As parents, most of us wish that our children will grow up to be smart, responsible and loving individuals. So, we always find ways to boost their intelligence quotient or IQ. This we do by providing them educational toys and books and sending them to the best school to develop their mental skills and abilities. However, apart from intelligence, it is of utmost importance also that we help build their emotional intelligence or what we now term “EQ." The home, as in the case of developing IQ, is also where we should help build this EQ.
Developing children’s emotional quotient means creating an environment that will encourage them to recognize their feelings, express them and learn the right ways to deal with them. Studies have proven that while 20% of life’s success is dependent on a person’s intelligence, the rest is determined by self-motivation, persistence, self-control and delaying gratification.
When kids are outraged
One major and common emotional problem that needs to be addressed is when kids throw their tantrums. This usually starts during the toddler years and may go on until grade school if trantrums are not controlled. But there are easy ways to deal with this predicament so long as parents also stretch their patience.
Parents must first understand their own feelings so they in turn will be able to relate to the emotions of their children. So for instance, if your child is throwing a tantrum, identify first your own feeling before flaring up. Ask yourself if you feel embarrassed about his behavior and what other people will say because you believe your kid is not capable of misbehaving.
Be patient and then find out the reason behind the tantrum by asking the child. Was he frustrated over a toy or uncomfortable with his clothes or shoes? Help him learn that problems can be solved and that he need not fret about it.
Next step is to keep your cool while calming down your kid. Always be firm about what you say when taking control of the situation. As much as possible, divert your child’s attention and show him the more acceptable behavior. Remove from him any disruptive object that he’s holding. Later on, you may show him the proper way of using that object that gave him much frustration.
Helping your kid describe his feelings will also enable him to accept that having ill and uncomfortable emotions is normal in life. If a child can label his feelings, he will learn to pacify himself and recover from a frustrating situation. Go on, ask you kid if he’s hungry or sleepy or perhaps, he wants to play. A toddler can already understand this and will most likely agree to any solution offered to him especially if it’s what he has in mind. “Are you sleepy? C’mon, let’s take a nap together." “Are you thirsty? Let’s go get a glass of milk, you like that don’t you?"
Now that you have taught your kid to label his feelings, guide him then in solving problems in certain situations. Children need to know that their misbehavior is the problem and not their feelings. Let them understand that they have a right to feel bad but they need to be guided in finding ways to express their emotions. Experts say brainstorming is one great way to help your kid deal with his feelings. Sit down and talk to him about the problem. Take for instance, your three-year-old and her playmate fought over a doll and your daughter hit the other girl. To solve the problem, ask your child what happened. Usually, in all innocence, kids will really tell their mom what happened. So you might tell your kid “I know that you’re angry that Amy took your doll. I would feel the same. But it’s not good that you hit her. What can you do instead?"
Okay, it’s indeed frustrating when you see your kid throw a tantrum whether at home or in a restaurant. But then again, it’s how parents handle the situation and how they teach their kids that will solve the problem. Patience is always the key.
Dealing with repossession can be embarrassing and challenging to get through emotionally, let alone what it does to your credit report. Legally speaking, if you are unable to make your car payments, the lender who ensured that you would be able to drive off the car lot in the first place does have the right to demand the car. The misconception among consumers is the notion that once the car is handed over to the repossession agent, commonly known as the repo man, your liability ends and you may wash your hands of the debt.
When you apply for another loan a while later you are denied, or in the alternative offered high interest rates which are usually associated with consumers who fall into the sub prime market. The reason for this action is the notation on your credit report which reflects the fact that you creditor annotated your car loan with verbiage that speaks of the repossession, the amount of the loan, and perhaps also the amount of money that was outstanding as well as the amount of time which passed until the creditor finally decided to close your account. You might have thought the loan was gone, but instead the liability is still there.
For this reason it is not a wise choice to let your car loan get so far behind that your vehicle will be in danger of repossession. Of course, when it comes to having a roof over your head, food on the table, or a sweet ride, you will most certainly choose the former two. Yet did you know that you can avoid the repossession of your car? First and foremost, contact your lender and see if they are willing to work with you. Some will allow you to skip one or even two car payments per calendar year, which will then be added to the end of the loan. Other creditors will permit you to refinance your car loan to span a longer period of time and thus drive down your payments.
If neither or these are options for you, go ahead and sell the car for the amount of money that is outstanding on it. Then, turn around and pay the lender. This will keep you from taking the hit on the credit report that is sure to come if you let the repossession continue. Keep in mind that in addition to the outstanding amount of the note, the lender will also charge you a host of fees simply for the repossession. Of course, if you find you are upside down on the car loan, this is not going to be a viable option for you. Sometimes you can go to a car dealership and attempt to trade in your ride for a beater that the dealership will then finance in addition paying off your first car. Granted, this is a bit like robbing Peter to pay Paul, but it buys you time ? time which you might be able to use to find that great job that will help you to pay off the note.
Both Tom Takihi & James Copper are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Tom Takihi has sinced written about articles on various topics from Japan Car, Low Carb Diet and Soccer. Tom Takihi is the owner of the Discover Parenting portal. To gain more information, please visit. Tom Takihi's top article generates over 165000 views. to your Favourites.
James Copper has sinced written about articles on various topics from Finances, Mortgage and Mortgage. James Copper is a writer for . James Copper's top article generates over 1220000 views. to your Favourites.