Being that landlords, car dealerships, employers, and lenders know your FICO score it might be a good idea that you knew these details as well. The FICO credit score you have is the key in your qualification for credit in many cases. This factor helps determine both the amount and the amount of interest you pay in most cases when receiving credit. The Score Power product from the folks at Equifax brings management of your personal finances closer at hand.

With the benefits of this Equifax credit monitoring product, instant access online is available to your FICO score and credit report. An explanation of what your credit scores value is comes included with the service as does a breakdown of how you compare to the national average and a generalized graph of how most lenders will view your creditworthiness. With Equifax's Interactive Score Simulator, you can see how personal actions on your part can change your score. If you lack an understanding of how your credit score works, there are also specific tips to help you better understand your credit score.

The best feature I like is that with the service you are also issued a confirmation number you can use to access Equifax's features for free online credit disputes. When you purchase your Equifax credit report via the internet, this number is located at the top of the credit report. In as much the confirmation number is also located at the top of the report if you order the report via the regular U.S. mail. Please do notice that if you purchase your credit report via one of Equifax's resellers or one of their affiliates, your credit report confirmation number may not be present on your credit report. The confirmation number is needed as an input with a service you can use to take care of errors fast and simple. Also, accessing folks at their customer service department 7 days a week with any questions or concerns with the product is no problem at all.

Many folks may decide to upgrade to the 3-in-1 credit report with the Score Power features as well. Your credit history from the 3 major reporting agencies is included in this. Also as an option you can purchase Score Watch. By using Equifax's Score Watch service, you can keep an eye on your current credit score via their report delivery service. This service will let you know when something has changed in your file that might affect your ability to get credit.

You can access more information on Equifax or more information on the Score Power product at http://www.credit-cards-with-rewards.com/Equifax_Credit_Report.htm .