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[T1349]Troy Micr Toner Cartridge
by James Kara Murat, Jam
Remember Frank Abagnale, Jr. (or Hollywood hottie, Leonardo DiCaprio, to you!) in the movie ?Catch Me, If You Can?? A lot of scenes there showed him cashing Pan Am Airline checks that he wrote using a typewriter. Well, that is not possible now with the emergence of MICR or Magnetic Ink Character Recognition.

Banks have started to find ways to streamline their handling of checks as more people grew mobile and (perhaps have grown rich) found more use for bank checks. To automate the processing of these, a standard electronic processing, handling and reading system was established. This is now known as Magnetic Ink Character Recognition.

Magnetic Ink Character Recognition

The American National Standards Institute (ANSI) defines MICR or Magnetic Character Recognition as the accepted machine language specification used in payment transactions on paper ? that's bank checks for you. These are characters printed (MICR Printing) in a special magnetic ink (MICR Toner) that is then read by high speed magnetic equipment that is especially made to recognize these. MICR printing follows an agreed pattern or syntax that, besides authenticating the check, provides the bank with the necessary information like the account number, bank routing number, check number and even the amount requested.

Printed with an E-13B font or CMC-7 font, these MICR characters have to follow a standard arrangement of numbers and symbols for these to be read by a high speed check sorting and reading machine. Just like some barcode fonts, these symbols have a pre-determined prefix and suffix that serve as codes for these machines?there's no way Leonardo DiCaprio's character could decipher this as MICR printing follows a lot of strict conditions such as the positioning of the printed lines in relation to the Clear Band Area of the check.

MICR printing involves a special formulation ink called the MICR toner, and these can be printed using a laser printer or printed on a printing press or w/ impact machines. The MICR toner is magnetically charged so that the reader-sorter machines can recognize them through each character's unique shape. And since it is a machine that optically recognizes these characters, it become important then to have an even or consistent print quality, correct placement of characters on the designated printing area to ensure readability.

MICR Toner
You can use your regular desktop laser printer in MICR printing as long as you use MICR toner. MICR toners are specially formulated magnetic inks that are not the type that you usually use with your printers. These may be readable to the human eye but what the reader-sorter machines are looking for are the magnetic signal or the electronic ?fingerprints.? Trying to pass a check in a bank with invalid MICR codes will have them rejected at the clearing center, may cause you a lot of delays, or worse, the bank teller may suspect a modern Frank Abagnale, Jr. who is totally clueless about Magnetic Ink Character Recognition.

How many of you out there in cyber space today own their own business? My guess is that almost half or maybe even more than that do own their own business. If you do own or manage a business, my guess is that you deal with checks on a daily basis right?

Now we get to my second question in this article, how many of you print your own checks? Again, my guess is that the majority of you DO print your own checks and knowingly, if you are smart about it, you are using MICR toner to make those checks secure.

Today we will be discussing a little bit about MICR toner and the benefits of using this type of toner to print your checks for your business. Maybe even some of you who are reading this and don't own a business will probably consider using MICR toner and printing your own personal checks to save you money and add a personal touch.

First we should provide an explanation of just what exactly MICR toner is, MICR is actually an acronym for Magnetic Ink Character Recognition. The MICR toner is a special type of printing which is used for encoding, sorting and reading the checks and deposit slips at banks.

The MICR toner cartridge characters are easily recognizable by the series of numbers that are on the bottom of a check that the banks will use to process and route the payments. In using this specialized MICR toner, each and every font character is magnetically charged and read by a couple of very fast speed machines, which in turn will convert the MICR ink into the digital data which you will see.

Each check that is deposited into an account is sorted and read many times over by these high speed and high powered machines, so you can be rest assured that this MICR toner is very important to the whole process.

Now you might be asking yourself what are the benefits to you as a client using a MICR laser check system? Many people have said that they have noticed the following benefits since switching to MICR printing:

● They have noticed that the MICR laser check processing gives them a much higher and more thorough sense of security.

● They have noticed a reduction in costs because of the fact that they could control the pre-printed check stock, therefore reducing needless inventory.

● They find that setting up a MICR Laser check is an easy one-step procedure that will add the bank identification, payee info, signatures, logo, and finally the MICR line to the check, all child's play say these happy clients.

● The customers have also stated that they love the fact that they have the freedom to change, delete or add new bank accounts when they have to without having to order new check stock and waiting forever for the new checks to come in.

● The customers have also raved that they have found that they have much less exposure to check fraud then they had before.

Article Source : Pg. 291

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Both James Kara Murat & Lyn Askin are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

James Kara Murat has sinced written about articles on various topics from Computers and The Internet, computers and the internet and Marine Corps. This Article is written by James Kara Murat from PrintCountry.com, the contributor of . A longer version of th. James Kara Murat's top article generates over 60500 views. to your Favourites.

Lyn Askin has sinced written about articles on various topics from Computers and The Internet, Internet Marketing and computers and the internet. To Learn More about and Check Printing with
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