The subject of numerology is based on the ancient idea and concept that we, human beings are mere soul or spiritual beings, who incarnate on Earth many a times, in order to attain the highest level of awareness. In numerology, numbers 1 to 9 have certain geometry. Numbers relate to a pattern of energies and vibrations. Numerology is based on the understanding that we enter life with certain strengths and weaknesses.

Numbers are said to affect human lives to a great extent. This is an age old belief. All numbers have certain hidden meanings within them. Numerology helps us understand and interpret the underlying meaning of these numbers. Starting from your birthday and name, numerology reveals who we are as individuals, our personality, or characteristics, our hidden passions and all details about our personal self.

A practical approach towards life is possible only through the study of Numerology. And most important of all is that it prepares you to face all sorts of situation in your lifetime. According to the concept of Numerology each number rules the human nature and displays the effect. The name along with the birthplaces and date of birth are used for calculations and predictions with numerology.

In the path of life we constantly act the same way as the situation demands of us. In such a way we do accumulate a wealth of wisdom and make good choices at times, which benefit us in the future. But, 'Karmic Debt', the name itself indicates that it refers to the burdens or the errors and mistakes which we did in our previous birth. Karmic Debt Number is a number which tells you about a major obstacle that you may be facing in this life, due to the fact that you made some mistake in your previous life. This number reveals how to locate your actual problems in life, and work around them in order to emerge a winner.

The Karmic Debt Number is based on the ancient principles of Indian astrology combined with numerology. It is based on the principle that each of us is a spiritual being or a soul, and has undergone several incarnations in our path to evolution. The numbers that that indicate a Karmic Debt are 13, 14, 16, and 19.

These particular numbers assume great significance when they are found in the core numbers i.e. Life Path, Expression Number, etc, and in the various cycles during the course of your lifetime. Each has its own unique characteristics, and its own particular difficulties. Karmic Debts are also associated with the numbers 4, 5, and 7.

These numbers can be preceded by an array of two-digit numbers.