The burden of debt can be difficult for any individual to overcome. Oftentimes, a strong support system is the difference between successfully reducing your debt and struggling to keep your debt from getting worse. Christian churches offer resources and tools based in Christian teachings to help people suffering from high levels of debt. The goal in helping fellow Christians with their debt problems is to lead them to a path of financial freedom where they are able to lead a life of service and giving.
Christian beliefs state that 'no one who is financially bound can be spiritually free.' A life dedicated to serving God and serving your neighbors can be difficult to achieve with the massive weight of debt on your shoulders. In addition, family roles are relationships are often strained when financial stresses dominate the worries of family members. Several scriptures in the Bible discuss the importance of getting out of debt, such as the teaching in Proverbs, 22:7 that states that 'the borrower is the servant to the lender.'
Many Christians believe that there is a scriptural and belief-based path to financial freedom that should be followed. The steps the borrower should follow include:
- Give to God First: The principle of paying tithing, or donating a portion of your income to God, has been taught since Old Testament times. Christians believe that our first commitment is to give to God, the source of everything we have.
- Resolve your Obligations: This does not necessarily mean paying off all debt. Borrowers should consider steps such as debt consolidation, debt negotiation, and undergoing financial counseling to help ease the burden of debt in their lives.
- Learn to Trust God: Basing financial decisions on what God would want instead of worldly desires will help a borrower to make better financial choices in the future. Prayer and religious study will help people to stay in tune with what's important to God.
- Seek wise counsel: Local church congregations have resources that maybe helpful to those with debt problems. From classes about financial responsibility to one on one counseling with ministers or other spiritual leaders, Christians have a built in support system that they should feel comfortable taking advantage of. Family members and close friends should also be consulted as individuals work through difficult debt problems.
A non-profit organization called Christian Debt Consolidation can be found online and is a resource specifically for Christians with serious debt problems. The organization is dedicated to helping people learn how to budget, making their income stretch farther to stop debt balances from building. They also can help people organize a debt consolidation plan to tackle debt problems systematically. The consolidation loan is actually made through Christian Debt Consolidation, a group that will continue providing advice and resources as you work through your debt problems.
The joy of getting out of debt will give borrowers the freedom to spend more of their time and energy serving God and serving their fellowman, important principles for Christians everywhere.
Senior health is a popular topic these days as aging baby boomers try to figure out the best ways to keep enjoying their goldenyears... which happily are lasting longer and longer in the 21st Century. Senior fitness is also an important issue as technology and labor-saving devices have created a landscape where 'hard work' is diminished... but so are the long-term health benefits that come from leading an active life. And senior health is also a key to a healthy mind. Numerous studies point to a strong connection between regular exercise and emotional stability, providing strong evidence that many seniors can literally exercise away their depression.
The ABC of Senior Exercise
For optimum senior health, the ABC of older fitness is actually ESC - Endurance, Strength and Cardio. These three forms of exercise target different senior health needs and should all be integrated into your workout program. Endurance exercise increases blood flow and may protect older people from cardiac injury during a heart attack, according to a new University of Florida study. Strength exercises increase muscle mass and improve metabolism which aids in maintaining a healthy weight...a key challenge in senior health. Workouts that target the cardiovascular system promote heart health. Add stretching and balance exercises for a complete approach to senior health and overall senior fitness.
Fit Seniors Are Smart Seniors, Literally!
When seniors exercise, their workout a positive effect on muscles, joints, and bones. But the amazing news is that exercise for seniors provides far more than just physical fitness. Literally providing a workout for the brain as well as the body, exercise supports senior health by improving blood flow and increasing metabolism. Overall brain function is also improved thanks to better circulation. This can bring a dramatic improvement to a senior's metal acuity and memory function. Seniors who workout regularly, report that their exercise program leaves them feeling positive and happy, with a positive attitude that carries over into non-workout hours.
Feel The Burn and Set Calories On Fire
Seniors need to be aware of weight and its relationship to fitness. As the body ages, it becomes more difficult to maintain for seniors to maintain an ideal weight without a fitness program, regular workouts and exercise. If you can BOOST YOUR METABOLISM, your body will be able to burn more calories per day. The good news for senior fitness is that exercise naturally boosts your metabolism. Your fitness level will get a real boost if you add weight training or progressive resistance exercise that builds muscle to your workout. Muscle burns more calories than fat, and the more muscle you have, the more calories you burn, even when you're resting.
One of the 'secret' benefits seniors enjoy from exercise is freedom from worry. Exercise strengthens muscles that hold the body's organs in place to prevent many of the conditions that keep seniors from enjoying their lives fully. The positive effect on the muscles that hold the bladder is the reason many older fitness enthusiasts have found that keeping to a regular workout helps them put off some of the most common (and potentially embarrassing) signs of aging including urinary tract problems. Simple pelvic exercises performed for a few minutes a day several times a week can improve senior health exponentially.
The Secret of Success
There's no 'magic bullet' that guarantees senior health and fitness. There's not even a 'magic' workout or exercise. If there's any 'magic' in senior fitness, it's a magic word. That word is COMMITMENT. For any exercise program or fitness regimen to work, you need to follow it regularly...for life. A great way to stay motivated is to KEEP A DAILY EXERCISE JOURNAL. Record the kind of exercise you did that day, your heart rate, and anything else that's meaningful to you. You'll feel great when you review the progress you've made in creating a lifetime of good health for yourself.
Both William Blake & Gilbey Scott are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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