Botox works great for instant line, furrow, wrinkle and frown reduction. The problem is it only lasts a few months, costs $300 - $600 or more, and right after the swelling heals is the best it will ever look and it slowly degrades from there. There are two other skin treatments that are also considered wonder treatments - TCA skin peels and Strivectin-SD. These can be used alone, but for a huge 15-20+ year difference in your skins youthfulness, they should be used in conjunction with one another. TCA skin peels are, without a doubt, the most prescribed and used chemical skin peel. They are easier to use (less applications), have longer lasting effects and work on more skin problems than any other peel. TCA peels are currently used by doctors, dermatologists, and plastic surgeons throughout the country. They have been proven effective in the treatment and cure of wrinkles, fine lines, age spots, acne (all types), freckles, sun damage, etc... Basically, out of the three wonder products (Botox, Strivectin-SD, and TCA Peels), only TCA skin peels will remove treat damaged or problematic skin areas) and it lasts the longest for a single treatment (about 6 months to 1 year). It is also the most cost effective of the three as it is now available direct to consumers. For this reason TCA skin peels should be made a part of every skin care regimen (men and women). They are now available for in home use at a great savings - under $30 - see the link below for more information on this. Strivectin-SD was originally formulated for stretch mark treatment and reduction. By a strange turn of events, customers started applying it to their wrinkles and faces and found it would plump their skin and lightly fade facial scars (ie acne scarring, etc...). It became one of the most sought after products on the market and its price soared to over $100 for a small tube. Compared to Botox, it doesn't give immediate results, but according to the manufacturer, one tube of Strivectin-SD will last up to 6 months when used for wrinkles. It is also cumulative - so it slowly gets better and better. Strivectin-SD will give a more youthful appearance over time and works even better when used in conjunction with a TCA skin peel. So there you have it, three items (Botox, TCA skin peels, and Strivectin-SD), all proven to have marked effects on facial skin. Used alone any one of them will produce visible results. Used in conjunction, one can literally make their skin look 10 - 15 years (or more) younger. All three have been used by doctors and will continue as such. The most cost effective of the three is the TCA skin peels. Regardless of which you go with, or if you go with all three, these products have been proven to create a more youthful appearance and glow.
Debt consolidation is one form of debt management which has become popular and has been widely promoted as a solution to everyone’s money problems. Getting out of debt can be easier and cheaper by raising funds on your property than by taking out an unsecured loan. If you are a home owner it can seem attractive to consolidate your debt by paying off your debts with one loan, however the only problem with this is that you still owe money and will probably start spending again thus increasing your overall debt even further. Interest rates can be high as you may have damaged your credit rating. Bad credit loans can be a very expensive option, which seems so unfair as you are trying to get out of debt!
Rent Back
A good solution to the credit card nightmare is a scheme called Rent Back. By selling your property and renting back from the purchaser at a market rate you can stay in your home, with no need to move your family or change schools. You will be able to pay off your debts and live as you were before your debts spiralled out of control.
You will become a tenant, usually with a six month agreement and the new purchaser will become your landlord.
Rent Free
You may also be eligible for a payment holiday, which means that you may have a rent free period of up-to six months before your rent payments are due. The payment holiday will be deducted from the equity in your house as will your debts. The equity in your property will probably have increased if you have lived there for several years as house prices have moved upward. If you bought your house over five years ago and have not increased your mortgage significantly in that time you will have a good equity level in your home which will be released to clear down your debts. The purchasers solicitor may contact all of your debtors including your credit card companies and banks in order to pay off all outstanding debt. You will then be in a position to spend any additional funds as you wish.
Improve your credit score
This form of debt relief can also help improve your credit rating as you will have proven that you have been able to repay your loans and credit cards. Having a good credit score can be a real boost to your moral if you have been in a position of debt. You will find that having no money worries can dramatically improve your state of health and greatly reduce your stress levels.
Selling your house and renting back should be quick and painless process, all your legal fees are paid and all the paper work will be done for you. Your mortgage payments will be converted into rent payments and a new direct debit will be set up. You may even have some extra cash available to treat yourself to a holiday or a better car! Premier Real Estate at http://www.Rent-Back.org offer a personal and courteous service, and treat every case on an individual basis
Both David Maillie & Martin Parker are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
David Maillie has sinced written about articles on various topics from Skin Care, Hair Styles and Wrinkles. David Maillie is a chemist and an alumni of Cornell University. He holds numerous patents and specializes in products for the skin care industry, doctors offices, hospitals and Medi-spas. He can be reached at: