The Exxonmobil Card is just like your basic retail gas station credit card and offers no real incentives. Though it definitely helps you pay for your gas bills whenever you get your vehicle refilled during your journey. The Exxonmobil Card is accepted at all the 16000 Exxon locations all over U.S. and it also helps you in repairs which turn out to be very beneficial. This facility provided by the Exxonmobil Card diminishes and sometimes almost eliminates the need of constant cash in your pocket for things like refueling, enabling you to use the cash for better purposes like shopping and reaching for better amenities available.
The Exxon Preferred Card is preferred by many as suggested by its name. The wonderful features offered by this card, like giving you cash back on hotel bookings, new car pricing, flight insurance, or gas purchased and the remarkable flight insurance they give you works as the icing on the cake. The Exxon Preferred Card also has a provision to give you emergency cash up to $1000 as and when the need be. With the Exxon Preferred Card you have another benefit as they also have common carrier travel protection insurance. The only drawback of this ?preferred' card is its annual membership fee of $25.
The ExxonMobil MasterCard is the most beneficial among the three cards offered by the Exxonmobil as it gives you 3% cash back whenever you purchase gas in any of the ExxonMobil outlets. If that isn't enough, it also gives you a guaranteed 1% cash back on anything you purchase, thereby synchronizing your savings with your spending. The ExxonMobil MasterCard also has 0% APR on balance transfer for 6months making it irresistible.
The Exxonmobil Credit Card comes free of any annual fee and you can earn unlimited rewards. Though the rebates have to be redeemed at a participating Exxon or Mobil station in the U.S. within a time period of six months. All you need is to have a good credit report to apply for the Exxonmobil Credit Card. This card also provides you with a free speedpass which you can use to pay for your refueling and it is known to be better than a credit card.
With the Exxonmobil Credit Card you are the boss as you get to decide the date of your payment, of course with their help after you notify them about the date of your payment. This card also enables you to access your account online and also check your monthly statements even of the last six months. Not only can you apply and pay online you can also search for the Exxon gas station nearest to you instead of going about from place to place in search of one. You are at 0% fraud liability with the Exxonmobil Credit Card and have the benefit of paying your bills at the pump.
Washington Mutual is one of the largest banks of America and it offers an amazing variety of cards. The first and the foremost is the Washington Mutual Platinum Card which comes with instant approval so now you don't have to wait for days to know the status of your application, you get to know instantly whether your application for a Washington Mutual Platinum Card is approved or not. As a measure of protection against the unauthorized services which are on a rise, the Washington Mutual Platinum Card comes with $0 fraud liability on unauthorized purchases so you don't have to spend sleepless nights in case that happens.
Without any annual fee and discounts from popular retailers available online this card is hard to resist. The promotional balance transfer APR is as low as 0% for the first 12 billing cycles as it is the introductory period and after that the APR for purchases varies from 9.99% to 19.99%. The Washington Mutual Platinum Card also gives you a grace period of 25 days if the new balance is paid fully by the due date of the payment and the balance is calculated according to the method of the two-cycle average daily balance which includes new purchases too. With the Washington Mutual Platinum Card you are charged a minimum of $1 as a finance charge and 1% of each purchase as the transaction fee for the purchases that you make outside the U.S. and its territories. The Washington Mutual Platinum Card charges 3% for each balance transfer ranging from a minimum of $5 to a maximum of $75 and 3% of the advance i.e. a minimum of $10 is charged from you as your cash advance fee. If you are late in paying the bill, a late fee varying from $19 to $39 is charged depending on your balance and if you exceed your set credit line during any billing cycle an overlimit fee of $35 is charged from you.
The Washington Mutual Platinum Card also provides you with the unique and interactive Washington Mutual Credit online account management providing you an offer card whenever you visit the visit the site thereby increasing customer base and saving you from the trouble of searching and applying for a credit card.
Not very long ago the Washington Mutual took over the Provident Credit Card which was the erstwhile credit card giant and has grabbed up the ninth position in the credit card ranking in America since then and now it offers you three more cards to choose from one of them being the Providian Real Rewards Card. The Providian Real Rewards Card is different from others because it rewards you with points every time you use it and the rewards come in different forms thereby giving you freedom of choice. So with Providian Real Rewards Card you can use your rewards for purchasing flight tickets or as restaurant coupons.
Another card offered by the Washington Mutual is the Providian Cash Back Card which gives you cash back on any purchase you make thereby giving you ample opportunity to get your money back with each purchase made by you.
The third card offered under this head is the Providian Rewards Card enabling you to earn a point for every dollar you spend through it and that too in different forms ranging from merchandise and gift cards to travel benefits.
In spite of seemingly great offers Providian is constantly in the midst of lawsuits with customers constantly accusing Providian of charging them more than their due payment. To add insult to injury, customer service is poor and lacking in quality.
With the Business Card offered by the Washington Mutual Credit Card you can keep the expenses your business separate and it also gives you employee cards whose spending limits are set by them. What's more, you can also track down the individual expenditure of the employees from the itemized statements which are provided along with other benefits including the online service which is available 24/7.