You have just entered quite an exclusive club, as diamonds are one of the rarest substances known to mankind and are only found in a few scattered locations across the world. If you took all of the polished diamonds since the beginning of time they would still only fit into a modest sized house!
Diamonds and sapphire are some of the most sought after gems and to own a diamond and sapphire ring with its exquisite style and timeless appeal, will give you pleasure for years to come.
Owning a diamond and sapphire ring especially if the ring has been given to you as a symbol of someone's commitment, fidelity and love for you is unlike owning any other piece of jewelry.
For centuries diamond and sapphire rings have been the symbol of peoples eternal love for each other and all diamond and sapphire rings have their own characteristics and subtleties. It is no surprise then the sense of emotion your ring will evoke whenever you look at it.
The diamonds in diamond and sapphire rings would have started its life about a billion years ago and in some exotic location like India, Brazil or South Africa.
Unless you are careless and lose your ring there is little chance it will become damaged or suffer any wear and tear over time. Diamond and Sapphire rings are very hard wearing. In fact diamond although fragile to look at is the hardest mineral known to mankind and sapphire for that matter is a pretty tough substance in its own right measuring 9.0 on the Moh scale.
Most diamond and sapphire rings are quite expensive so making sure the ring is adequately insured is essential. Although you will never be able to replace the sentimental value if you did lose it, at least making sure you will not suffer a financial loss will soften the blow.
There are several types of cover available for your diamond and sapphire rings, which are replacement value, agreed value and actual cash value. The first thing to do is have the ring valued independently by a reputable jeweller. If you are relying on your house insurance cover then make sure the ring is inured separately from the rest of the contents and the actual value is stated.
There are many companies that will insure diamond and sapphire rings and once you know what to ask about you will not have any problems insuring your ring and will have piece of mind should the unthinkable happen.
Jewelry is a type of item which many people own. Some pieces are expensive and flashy whereas others are more modest and mainstream. If one truly wants to know what their jewelry is worth, the enlistment of a professional diamond and/or jewelry appraiser is the best way to go. Professional diamond and jewelry appraisers serve a wide array of purposes and it is important to know just why one needs the help of these individuals and how to choose the best one.
Reasons to Hire a Professional Appraiser
There are quite a few good reasons to hire a professional diamond appraiser or jewelry appraiser to evaluate one's jewelry item. The first is for the purpose of letting the owner know what their piece of jewelry consists of as a whole. The appraiser will thoroughly examine the item and detail the composition and attributes thereof. For those who may not be as well versed in the area of jewelry, a professional appraiser is the go-to person in order to find out what they really have in their possession with regard to the jewelry piece.
Another reason to hire a professional appraiser to evaluate one's diamond or jewelry item is for the purposes of pinpointing a replacement value on the item. This relates to providing the value of the item should it be lost or stolen. Something such as replacement value is extremely important to insurance companies which may insure the piece of jewelry for the owner. By scrutinizing the jewelry or diamond and listing various components about that item, the professional appraiser is able to put a dollar amount on what it would cost to replace it should it be necessary to do so.
Desirable Qualifications of a Professional Appraiser
Since one is putting their jewelry in the hands of another in order for it to be evaluated, it is important to ensure that the individual doing so is properly trained as a professional appraiser. The best way to find out about the credentials of the professional appraiser is to ask them about their formal training and education in the field. Selecting an appraiser who is designated as a Master Gemologist Appraiser by the American Society of Appraisers is a good place to start.
These individuals have completed certain types of classes and examinations in order to determine that they are knowledgeable and proficient in their field. In addition, a Master Gemologist Appraiser is required to take follow-up tests throughout their career to ensure that they keep up with the standards of the industry.
It is also wise to choose a professional jewelry and/or diamond appraiser who has a few years under their belt with regard to time spent as a jewelry appraiser. Although one with thirty years experience may not be much better than one with twenty years experience, it is still an important factor to consider when choosing a professional jewelry appraiser. The more contact one has with their career throughout the years, the more knowledgeable they will often be in the end.
Both Vicki Churchill & James Greene are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Vicki Churchill has sinced written about articles on various topics from Cooking Tips, Ideas for Scrapbooking and Diamonds. Vicki Churchill writes for several sites including and. Vicki Churchill's top article generates over 550000 views. to your Favourites.
James Greene has sinced written about articles on various topics from Pets, Engagement Rings and Diamonds. James Greene is a Graduate Gemologist and Master Gemologist Appraiser. James has been in the jewelry and appraisal business for over 25 years and specializes in Insurance and estate appraisals. http://www.diamondmarketwatch.com. James Greene's top article generates over 60500 views. to your Favourites.