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[W613]Whats The Best Gas
by Tom Tessin, Tom

Many people consider buying credit cards due to rising fuel prices and in the process tend to ignore the details of credit card companies and opt for cards, which are not worthy.

1. If you have the tendency to carry the dues until next month or few days after the speculated date, select a credit card of such company, which charges low interest rates, even if you fail to pay the dues within speculated time.

2. Other regular credit cards carry higher monthly interest rate and have short grace periods. So, opt for a credit card, which allows making payments after the due date on reasonable interest rates. However, in this type of credit card, you may have to pay higher Annual Percentage Rate (APR) and may get low fuel limit.

3. Do not get attracted by zero interest rate credit cards. Such credit cards carry zero interest rates only for initial few months. After few months, companies start to charge higher interest rates. Therefore, before applying for a gas credit card, you need to consider at least three to four credit cards, study their details, clarify any doubts by calling up customer care or by visiting the banks in person.

4. Many credit card companies offer reward points depending on the number of times you fill your vehicle's tank. If you drive occasionally, you may not get the benefits of a reward system. In such cases, opt for a credit card, which offers good discount when you fuel your vehicle, each time.

5. Another important thing you need to consider while choosing the best credit card is your driving habits. If you are an occasional driver and drive only in local areas, you need to choose a credit card of a particular company, which is specific to your area, so that you do not have to drive all the way to another area to fill the tank.

6. If you drive long distances, choose a credit card from a company that has branches in other cities or areas as well.

Summary:

When these credit cards were introduced, the idea was to offer easy fueling method for individuals who have a good credit history. The reward system was to lure customers to the fuel station. However, at present, these credit cards are available to people even with average credit history too.

With this type of credit card, you obtain benefits such as vehicle repair rebates, travel discounts, and discounts on grocery items. Moreover, the reward systems as well as the terms of different gas credit cards differ with the companies. Therefore, you need to go through the fine print and choose the best credit card, which fits your requirement and lifestyle.


The other day I was working out in the gym when a guy asked me to spot him on the bench press. For those of you not familiar with the term ?spot,? it means to watch and assist the lifter if they need help. Of course, I agreed to do this. As is customary when spotting, I asked him how many reps (number of times lifting the weight) he planned to do. He looked at me very puzzled and said he didn't know. Humorously, I followed that with asking if he expected to do it once or a hundred times. He laughed and said it would be more than one, but not sure how many he would do beyond that.

He began the lift and performed three reps. I asked him if he felt it was a good set. Was he happy with his performance? Did he achieve what he set out to do? He said, ?Yeah, I guess so.? I went back to my workout wondering how he could determine if he had met his goal. If you don't have a goal, how can you determine if you achieved it?

This experience reminded me of a time when I went to Chicago on a call with one of my sales reps. Prior to the meeting, the sales rep, his manager and I met at a coffee shop. Over coffee, I asked the sales rep to imagine that it was now an hour and a half later. The meeting was over and we were back sitting at the same coffee shop debriefing on the meeting. I asked what I thought was a fair question of the rep. I asked him, ?This was a great meeting if what happened?? (By the way, this is one of my favorite questions to ask of sales reps.) I received a blank look and finally a request for help. Mind you, we were fifteen minutes away from being in front of a prospect and clearly there was no game plan.

We talked for a few minutes and developed our success metrics for this meeting. With those identified, we developed our game plan to achieve our success metrics. Many of you are thinking that a successful meeting is defined as being awarded the business. You would be right if it was that type of meeting. However, this was a second call in a business environment where the buying process is typically twelve to eighteen months. In this environment, other success metrics are needed for each step of the process.

Defining success metrics allows you to formulate a game plan for your meeting. If you know what you need to accomplish, the roadmap becomes very clear for what you need to achieve. If your success metric is defined as your having a comprehensive picture of their challenges with their current provider, you can prepare questions that will expose their challenges. If your success metric is to gather all of the data needed to put together a pricing proposal, the game plan is to ask all questions needed to craft a solution for this prospect.

From a prospect's point of view, they have no time or tolerance for sales people who show up on their doorstep and ask pointless questions for an hour. They are busy and very sensitive about their time. If they accept a meeting with a sales person, they expect that sales person to arrive having done their homework on their company and with a laser focus approach to the meeting. Remember, sales is a profession. They expect a professional experience.

Another common time when sales people lose their way is when they are notified that they are a finalist for an opportunity and are invited to come in to deliver a presentation. In essence, they are told that they are one of a handful of providers that are being considered for the business. The typical response is to say ?Great!? almost like Tony the Tiger. They hang up the phone, do the happy dance, and send an email to their manager telling them that they made the finalist list. There is nothing wrong about being excited to hear the news. You've probably worked hard to get to this point. However, you can't cash that commission check just yet. How can you develop a game plan for this meeting if you don't know who will be in the room, what is important to them, or even why you made the finalist list?

Recently, a colleague shared with me a story about her experience as a finalist. The RFP questions that the prospect had provided lacked focus. It was not clear what they were hoping to accomplish by selecting a new provider. She called the Procurement Agent and began asking a series of questions about their objectives and goals. The Procurement Agent told her she was the only sales person to contact them and ask these questions. The Agent agreed that the RFP lacked focus and could not fathom how the other selected finalists could prepare. Needless to say, this sales person won the business. (Need help putting together a game plan when you are a finalist, send me an email and I'll email you back a checklist that will lead you to victory.)

Ask any successful person how they became successful. They will tell you that they had a vision and developed a game plan to achieve that vision. Sales is no different. Know your success metrics and develop your game plan to achieve them.
Article Source : Pg. 286

About Author
Both Tom Tessin & Lee Salz are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Tom Tessin has sinced written about articles on various topics from Mileage and Fuel, Education and Finances. Find and more of Tom's work at FINDgascards.. Tom Tessin's top article generates over 673000 views. to your Favourites.

Lee Salz has sinced written about articles on various topics from Sales People, Finances and Sales and Negotiation. Lee B. Salz is President of Sales Dodo, LLC and author of ?Soar Despite Your Dodo Sales Manager.? He specializes in helping companies and their sales organizations adapt and thrive in the ever-changing world of business. Lee is available for keynote speak. Lee Salz's top article generates over 2400 views. to your Favourites.
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