When I first saw the name Aarp (exactly in this format) I thought it was a typing error, I've since learnt that it is an acronym for the American Association of Retired Persons (AARP). I guess because I am not retired the name was unfamiliar to me but since completing the research for this article, I have been educated.
There are many fascinating aspects to the association, and yes I know you are interested mainly in the AARP credit card, so I'll get on with what I found.
About the AARP Credit Card
The cards are issued by Chase in association with the AARP and what I like about them is that you have two options to use and enjoy the AARP services. You also have the option to choose your own credit card design to make the card more personal.
The choice of cards and the benefits are as follows:
AARP Travel Plus Visa Signature card
Features: ? Annual fee of $59 ? 0% introductory APR reverting to 14.24% ? 0% Balance transfer for 12 months ? Earn 1 point for every $1 in card purchases. ? Earn up to 100,000 points annually with no monthly minimum.
This is just a taster of the benefits available with this AARP credit card. This is an airline rewards card and would suit the retired jet setters best. The rewards program is quite good compared to other offers on the market, so it is definitely work looking into.
If flying is not your preference but you still want to enjoy great rewards, the next AARP credit card would interest you.
AARP Rewards Platinum Visa card
Features ? No Annual fee ? 0% introductory APR reverting to 14.24% ? 0% Balance transfer for 12 months ? Earn 1 reward point for every $1 spent on card purchases ? Redeem points for cash or gift certificates
There are numerous vendors at which you can redeem your points, so no matter what your taste or preferences, you would be sure to find uses for the points you accumulate.
This AARP card has extra bonuses such as the ability to pick your own payment due date, and access to the 24 hour members-only helpline. In addition you won't receive any telemarketing calls regarding your account, so that is one less disturbance to deal with.
To add to your convenience you can manage your account online and even use your AARP credit card to pay your federal taxes. Take a look at the "preferred services" available from AARP to find out more. There are so many offers that can help you save money ranging form road side assistance to shopper's advantage.
The AARP credit cards are packed with benefits too numerous to cover in this short article.
You can review other rewards credit cards and airline rewards credit cards on the market to compare the rates and benefits that are available and choose the card that best suits your circumstances.
Millions of people use credit cards all around the world. A huge chunk of those users made mistakes when dealing with their credit cards. The consequence of the errors is costly. The cost may not just be in money but in your credit score and you reputation as well, not mention that financial difficulties are one of the leading causes of divorce.
A lot end up in debt and most of the time these are the people who rant about the credit card being the devil. But fact of the matter is, this is not the case. When used properly, credit cards are very good financial tools.
Credit cards are not necessarily just for people who have large sums of money to use. There are some cards even for the financially challenged, and these are called the: ?Bad Credit Cards.?
A bad credit card is just precisely that: a card with a very bad or low credit limit.
There are two types of credit cards: there is the secured and the unsecured credit cards.
Unsecured credit cards are the accounts that are free from the limits of a bank account. The limit of credit is up to the bank's discretion and not up to the size of the bank account. If the bank thinks that a person is deserving of a bigger credit, then it will be given.
This is the usual type of credit cards in the market and is fairly popular among the card shopping people. These are also the cards known to be more respected by other companies. These are also the cards known to send people to a very deep debt.
This is the type of credit card that should be avoided if the applicant is already in a financial mess.
The secured credit cards are the bad credit cards. These cards are grounded on the size of the account a person has. For example, if a person has a $1,000 balance, then that is all the credit a person is going to get. If there is a point where the balance reaches $0, then the person should go and ?re-fill? the account.
The bank limits the credit to the money already present to avoid overspending, thus preventing even deeper debt. This will monitor the expenses of the person and will help the development of a financial recovery for some.
These credit cards are also known as ?pre-paid credit cards? for there is only a fixed amount that can be used and the holder is the one who puts it there.
Both Anthony Samuel & Gregg Hall are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Anthony Samuel has sinced written about articles on various topics from Check Credit Rating, Airline Credit Cards and Credit Cards. This article was brought to you courtesy of Anthony Samuel, the webmaster of . A credit card directory where you. Anthony Samuel's top article generates over 74000 views. to your Favourites.
Gregg Hall has sinced written about articles on various topics from Lingerie, Desserts and Mortgage. Gregg Hall is a consultant for online and offline businesses and lives in Navarre Florida. Get your at. Gregg Hall's top article generates over 3350000 views. to your Favourites.