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[M833]My Parents Getting Divorced

by David Beart, Dav

First, it should be understood that there are two types of divorces. They are fault and no-fault. Prior to the 1970s most divorces were granted on a fault basis, with one spouse being found at fault of the failure of the marriage due to adultery, etc. The other spouse was then awarded the divorce on those grounds. The no-fault divorce movement grew out of couples who wished to dissolve the marriage but not place blame on one another. Under a no-fault divorce, there is no need to find fault on the part of either spouse. Through this type of divorce, the couple may agree to divorce by mutual consent. In situations where a fault divorce is granted, the issues involve may be considered in regards to child support, child custody and spousal support.

Grounds for a divorce may also be contested or uncontested. When a divorce is uncontested, both spouses agree to the divorce as well as all other issues such as child custody and property division. In this situation a property settlement agreement is reached prior to the final divorce degree. If both spouses agree on all issues, it may not even be necessary to have a lawyer prepare the settlement agreement. In the event there is some disagreement, mediation may be necessary to settle those matters.

When there is significant disagreement regarding certain issues, such as property division or child custody, each spouse typically hires a lawyer to represent them regarding the settlement negotiation. When the issues cannot be decided out of court, then the divorce is said to be contested. Contested divorces typically take much longer than uncontested divorces. A process called discovery begins the contested divorce process. The discovery process involves either mandatory or voluntary delivery of information that is needed to prepare the case of each spouse. The type of information that is typically involved includes tax and financial records.

Most judges will commonly order both spouses as well as their lawyers to meet on several occasions prior to trail in order to reach an out of court agreement. If this is not possible, then a trial will take place. Both sides have a chance to testify as well as respond to allegations, present witnesses and cross-examine the witnesses of the other side. Expert witnesses may also be called upon, including child psychologists, property appraisers, etc. At the conclusion of the trial, the judge will make a final decision regarding division of property, spousal support, child custody and child support.

The division of property will typically be based on several factors. Courts are required to adhere to state law regarding the division of property between spouses. In states which are community property states, the court must divide marital property equally between spouses. Marital property includes all property as well as income that is acquired during the marriage. Property that was brought into the marriage by one or the other spouse is not included. In addition, any property that was given as a gift to one spouse only is not divided. Community property states include Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin.

All courts are required to take the best interest of the child into consideration when determining child custody. A variety of factors may apply, including the child's wishes, who has been the primary caretaker of the child in the past, the quality of the parent-child relationship, the physical and mental health of the parent and the child, etc.

Generally, the parent that does not receive custody will be ordered to pay a child support amount that is set by the court. A standard schedule is usually utilized for determining the amount of child support.

Do-it-yourself divorces can be utilized in instances where the divorce is uncontested and there are no serious issues such as property division or child custody to consider. These types of divorces are usually utilized when the couple has not been married very long and there is no property or children involved.

It should be considered that in some states a specified period of legal separation must be met before the court will issue a decree of divorce. This amount of time ranges from state to state and may be anywhere from six months up to three years.

Understanding the requirements for divorce as it applies to your specific situation and state can make the process of getting divorced a bit easier to endure. It is always a good idea to seek out professional legal advice from an attorney specializing in divorce and family law when you are considering a divorce or a legal separation.

In research carried out by Halifax, some 57 per cent of mums and dads report that their children have already taken out, or will need to apply for a loan to help fund the cost of entering higher education. Consequently it appears that many parents are looking to meet university expenses themselves, as 31 per cent state that any funding they provide would negate the need for their child to get a student loan.

The figures showed that only 26 per cent of respondents living in the north of England claim that their offspring will have to opt for a student loan. On the other hand, those from Northern Ireland and the Yorkshire and Humberside region have their eyes set on opting for a student loan the most, as 93 and 78 per cent of those parents respectively claim their child intends to do so

Commenting on the figures, Neil Chandler, head of Halifax Unsecured Personal Loans, said: "For most parents, taking your child to university for the first time is a proud but emotional moment. It is important to consider how best to support your child with the minimal amount of strain on your pocket as this commitment is likely to last for several years. Often there are many up-front costs such as paying for accommodation and buying books."

Research from the financial services firm also showed that the majority of parents (63 per cent) are set to use money from their salary to help meet education expenses, as 59 per cent take out cash from savings accounts. Meanwhile, over one in ten (11 per cent) parents are aiming to take out an unsecured personal loan as a means of meeting such costs. In addition the study revealed that ten per cent are considering remortgaging their property, with the same proportion thinking about selling the car. Consumers living in Northern Ireland are especially looking to take out a personal loan to fund tuition costs as 24 per cent of parents in the principality are considering doing so, compared to five per cent of people from Scotland.

Many parents are also looking to put off future spending plans as they are willing to make a number of financial sacrifices to help their children, with some 53 per cent claiming they are prepared to give up "anything and everything" in a bid to fund university costs. An estimated two-thirds (67 per cent) of consumers are ready to go without a new kitchen or bathroom, while 66 per cent are set to postpone getting a new conservatory, with a competitively-priced home improvement loan a potentially wise option for people wishing to make such renovations in the future.

As a result, applying for a low-rate personal loan could well be an advisable way for consumers to help fund the expense of sending their child off to university. Earlier this year, Frances Walker, spokesperson for the Consumer Credit Counselling Service, reported that the majority of Britons use loans and other forms of credit wisely. However, she stated that more borrowers need to use credit "sensibly" and ensure that they do not encounter difficulties in making repayments.

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Both David Beart & Abbi Rouse are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

David Beart has sinced written about articles on various topics from Pets, Arthritis Signs and fitness trainer. David Beart runs the . This family website covers. David Beart's top article generates over 22200 views. to your Favourites.

Abbi Rouse has sinced written about articles on various topics from Personal Finance, Careers and Job Hunting and Diabetes Treatment. Abbi Rouse writes for AllAboutLoans.co.uk, an comparison site, visit us today for information on all loan topics including. Abbi Rouse's top article generates over 49500 views. to your Favourites.