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[T1085]Top 10 Best Universities
by Karen Scharf, Kar
With everything we say and do, we're influencing, positively or negatively, the people we care about. The ideal is to do this with consideration and intention. Here are ten ways you can help others see and realize the best that's within them.

Believe in Them: We all have self-doubts from time to time. Our confidence is shaken. We lack the faith in our talents and skills to go for an important promotion or launch a new initiative. Having someone believe in you at these times is priceless. The stories of great men and women are saturated with examples of someone who believed in them even when they didn't fully believe in themselves.

Encourage Them: "You can do it. I know you can." These are words that are all-too-infrequently voiced. Sincere encouragement can go a long way in helping someone stay the course. The more specific you are, the better the results. "I remember when you got through your slump last year and ended up winning the sales contest. I'm willing to bet that you'll do even better this time."

Expect a Lot: We're often told not to get our hopes up. We're encouraged to have realistic expectations. But when it comes to helping others operate at their best, we sometimes have to up-level our expectations. This can be taken to extremes, but there are many times when a teacher, a parent or even a boss has required more of us than we thought we were capable. And we've risen to the challenge which enabled us to see further than before.

Tell the Truth: And tell it with compassion. We often avoid telling the hard truth because we don't want to upset anyone. We want to be nice. But telling the truth is a loving act. You may be the only person who can or will say to another what needs to be said. And you can confront someone without being combative.

Be a Role Model: One of the best ways we influence is by our own actions. Who we are speaks much more loudly than what we say. Don't think that people aren't watching you. They are. And they're registering everything about you consciously and unconsciously. We automatically emulate our role models. And we're all role models to someone so let's be good ones.

Share Yourself: Too often, we miss the value of sharing our failings. We don't want to be vulnerable so we hold back. In doing so, we deprive others of our experience, our learning and our humanity. When you share from your own experience, especially your failures, you increase empathy, you're more approachable and you increase your relatability to others.

Challenge Them: The word "challenge" has some negative connotations. The meaning we're using here is, "a test of one's abilities or resources in a demanding but stimulating undertaking." We all need to be challenged from time to time. Doing it for another is an art form. Go too far and it will backfire. Go too easy and you will appear patronizing. Remind people of their commitment to being their best and state your challenge. "I challenge you to overcome these unimportant opinions and get on with the real task at hand, get the job done, make the commitment, etc."

Ask Good Questions: A good therapist or coach doesn't tell their clients what to do. They ask good questions in order for the client to understand themselves better, to get clear on what the issue is and from there to make good choices. You can do the same. By asking elegant questions, you cause people to think and come up with solutions. They'll appreciate it.

Acknowledge Them: You find what you're looking for. If you're looking for the best in someone, you'll see it. If you're looking for their failings, you'll see those. Catch people doing things right and tell them. When we acknowledge the good deeds of others, they tend to do more of them. Write a note. Send a card. Give them a call. Praise them in front of others.

Spend Time With Them: We love what we give our time to. By devoting your most precious resource (time) to another individual, you're showing them that you truly value them and your relationship with them. Invest time in your relationships; it's what life is made of.

1) Fill up your ISA allowance

ISA is an acronym for Individual Savings Account. ISAs are savings accounts which are available to people in the UK. They have special tax benefits and each person can invest up to £3,600 a year, with all interest received being tax free.

An ISA is definitely a safe bet for your savings if you have less than the upper limit to invest. If you have more, it's a good idea to fill up your ISA before looking elsewhere for good deals.

2) Compare savings deals

Shop around for a savings account which gives you the best savings rate available. By comparing deals across a number of different providers you could end up with a radically improved return on your investment.

3) Use introductory offers

Banks often create deals with higher interest savings rates, usually just for the first year, to encourage new customers. These deals can be a good short-term option as long as you take a careful note of the date when the introductory savings rate finishes and move your cash from the account when that happens.

4) Make sure your money is safe

The government guarantees all savings up to £50,000 (the FSA increased the limit from £35,000 to £50,000 in October 2008). With savings above £50,000, though, there is a risk that you could lose money if your provider runs into trouble. If you are a looking to invest more than the £50,000 limit, it is wise to spread your money around so as to remove this danger.

5) Consider a fixed-rate account

If you are unlikely to want to use your cash over the next two or three years, a fixed-rate account could be an excellent place to put your money for a good return on your investment. However, you need to take into account the possibility for interest rates to rise and other savings rates to improve before entering into a long-term deal, as removing your money early will usually mean paying a penalty.

6) Look at high interest current accounts

If you are keeping your money in a current account, and feel that is the most convenient way to save, it is important to investigate whether there is a high interest current account which is offering a better savings rate than the current account you are using.

7) Don't be loyal to one provider

You may feel more comfortable staying with the same provider, but if their savings rates are not good you may be throwing away good money by doing so. Always shop around for the best deal.

8) Check out regular savings accounts

Look into regular savings accounts where you can gradually build up your investment over time. These accounts give improved returns when you drip-feed money regularly, and are ideal if you're just beginning to save.

9) Visit your local building society

Smaller building societies will sometimes be offering the most competitive savings rates of all, and these deals can't necessarily be found online. You can usually call or visit to find out what they are offering in terms of interest rates.

10) Keep checking

Once you have chosen an account, make sure you keep your eyes open when it comes to savings rates. Unless you have a fixed rate account, you need to keep checking you are receiving a good return on your investment. You should also stay on the lookout for new deals which improve on your current savings account.

Article Source : Early Childhood Development Degree

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Both Karen Scharf & David P Walker are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Karen Scharf has sinced written about articles on various topics from Strategic Planning, Computers and The Internet and Marketing. Karen Scharf is a member of SuccessNet.org, an on-line community dedicated to helping you become your personal and professional best. You can download the FREE eBook How to Form Your Own Success Team at. Karen Scharf's top article generates over 18100 views. to your Favourites.

David P Walker has sinced written about articles on various topics from Personal Finance, Credit Cards and Finances. At Credit Choices you can compare with our. David P Walker's top article generates over 5400 views. to your Favourites.
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