Sound familiar?

As our children were growing up, I told them many times that life is not fair. No one ever said it would be; and, it never will be. Things will happen that will affect you that are just not right. At times, you will be treated unfairly.

What is very important is not the "what" or "why," but rather how you respond to those kinds of situations. Today, many people are angry, and who can blame them? Some have lost their retirement savings. Others have lost their jobs. And that just isn't fair is it?

So, how do we respond to an event of this magnitude? Politicians blame other politicians. Poor people blame the rich. Some people want the government to put a band-aid on everything and make it all better.

All of that is a waste of time. It doesn't solve anything. And, it doesn't help or change your personal circumstances.

I'm sure we could all look back on our past and remember incidents in our lives where we were injured or treated unfairly. Once, I was accused of something I did not do, and on top of that I was called a liar when I denied it. That was very unfair.

Another time I tried out for a sports team at school. There was one spot left and the choice was between two of us. I wasn't that good of a player, but I was a whole lot better than the other kid. But, I was not chosen. When I asked why not, I was told that it would have really hurt the other kid's feelings if he wasn't chosen, so they picked him.

I carried the hurt and resentment from both of those incidents for a long time. But carrying all that garbage around for all that time was not profitable for my life to say the least. And, let's be honest, those incidents were not critical to my life or well-being.

But, on the other hand, today many people are facing serious situations that are not fair. They are not responsible for the stock market, the housing industry, or the credit market. These situations are very real. But it is extremely important how we respond.

Trying to figure out who is to blame will solve nothing. Being upset and angry is a waste of your precious time and energy. Allowing yourself to become full of fear will not help you to get to a personal solution. These are not responses; they are reactions.

First, stop and take breath. You are still breathing! You are alive!

Don't allow yourself to emotionally react without thinking. Next, stop dwelling on what you have lost or may loose. Instead, look at what you have and be thankful. Thank God every day for everything that you have!

Then, ask God to help you with your personal situations. Look to Him for guidance and direction. Could there ever be a time when the situation would be so bad that God could not help? If there is, then you need to get another God!

Finally, manage your life and your affairs with wisdom and discretion. (I did not say, "With fear.") Acting out of fear will only bring negative results into your life. Think things through and make the best decisions that you can. If you need financial counsel, then get it.

Above all, put your trust and confidence in God as your Supplier! No, it doesn't mean that you just put your head in the sand and act like nothing is going on. It doesn't mean that we do nothing and think, "Well, God's just gotta do something." No. We trust God for His help, but we take action without fear, moving ahead one step at a time.

It is easy to sing praises unto God when everything is going just fine. It's easy to say that we love God and that He is so wonderful when there is no pressure. But when you are up against the wall, you will find out if you really believe that He is really real!

I am convinced beyond a shadow of a doubt that our God is both able and willing to help, regardless of the stock market, the housing industry, or, the global economy for that matter. Do whatever you need to do to get convinced of that!

Refuse to react. Refuse to be motivated by fear. Instead, respond with trust in our delivering and powerful God, Who loves you unconditionally! God is still on the throne!