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[W610]Whats My Name Dmx
by Landon Mcgehee, Lan
There are quite a few companies that carry the label of Christian debt consolidation and this may sound contrary to the beliefs of the Christian community. Many of these Christian debt companies push the belief that it is more Biblical to use the services of a company run or based on Christian principals.

Take some time to talk to people in the Christian community and you'll soon discover a debate on IF Christians should go into debt at all. It does not matter if you are talking about debt for a home or credit card debt - money owed is money owed. Some believe that it is not OK to borrow for anything - home, auto, or anything.

Some use the justification that if the item is an asset with the potential to appreciate in value then it is OK. Another justification comes from the belief that if an item can produce income or is worth more than the amount owed or the repayment does not put extra pressure on the budget - it is fine.

These debt companies point to the scriptures as a guideline on debt and borrowing. For example they point to (Romans 13:8) 'Owe no man any thing, but to love one another'. In Proverbs the writer warns, 'Just as the rich rule over the poor, so the borrower is servant to the lender' (Proverbs 22:7). They also push the fact that biblically as a borrower they must pay back what is owed. 'The wicked borrow and do not repay, but the righteous give generously' (Psalm 37:21).

As a Christian it is difficult to be committed to serving the Lord and working in the church when you are burdened with debt and must put all your attention into working to cover debt. These companies hold a commitment to helping Christians get back on their feet financially on the road to being debt free. Getting control of your finances is an incredible empowering feeling.

With the name Christian in the company title some people will be more comfortable and assume the company will be looking out for their best interest. However, these companies cannot discriminate on whom they assist. So why are Christian debt consolidation services simply not an organization doing debt consolidation?

Since these companies must treat all individuals the same, the fact of being a Christian service should make no difference in the advice they can offer. Choose a debt consolidation company that best meets your financial needs and not only because of the name in their title.

The assigning of names to coffee roasts can seem a bit illogical if not confusing at times, but when coffee roast names first began to emerge within the coffee industry, their application was based, to a small degree, on fact. For example, both the French and Italians had (and still have) a tendency to roast their coffee very dark, thus the emergence of the French and Italian Roasts. But, in today's marketplace, standard coffee roast names (if you can call them standard) seem to be giving way to individual roasters offering catchy, private label, brand names that don't really communicate to the consumer what the actual roast style is. And to throw more confusion into the mix, often times the roast style names vary by geographic region. An American roast in one region of the U.S. may not be of the same degree of roast as in another region, or the same degree of roast in one region may have a totally different name in another region. Are we confused yet?

The variety of names used to describe coffee roasts include: French, Italian, Viennese, Turkish, American, regular, regular city, half-city, full city, cinnamon, light-cinnamon, just to name a few. It all seems soooooo confusing -- how does one make sense of it all? Simply by associating the flavor of the coffee, with the color and/or appearance of the coffee beans, rather than relying on the roast name alone.

High-grown Arabica beans are chock full of complex, aromatic flavors that are just waiting to be released by the roasting process. Other than the origin of the bean, the degree of roast is the next most important factor in the flavor of a high-quality, gourmet coffee. The degree of roast is determined by the roaster, based on the origin and type of bean. Roasters try to emphasize those qualities of the bean that they feel are most desirable. But since everyone has different perceptions and tastes, including roasters, coffee roasts can vary to a large degree even when using the same coffee beans. Thus, the end result is that you wind up with a variety of very different tasting coffees.

When choosing a coffee roast, there really is no such thing as the "best" roast. Many factors affect one's choice in a coffee roast, the most important being your own personal taste preferences. What time of day you intend on drinking your cup of joe, or what type of food you will be eating it with, are other important considerations. A good rule of thumb is to follow the sunlight in your day -- lighter roasts go well in the morning with breakfast, medium roasts in the afternoon, and darker roasts in the evening, especially after a rich, spicy meal. But again, your own personal taste preferences will prevail!

Light Roasts
Light roast coffees are of course light brown in color and the beans' surface is dry. Light roasts often preserve a coffee's origin or flavor characteristics specific to that coffee's growing region. Light roast coffees tend to emphasize the more subtle, complex flavors of a coffee, often floral and citrusy or fruity notes that denote a high acidity. These roasts are light-bodied, somewhat sour, and are characterized as "snappy."

  • Light Cinnamon -- the beans are very light in color and dry with no coffee oils visible on the surface. The coffee usually has little body and there are noticeable sour notes. There's also a baked or bready taste to the coffee.
  • Cinnamon -- the beans are still light brown and dry with no coffee oils visible. The hints of toasted grain remain and there are distinct sour, acidic notes.
  • New England or Half City -- the beans are a little darker than the cinnamon. The taste is still sour but not bready. This style is not as frequently used as other roast styles, but is common in the eastern U.S..
  • American or Light -- the beans are medium light brown in color. This is the roast used mainly in the eastern U.S. and is the roast style most often used for cupping or professional coffee tasting.


  • Medium Roasts
    Medium roast coffees are a dark brown color and may have some oily spots on the surface of the beans. The acidity factor, or sour-citrusy flavors are decreased in this roast and the more caramel-like, spicy and or nutty notes are accentuated. Most coffees reach their peak of flavor and complexity with this roast, and it is probably the most common roast used by today's roasters.

  • Medium or City -- the beans are a medium brown color. This roast style is most common in the western U.S. and is the recommended degree of roast for tasting the different origin flavors in a coffee.
  • Full City -- the beans are medium dark brown in color and show some coffee oils on the surface. This is also a good roast for tasting origin characteristics of the coffee. The taste is slightly bittersweet with caramel and/or chocolate undertones.
  • Light French, Viennese, Light Espresso or Continental -- the beans are a dark brown color and are shiny with light surface oil. There's less acidity in this roast and the taste is more bittersweet. There are caramel-like flavors with burnt undertones. This roast is often used for espresso.


  • Dark Roasts
    Dark roast coffees have slightly less caffeine and are less acidic than lighter roast coffees. In dark roasts, the oils within the beans have been driven to the surface making the beans appear quite shiny. Some of the more subtle, complex flavors of lighter roast coffees are significantly reduced and/or destroyed with dark roasts. These flavors are replaced by more pungent, bittersweet sometimes tangy, dark roasted flavors that include chocolate and caramel notes.

  • French, Espresso, Turkish or Dark -- the beans are dark brown in color and they are somewhat shiny with surface oil. They have burnt undertones and their acidity is quite diminished. This is the most popular roast for espresso.
  • Italian, Dark French or Heavy -- the beans are a very dark brown color and the surface is very shiny or oily. There's a stronger burnt flavor to the bean and the acidity is almost gone.
  • Spanish -- this is the darkest roast of all. The beans are nearly black and very shiny. Burnt undertones dominate and the flavor has been reduced to a few weak, sweet notes. The taste can sometimes be flat, and the body of the coffee thin.


  • This plethora of roast names just scratches the surface, and often times some of the darker roasts included in the light and medium categories could easily fall into the subsequent category. There's a very fine line that separates one roast category from another -- and again, it's all very subjective, and we can only approximate the categories and the roast names that fall within them.

    So if you're still not sure which coffee roast to choose -- take the plunge! Purchase a few coffee samplers from your favorite gourmet coffee retailer and start testing. Look for the degree of roast that brings out the best flavor and aromatic characteristics of the coffee bean. Also keep in mind the type of brewing method you will be using on your coffee -- select darker roasts for espresso, and light to medium roasts for your automatic drip.

    While there are many factors to consider when selecting the "best" coffee roast, once you understand the differences in the degrees of roast, and the flavor characteristics associated with each roast style, and you try to ignore those catchy brand names, you will have a much easier time choosing that perfect roast.

    Article Source : Debt Consolidation Vs Debt Settlement

    About Author
    Both Landon Mcgehee & Mary E. Macdonald are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

    Landon Mcgehee has sinced written about articles on various topics from Finances, Credit Cards and Credit Card Offers. To keep you better informed there is much more on the topic of Visit us at. Landon Mcgehee's top article generates over 14800 views. to your Favourites.

    Mary E. Macdonald has sinced written about articles on various topics from Debt Consolidation, Tea and Coffee Advantages. Mary E. MacDonald is the owner of The JavaPot, an online tea and coffee shop that offers a premium line of , with an emphasis on organic products. Yo. Mary E. Macdonald's top article generates over 14800 views. to your Favourites.
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