Some may find it hard to believe but an Individual Voluntary Agreement is a legal debt solution that can rid you of most of the total amount owed and freeze all your interest and charges as soon as it's put into effect. How does it work? Once you engage one of our Insolvency Practitioners to work on your behalf, you can offer your creditors part of the total monies owed if you can prove that you cannot pay the entire outstanding total.

A proposal is then drawn up on the your behalf and presented to the creditors. If they agree to the proposals the amount you pay monthly can be dramatically reduced and you can go about repaying your debt consolidation IVA for the stated period. This period is usually five years for an IVA or three years for a Trust Deed and providing you do not default on any payments during this time you will be declared free of any debts at the completion of this time.

We also offer other services to clients who are not eligible for a debt consolidation IVA service such as our Debt Reduction Program, loan debt consolidation and the drawing up of legal Trust Deeds. One of our advisors will talk you through which is the best service to suit your needs and offer impartial practical advice.

Call now on 0800 933 6666 and speak to one of our specialist debt counsellors in total confidence and without obligation. Your debt free future could start today!

To find out more about this and our other personal debt consolidation management solutions, free phone 0800 933 6666 today or contact us by filling in our online ring back request form and one of our trained advisors will get back to you when it is convenient to you.