integrity by not asking.

Huh? But it feels so out of integrity to perform work and not get paid for it, and not ask for the money. How can that be in integrity?

It's true there is an integrity conflict, but it happened earlier than the time of asking for, and receiving, payment.

The integrity conflict happened at the time when your client/customer initially agreed to use your service or product.

Integrity has to do with wholeness- being complete.

When a new customer says "Yes" to your offer, whether it's a class, a year-long custom consulting arrangement, or a pair of custom-made shoes, you are forging an agreement. A sale is just that: an agreement.

In order to be functional, and feel good, agreements need to be in integrity: meaning they need to be complete. All details accounted for.

What's wrong with this agreement:

"Sure, let's go to dinner. How about this Wednesday? Yes? Great, I'll see you then."

This agreement is not in integrity. Why, what's missing? You've already spotted what's missing- what time are you going to dinner? Where are you going to dinner? Are you going to meet where you are eating, or is one of you going to pick the other up?

There is no way to keep this agreement, because it's not in integrity- it's not whole.

And, there are other, less obvious details missing as well: is it a private dinner for two, or is it okay to invite anyone else? "I hope it's okay, but I brought my brother along," is not the best thing to say if your dinner partner has shown up in an evening dress at a fancy Italian restaurant expecting a romantic dinner for two.

Integrity. Clarity.

Getting paid easily and every time, without discomfort and without waiting, means you need to get really clear on the money details before you consider your customer has truly said "Yes."

There are three details about money that you need clarity on to be in integrity. But even more importantly, how can you get comfortable asking for them, when you've been avoiding them all along?

What are those three details, and how do you find comfort?

Keys to Asking for the Money

? The three details: How, how much, and when.

1. How is payment accepted. Check? Credit card? Cash only?

2. How much. What's the total cost of your offer?

3. When is payment due. Half at the time of scheduling? Payment right after the massage is over? Cash on Delivery? Net 30 days? Do you send an invoice, and when?

- Sidenote on #3: You don't have to follow the conventions of your industry on when payment is due. Just because 'everybody' bills net 30, doesn't mean you can't ask for 30% 50% or even 100% up front. In most cases your customer doesn't care, they just want to know when.

If you are conscious and clear, and it's authentic from your heart, your customers will do as you ask them.

? Clarity creates comfort.

It's true that before you get used to asking for the three details, it can make your heart go 'pitter-pat.' But let's look at it from the customer's perspective.

Let's say you just decided to buy something you really want. What's your next question? "How do I pay for this?" But what if it's not clear how to pay for it? There's no obvious register, no one you can find to pay.

How uncomfortable do you feel? Personally, I -want- to pay, and feel really uncomfortable when I don't how it works. That discomfort alone can get me to put down whatever I wanted to buy, and leave.

Talking about the details is a point of integrity, and because it has to do with wholeness, it's a point of comfort for your customer. And overlooking them may leave your potential customer feeling uncomfortable. Is that good customer service?

Ask for the details, and make those "Yeses" ones where you get paid. It will keep you in integrity, and your customer will feel much more comfortable.

Money is a tool invented in order to enhance the lives of each and every one of us but to ensure it is enhancing your life there are some questions you need to ask yourself.

1. Is money enhancing my life or am I stressing over money?

Remember that the whole purpose of money is to make your life better. If money is a major source of stress for you then you either have to change your relationship with money or you have to change your beliefs about money, or quite likely both.

Once you start seeing money as your friend and not your enemy then it will start to flow into your life.

2. Is money helping me do the things I want to do or am I doing things I don't want to do in order to gain money?

People who become really rich don't do it by doing things that they don't like in order to earn money. They make their money by doing things that they really love and are totally passionate about.

As a result they earn enough money to be able to comfortably do the other, non-earning, things they enjoy in life.

On the other hand, people who are not rich are generally earning money from a job that they don't like very much, if at all. They are certainly not following their passion.

What about you? How are you earning your money? Does your system sound more like the rich person's system or the broke person's system?

3. Is money helping me enjoy my relationships (spouse, family, friends) or are my money-making activities or money-worries putting stress on my relationships?

Money, if used properly, can really enhance your relationships. Being in a strong financial position can give you the freedom to spend more time with those you love and the cash flow to enjoy the things that you really love to do together.

4. Am I controlling the money in my life or is money controlling me?

The self made rich know exactly where their money is going because they have made a conscious decision as to where and how they spend. Broke people usually have no idea where their money is going. They have never sat down and worked out a system to keep track of it and they have never taken the time and discipline to decide exactly how they should be using the money they have.

More money doesn't solve poor money management, it just makes matters worse. Remember the old saying that if you learn to manage the pennies the dollars will manage themselves.

5. Is money working for me or am I working for money?

Good money managers make a decision to invest a certain percentage of whatever they earn and they give priority to that investing.

Bad money managers spend money first and, if they think about saving or investing at all, they plan to save or invest what is left. Of course if spending is your first priority there will never be any money left. In fact you will probably spend next month's earnings as well by going into debt.

People who become rich only go into debt in order to create more profit long term. People who stay broke go into debt to buy the latest and greatest gimmick, fashion or toy, usually to impress their so called friends.

How did you go with the five questions?

If there are some areas you need to improve on then why not start today?
Article Source : Pg. 4

James Delrojo has sinced written about articles on various topics from Outsourcing, Self Improvement and Motivation and Health. James Delrojo would like to help you by giving you hisebook "Unleash the Success Power of Your Mind" (valued at $27) completely FREE. Go to
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