Studies reveal that 85% of consumers are victims of identity theft. Identity Truth offers a comprehensive service to protect your personal and financial information. However, many people feel that they are taking the steps necessary to protect their identities, like installing spyware, antivirus software, and shredding pre-approved offers that come in the mail, these are not the only ways available, nor are they the most effective. In many cases this may not be enough to protect a consumer from identity theft. In 2007, 13 million consumers suffered from the damages associated with identity theft. The FTC reported in 2006, that of the $5 billion in damages associated with fraud due to identity theft, 25% involved credit card fraud and 12% involved new account credit card fraud. With these statistics, it is obvious that many other forms of identity theft exist and that more efforts are needed to protect consumers.
Identity Truth is one of the newest service providers to consumers to protect against identity theft. It offers several different services to consumers to assist them in their efforts to protect themselves. Many companies offer one or two services, but there are few products that provide a complete identity theft protection service that includes fraud alerts, monitoring on different levels as well as removal from marketing mailing lists.
With Identity Truth the consumer can enable Fraud Alerts with Experian, Equifax, and TransUnion for free. For these members ID Truth will place fraud alerts on your credit account so that when any attempt to open a new account in your name occurs, you will be contacted to obtain your approval of the application, before the credit account can be activated. This protects you from unwanted credit that can damage your credit rating and financial stability.
Another program available is the removal of your name from pre-approved credit offers. One of the primary sources of information for identity thieves are pre-approved credit card offers. An identity thief has several ways of obtaining these credit card offers, such as ?dumpster diving? or in some cases removal from a mailbox. It is easy enough to go from house to house, or mailbox to mailbox and remove information during the day while homeowners are at work. Also, may people I know don't think identity theft can happen to them, so they don't bother with the few extra minutes that shredding these offers can take. This service will contact many of the primary marketing firms that produce these mailings, remove your name from the list and by doing so can lessen the opportunities for identity theft.
Identity Truth also provides the following services and features:
- A service guarantee of $2 million: (See the Identity Truth agreement for specific details.)
- Internet monitoring 24 hours a day, 7 days a week: This protection will monitor websites to determine those that quite often are used to sell and transmit your personal and financial information so that identity thieves may use it.
- Suspicious activity notification: Consumer that are members of this service will be notified immediately of any detected problems with their credit. Members may choose to be notified via email or even text messages. You decide how you wanted notified.
- Identity Truth measures your risk of identity theft: Using the information you provide, its unique measuring system determines your risk of identity theft based on these factors as well as determines your likelihood of being a victim of frauds.
- Personal Data Breach Reports and Alerts: Quite frequently security breaches occur within retail stores, banks, schools, insurance and government agencies and personal or financial information is obtained illegally. If one of those breaches pertains to your information, you will be alerted.
- A truly free credit report: Many companies make this claim, but provide you with your free credit report utilizing the free service available to consumers through the Fair Credit Reporting Act. By using this service, consumers are no longer eligible for their free credit report for the remainder of the year. But this service actually does give you a free credit report, and you still have the ability to request another free one in the future
Identity Truth can offers 12 points of comprehensive protection from identity theft that includes a guarantee. There are three plans available: Premium-$9.99 per month which requires a 3-month minimum subscription, Premium-1-Year for $99.99 and Premium for 3-Years available for $229.99.
Your identity is more than just your financial information and Identity Truth understands that. In today's world, personal, family, and financial information is connected putting the consumer at even more risk of identity theft. Identity theft is not limited to simply obtaining credit in someone else's name, but includes mortgage fraud, obtaining government benefits and even a job in your name. Identity Truth is designed to protect more than just your credit but all of your financial and personal information in an effort to provide you with the most efficient identity theft protection available.
Have you ever stopped to realize that all you're doing when you say those things is setting people up to fail? When your new excited person experiences rejection and it isn't easy for them, they feel like they must be the problem.
It's working for everybody else, there must be something wrong with me.
I knew I wasn't a good salesperson.
I knew I couldn't do it, I've never been good at anything in my life.
We are destroying people that could become very successful by giving them unrealistic expectations. NO wonder so many people think MLM is a scam. When your new prospect joins your MLM opportunity and all they do is struggle, they think it's their fault!
How do you avoid "destroying" your new team members?
Realistic expectations.
Make sure they know that MLM can and will change their life, but that success doesn't happen overnight. Sit down with them and make sure that they know that they won't be rich in a month, but if they work their business consistently they can achieve the life changing success they desire.
Less than 1% of all multi level marketers ever achieve a 6 figure income. We could debate that figure all day long, maybe it's too high or maybe it's too low, but whatever the figure really is many people hate it when somebody talks about it.
Why? Because if they are one of the many people that hype MLM as their way of doing business they certainly don't want you to hear something as alarming as that.
We've been fortunate to have been successful in MLM for a decade now and we know the truth about MLM. Sorry, we forgot to mention that we were gigantic failures in every other MLM company we had ever been in.
So how did we become the former mlm loser?
Realistic expectations! This time we knew that it wasn't going to happen overnight. Nothing like a few failures to get you grounded!
This time we knew we were going to have to get better, we were going to have to grow and we were going to have to stay in a company longer than a few weeks to have real, life changing, long term MLM success.
What would have happened if we had been told the real truth about MLM before? Instead of thinking that all we would have to do is talk to a few people, we would have known that there was more to it than that.
Most people just aren't prepared properly to succeed in MLM. They could be, but we get them so high on hype that when they come down from that high the only thing left to do is quit.
Shouldn't you be discouraged that only 1% (if those figures are correct) of the people that join MLM opportunities ever make it to a six figure income?
NO you shouldn't and here's why, 70% of the people that start an MLM business will quit without doing much of anything. That's right 7 out of 10 people are going to quit in a few days, weeks or months.
Why should that make me feel good? You are absolutely in control of your life in MLM. If you will just stay in the game you can have tremendous success.
Every other MLM opportunity that we became involved in we were in the 70% of the people who quit. If you just stay in your company more than a few weeks your odds have now improved to a 1 in 30 shot at making $100,000 a year!
Staying in the business isn't enough, now it's time to realize that MLM is the greatest chance you will ever have at a better life than you're living right now. Get serious! Find a mentor, somebody that has already accomplished what you want to accomplish, and listen to him or her.
Do what your mentor says to do and ignore all the negative influences in your life!
MLM isn't for everybody. Some people are willing to give up the possibility of a much better life because they failed once, or even twice in MLM.
That just makes you normal! None of our friends who earn substantial money in MLM were successful in all the other things they were involved in. So what? That doesn't mean that you can't make it this time.
Tell people the real truth about MLM. There are no overnight MLM success stories but if you have realistic expectations and go to work, you'll be amazed at the success you will enjoy for the rest of your life.
Both Lisa Carey & Scott Miller are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Lisa Carey has sinced written about articles on various topics from Computers and The Internet, Shopping and Computer Virus. Lisa Carey is a contributing author for . You can get tips on Identity theft protection, software, and monitorin. Lisa Carey's top article generates over 9900 views. to your Favourites.
Scott Miller has sinced written about articles on various topics from Computers and The Internet, Tax Software and Multi Level Marketing. If you'd like to achieve life changing success in MLM and get FREE MLM training including , a FREE MLM trai. Scott Miller's top article generates over 60500 views. to your Favourites.