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[T1175]Tort Reform Medical Malpractice
by Christopher Davis, Chr
You may have seen articles and news stories claiming that "runaway jury awards" and "greedy trial lawyers" are causing medical malpractice premiums to skyrocket, thereby driving doctors out of Washington State. Doctors around the state are "demanding" that our two Senators and state legislators enact "caps" on jury verdicts to prevent malpractice relates from rising. THESE CLAIMS ARE FALSE.

A number of studies reveal the truth---that caps on damages DO NOT reduce insurance premiums. Caps on damages only restrict the rights of patients who have been seriously injured at the hands of a negligent physician. Most insurers continue to increase malpractice premiums at a rapid pase, regardless of damage caps on medical malpractice lawsuits.

Over the past year and a half, Texas, Florida, Oklahoma, Ohio, Mississippi and Nevada have tried to solve their state's insurance problems by limiting injured consumers' right to sue in court (so-called "tort reform"). It has failed every time. The reason is: the causes and solutions to insurance problems lie with the insurance industry, not the legal system.

The number and value of medical malpractice payments made to patients on behalf of Washington doctors have declined significantly, according to an analysis of federal government information released today by the national consumer group Public Citizen.

Key findings in the Public Citizen report (Fewer Lawsuits and More Doctors: The Myths of Washington State's Medical Malpractice "Crisis") include:

* The number of medical malpractice payments made on behalf of Washington doctors declined 35.6 percent between 1999 and 2004.
* There was a 42.2 percent drop in the total value of Washington doctors' medical malpractice payments between 1997 and 2004, when adjusted for medical inflation. The inflation-adjusted peak in 1997 was $50.7 million, compared with $29.3 million in 2004. The drop between 2002 and 2004 was 30.6 percent.
The number of million-dollar payments has declined from a high of 10 in 1997 to two in 2004; jury verdicts have remained flat at about 3.2 percent of all payments since 1991.
* Rather than providing windfalls to patients with minor injuries, Washington doctors' malpractice payments overwhelmingly benefit those most seriously injured by doctors. The most serious cases account for 84.9 percent of all payments made, compared to only 15.1 percent of all payments for minor injuries.
* The population-adjusted number of malpractice filings is down 23.1 percent since 1995, dropping from 9.41 per 100,000 people in 1995 to 7.24 in 2004.
Malpractice payouts attributable to obstetrics cases ' doctors say OBs are among the hardest hit by lawsuits ' are down significantly. The number of payments attributable to OB cases fell 25.4 percent between 1994 and 2004, while the value plummeted by 65.9 percent.

GOLIATH DOESN'T NEED HELP

 

            If after David beat Goliath the government decreed that henceforth when people fight giants, they must do so with six-inch sling shots and pebbles instead of rocks, there would be a huge outcry of protest.  However, the changes that are being imbedded in our legal system in the name of tort reform are attempting to do the same thing.

 

            There have been efforts (some successful) in Congress and many state legislatures to make it more difficult for an injured person to pursue a lawsuit and to limit the amount that can be recovered.  Part of the impetus for this reform is a misconception that injured people are somehow taking advantage of insurance companies and corporate America.  The truth is before an individual files a lawsuit against a large business, he or she better be armed with more than a slingshot as there is a long tough battle ahead that usually will not be won unless the facts warrant such and sometimes not even then.

 

            Another reason people feel reform is necessary is the perception that unscrupulous, greedy lawyers are ruining the system.  Obviously the over-zealous conduct of some attorneys needs to be curtailed.  However, such conduct is exhibited by both plaintiff and defense counsel.   So, if any changes are made to the system, we must make certain they equally impact both sides and do not adversely affect the ability of an injured person to obtain fair compensation.

 

            From time to time an individual will receive an outlandish jury award for a small case.  This is akin to someone continually playing a slot machine and eventually hitting the jackpot.  It is these jackpots that receive big press coverage because instant wealth is deemed newsworthy.  However, simply because this occasionally happens doesn't mean that we need to toughen the odds from it happening again.

 

            There are already many safeguards in place in our legal system to prevent outrageous results.  For example, a judge has the power to reduce a jury award when it is deemed appropriate.  This is far more appropriate than an across-the-board money cap imposed by a legislative body.  The judge knows the law, is familiar with the case, and can recognize an absurd dollar amount.  Unfortunately, these judicial reductions usually are back page news items compared to an initial award decision.

 

            When an individual is hurt or injured, it can be extremely difficult to receive fair compensation as he or she is usually doing battle with a giant in the form of a big corporation, an entity with unlimited legal resources.  The expenses attached to a lawsuit dictate that the injured person thoroughly explore a settlement for a sum close to what is fair before filing suit.  To suggest that these individuals take advantage of big companies in the legal arena is as illogical as saying that David took advantage of Goliath.

 

            Do we really want to limit the amount of money a person can receive to a figure such as $250,000.00 plus medical bills?  This may seem like a lot of money that could keep most of us happy for a long time, but it is usually insufficient when an injured victim has a permanent disability that will affect the individual's quality of life for the remainder of their life.  Imagine only receiving $250,000.00 if you lose or limb or are paralyzed.

 

            Before supporting tort reform we must remember that the playing field is already tilted in favor of the giants.  It seems totally inappropriate to tilt the field even more.  David has a tough enough job.

                  

December 18, 2008
Article Source : Legal Advice For Free

About Author
Both Christopher Davis & James are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Christopher Davis has sinced written about articles on various topics from Family, Marketing and Wrongful Death. Christopher M. Davis is the managing partner of Davis Law Group. He brings over 15 years of practical yet innovative experience to personal injury cases. He practices law in Seattle, WA. You can learn more about Mr. Davis at. Christopher Davis's top article generates over 22200 views. to your Favourites.

James has sinced written about articles on various topics from Book Reviews, Vacation and Home Improvement. James F. Adler has been a Senior Partner at his law firm for 30 years and has handled 100's of personal injury cases. He can assist you and serve as your
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