It's a beautiful day and you're driving down the road taking in the scenery. The wind blows through your hair and the breeze feels good beading down your face. You see there is a red mustang convertible traveling directly ahead of you. The license plate on the mustang reads you think FIN..??LY. You have difficulty reading the plate so you speed up to get closer to the rear of the vehicle. As you press down on the gas of your vehicle it accelerates from fifty to sixty-five in a flash, and before you know it you have rear ended that little red mustang. At this point your heart races and you feel angry, scared and frustrated at what just happened.
You say to yourself what am I going to do and how did I manage to cause this accident. I could kick myself for what just happened.
You now think about the consequences and try to determine what you should do next. You then decide to exit your vehicle to see how the driver of the mustang was doing. The mustang driver whose name was Manny, appeared to be doing physically fine, however he was upset that I had hit his classic red prized possession with license plates which you discovered read FINALLY.
If you're in a car accident, first and foremost, try to obtain as much information from the other party involved in the accident which would include the following: drivers license information(name, date of birth, license number, address), telephone number, license plate number, vehicle type(year, make, model & color), insurance information(policy number, insurance company name, & address if possible). If the other party has no insurance, be sure to obtain the license plate number and all other information previously mentioned. In addition, if there is a witness or witnesses at the scene, obtain their name, address and telephone number if at all possible. This will be very helpful in determining who is responsible for causing the accident in reference to liability.
If the police department is called to the scene of the accident, a report may be taken. If this is the case, the police officer taking the report may separate the parties involved and the identification information previously listed may be difficult to obtain. If this is the case, then make sure you obtain the police report number so that you can provide this information to your insurance company. Your insurance company will obtain a copy of the report, wherein the identification and accident information will be listed for all parties involved.
Contact your insurance company to report the accident as soon as possible. Regardless if you plan on going through the other person's insurance company for the repair of your vehicle. Most insurance companies require their policy holders to report accidents.
If you fail to report the accident to your insurance company, you may find out at a later date when you try to apply for another insurance policy that you are listed on what is called a KLUE report for not reporting a particular accident to your carrier. This may have a negative impact on you obtaining a new policy. You may be listed on the KLUE report even if the accident is not your fault.
The KLUE report is a specialized report which is used by most insurance companies concerning licensed drivers who are trying to obtain a new policy. It also provides information on your driving history.
Everyone who is a driver should be concerned with learning ways to drive safer and to avoid getting in a car accident. There is no reason why drivers shouldn't be cautious and aware of the possibilities for danger that come with being on the road. There are many simple ways to avoid a car accident when you are on the road.
One of the most important steps to take in avoiding a car accident is to pay attention to driving! I see and hear about far too many drivers who are attempting to do multiple things at one time. For example, I saw a lady driving yesturday who was also in the middle of putting her makeup on. There is no way that she was fully aware of what she was doing or of the potential danger she was to everyone else on the road. People can get distracted from driving by a variety of things, so they need to re-focus on driving and on avoiding an accident.
The use of cell phones is one of the biggest problems for drivers and one of the biggest causes of car accidents in the past few years. Some states are catching onto this and are banning drivers from talking on cell phones while they drive. If you absolutely need to talk while you drive, then you should purchase a headset so that your hands will be free to drive and help you to avoid an accident on the road.
Trying to carry on a deep or meaningful conversation with other people in your vehicle can also be a serious cause of distraction and hence of a car accident. If you are driving with a full car of passengers, remind them that your job and responsibility is to drive safely and to avoid a car accident for the sake of all who are on the road. Ask that they refrain from beginning serious conversations with you that will require your full attention.
Music and other radio programs can also be big distractions to drivers and lead them into a car accident. Be intentional about the things you choose to listen to when you drive. Be sure that you don't choose anything that will be too much of a distraction to you. Instead, choose soft music or programs that will allow you to fully focus on the road and on not getting in a car accident.
When you are driving, your highest responsibility is to do just that: drive. Avoid a car accident at all costs and save your phone calls and deep conversations for one you are off the road.
Both Nocita Carter & Belina Storrey are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Nocita Carter has sinced written about articles on various topics from Credit Cards, First Date and Insurance. Nocita Carter creates websites with tips on various subjects including . Nocita Carter's top article generates over 450000 views. to your Favourites.
Belina Storrey has sinced written about articles on various topics from Japan Car, Home Management and Finances. Belina Storrey is a consultant that works for the department of transportation. She hopes to warn people about the avoidable causes of car . See. Belina Storrey's top article generates over 9900 views. to your Favourites.