Car, truck, and other vehicle accidents often result whiplash injuries. Whiplash injuries occur at various speeds and even low impact collisions have shown to cause whiplash and other soft tissue injury. What usually happens is that soft tissue is stretched beyond its elastic limitations, meaning it reaches a point when it loses its elasticity and cannot rebound to its normal position.
Whiplash injury occurs in car accidents when a person's vehicle is applied force usually, by another vehicle. The head is pushed in one direction and then when the vehicle is stopped the head is pushed in the opposite direction, this is what causes the soft tissue around the neck to stretch, often beyond its elastic limitations, this is often a source of not only neck pain, but also headaches.
Seat belts have been effective in saving lives, but there are also studies which indicate that the very same seat belts increase the risk of whiplash injury or injury to the neck. The seat belts keep the body and place, but the head is left with no protection and the rotation and forces applied to the head cause strain and injury to the neck. In at least one study it was determined that accident victims were more likely to suffer cervical injury (neck) when they were wearing seatbelts by a factor of 1.58 to 1.
Insurance companies often rely on engineers to testify in court concerning the forces applied as a determining factor as to whether or not there is injury. More often than not there is a reference to Delta-V, but studies have shown that injury cannot be predicted solely by knowing the delta-V of a collision. Even under controlled conditions the delta-V was insufficient to determine whether an injury would occur or not. Delta V is simply an equation taken from physics showing a change in velocity.
The typical crash analyses involves an engineer looking at pictures of the crashed car and then looking at a repair estimate to determine how it compares to similar cars or the same model car that have been crashed tested. The biggest problem with this analyses is that it is comparing apples to oranges. The crash tested vehicles are generally tested against a solid wall, where the actual crash for the injury claimant has crashed with another vehicle. The tested crash is under control conditions and the crash is done with great care. The real world crash has no such conditions. The timing in the crash is different for each crash the location of the damage varies. The angles of the vehicles at the time of the collision, the seating position of the driver and passengers, and the direction where the persons face varies in every single accident.
Injury cannot be predicted for any one individual because individuals vary greatly. Everyone has a different posture, different tensile strength of the ligaments, a different position in the vehicle at the time of the collision, different spinal canals, a different nervous system, and reaction to stimulus. Any one person can also change from month to month, maybe one started exercising three weeks ago, or changed the diet substantially, or had another injury, or over stressed the body.
Insurance companies nonetheless relay on these engineers to testify consistently on claims that low impact collisions cannot cause injury. Accident reconstructionists often use software to calculate speeds of impact by looking at several factors, sometimes just pictures. The software is usually not accurate enough for low impact collisions and the results can vary in extremes from engineer to engineer. The calculated speed for the collision varies greatly depending on how the calculations are entered, most software cautions that it is not reliable for low speeds and studies have shown that these computations are unreliable. The results also vary depending on the relationship between the engineer doing the calculations and the insurance company paying the tens of thousands of dollars to the engineer.
In addition to the engineers, insurance companies also hire medical doctors and chiropractors to render opinions. Opinions which are more likely than not biased.
Easy qualifying for car and truck financing, is a necessity if you have bad credit. There are many times that your car and/or truck will break down for a major repair over the course of its lifetime. Either you don't have any or enough money to fix the problem and/or your credit doesn't permit you to make this major repair. These major repairs could be in the thousands of dollars and now you have a major problem. You can ask your family members and/or friends to assist you but usually that can turn into a bigger problem. Going to a bank and/or financial institution for a loan usually isn't feasible these days unless you have stellar credit. What do you do? In the market today are car title loan programs that aren't Fico credit driven at all. They are interested in making these loans to you based upon the following requirements:
If your car or truck is:
Less than 8 years old. Is insured, including collision and comprehensive coverage. Has a clear title (not leased and no outstanding loans on it).
And you have a steady income, you will be approved for financing.
This is a car title loan program and can be used to get these major repairs done and repaid in payments affordable to you. These lenders are in United States and Canada......
For truck drivers we know that is your livelihood. Every day that it is off the road means that you don't get paid. ., we understand that you need your truck to earn your living. Getting your it back in working order is a matter of urgency, so we make it our business to make it possible fast.
With our 99% approval rating for qualified applicants, even if you have bad credit or no credit, you can still be approved and have your truck back on the road as soon as the repairs are complete.
Once your loan is approved, the lender simply forward your loan documents to you for your signature. Once the documents are signed, the lender will pay for your repairs. They then break that large repair bill into smaller, more affordable monthly payments. Your repayment plan is simple and can be customized to fit your budget. It's that easy to get your truck back on the road.
Some of the trucks and manufacturers that this financing program is valid for is: semi trucks, over the road trucks, dump trucks, boom trucks, construction trucks, crane trucks etc. This program would apply to Peterbilt, Kenworth, Mack, International, Freightliner, Volvo, Sterling, etc
These car title loan programs apply for cars and trucks and cover the United States and Canada. Don't let your truck and/or car control your life, get on top of the problem and don't lose sleep and money over the situation.
Jm Luna has sinced written about articles on various topics from Finances, Trucks and Finances. J.M Luna has over thirty years experience in the financial field. This includes accounting and taxes, leasing, hard asset money and commercial loans. U.S Corporate Capital Leasing Group assists the startup as well as the seasoned businesses for financing. Jm Luna's top article generates over 8100 views. to your Favourites.