When you consume gas, every penny is worth saving. Since prices have skyrocketed, we can't determine on how much gas you must spend on gas alone. To get you into saving, pay for gas and get a little refund with the help of? well, plastic. Don't believe me? Well, read on!
To get your own ?plastic? object which we call a credit card, you must know which of the best cards to choose with a discount rate on gas.
A BP Visa is worth your money spent. Aside from using this card on gas with a 5% rebate, you also receive other rebates on other goods. Whenever you use this card, you'll receive a 5% rebate on all BP purchases in any stores. Also, when you dine out in selected areas or spend it on travel expenses, you get a rebate of 2%. Another 1% rebates for other all other purchases that accept BP cards in any stores.
If you want more freedom on spending, then a Chase Freedom Card is just right for you. With this card, you earn 3% back on your top three sending categories. This card is worth if especially if you buy a lot of gas. Aside from that, you also get a check of $250 once your rebates mount up to $200. You get to earn extra without you knowing it!
For other cards that can save you for your gas and automotive maintenance purchases, try the Discovery Open Road. When using this card, you get benefits such as 5% cash back on your purchases, plus 1% back on everything non-car related items. You also have the power to increase your rewards, double them, and exchange it with the form of gift cards ? a perfect way to send them as presents for the holidays. You can use these gift cards on any store and services: book stores, restaurants, florists, retailers, and travel needs.
Choosing the right card for you may be hard for you. It has to suit your needs and your lifestyle. And the best of all, it has to be ideal for your spending at home. Then again, if you don't want to burden yourself with bills every month, then try these alternatives in saving money at the pump:
? Use a public transportation. It may not be favorable for you; yet, you have to make sacrifices for a change to meet those needs of yours. It might not be the best ride, but it certainly saved you every penny from your wallet!
? Eat at home. It's very expensive to dine out and spend for food. So try cooking for a change and whip up a delicious delicacy for your loved ones and friends.
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By Diane Nassy
With gasoline prices soaring out of control, wouldn’t it be nice if you could shave even a few pennies off of every gallon?
The Key to Lowering Your Gasoline Costs is to “Charge It"
Yep, charge it, but not just on any credit card. If you want to start paying less at the pump then it’s out with the old and in with the new. You may need to replace your current charge card with a gasoline “cash back" card.
Cash Back is Nothing New
The Discover Card has been offering it for years, but there’s a new breed of cash-back cards, ones that offer rebates on gasoline purchases, and those are the cards that we’re talking about.
As gas prices continue to escalate, many oil companies are offering gasoline price incentives to get you to apply for their affinity card. Some offer a straight cents-off rebate for every gallon you buy, while others offer percent of purchase rebate. With those rebates running as much as 5%, or higher, it doesn’t take a calculator to figure out that a $3.00 per gallon can become $2.85 per gallon just by choosing the right credit card when you pay at the pump.
Many of these credit cards have annual rebate limits and those limits vary. So check the Terms and Conditions before you apply.
Most gasoline rebate deals are offered through joint ventures between major banks and the oil companies. In order to get in on the savings, you have to apply for a Visa or MasterCard that bears some oil company’s logo.
For example, Hess Oil has teamed up with Chase Bank to offer the Hess Visa Platinum Card. Besides no annual fee, it offers a 10% rebate on all Hess gasoline purchases for the first 90 days, a 5% rebate after that, and a 1% rebate on any purchases made anywhere else for practically anything else.
Even though that 10% doesn’t last forever, a $3.00 per-gallon price becomes $2.70, and if you’re planning a road trip anytime soon, it just might make sense to apply for a card.
If Hess isn’t a familiar name where you live, Marathon is offering the exact same deal for their Chase/Marathon MasterCard.
Gasoline discounter Speedway also has a deal with Chase and MasterCard, but they’re only offering 8% for the first 60 days, 4% after that, and 1% on any other purchases.
Don’t forget to check the credit cards that are already in your wallet. American Express Blue cards offer 5% back for all gasoline and grocery store purchases, and Discover is offering “up to 10% off" at gas stations.
And if you’re a student, the CitiBank Student MasterCard gives 5% cash back on gasoline and grocery store purchases as well.
A penny saved is a penny earned and that penny does more good in your pocket than in the oil company’s. Check your wallet to see if there are hidden gasoline savings inside. If not, grab a credit card that pays you to pump gas.
Both Kelvin Young & Diane Nassy are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Kelvin Young has sinced written about articles on various topics from Business Credit Cards, Debts Loans and Credit Cards. Kelvin Young - Author of: . Kelvin Young's top article generates over 5400 views. to your Favourites.
Diane Nassy has sinced written about articles on various topics from Adsense, Credit Cards and Cars. Diane Nassy is the founder of . Visit her website for great tips on ways to save on rising gas prices.Email :. Diane Nassy's top article generates over 3600 views. to your Favourites.