All surgery carries risk, and cosmetic surgery is no exception. But, complications are very rare if the surgery is done by a board-certified cosmetic surgeon. In a study of 400,000 cosmetic operations performed in accredited facilities, complication rates were less than one percent and death occurred only once per 57,000 cases.
The risk of serious complications is comparable to that of other types of surgery. Some conditions can increase the risk of complications. These include being overweight, heart and lung problems, smoking, taking certain medications, or having recently had a traumatic injury.
Some complications are medically significant. During surgery, these include brain damage, aspiration, and heart attack. Brain damage can occur if blood circulation to the brain is compromised. Airway obstruction can occur when the vocal cords spasm, blocking the airway. A sudden drop in blood pressure can occur during surgery, increasing the probability of a heart attack.
With all surgeries involving anesthesia or sedation, there are risks associated with reactions to the drugs used to reduce sensation or consciousness. After surgery, complications related to excessive bleeding, blood clots and infection can occur. Infection rates increase with the duration of surgery, and can be very serious. Blood clots are also more common with longer surgeries, and those involving liposuction of the legs. Their incidence can be reduced by changing positions during recovery and wearing compression garments.
Excessive bleeding after the surgery can result in blood accumulation under the skin. Additional surgery may be required to correct the problem. If sutures don't hold, additional surgery may be necessary to repair hernia and stop internal bleeding. Further complications relate specifically to the outcome of the cosmetic surgery. These include irregularities, asymmetry, seroma, numbness and tingling, and skin death. Irregularities include dimples, puckers, and divots. These can be due to surgeon error or to a person's unique physiology.
Mild asymmetry is to be expected. If it is severe, it can be corrected by additional surgery. Seroma is fluid that collects under the skin after breast augmentation, liposuction, or a tummy tuck. Skin death or necrosis is much more common among smokers. The dead skin can be surgically removed, but this can affect the outcome of the surgery. Slow healing can occur in certain skin types, or when the doctor's instructions aren't followed. Numbness and tingling results when sensory or motor nerves are damaged during the operation. This is usually temporary, but can result in a permanent loss of feeling in the affected area.
The cost for some of the larger procedures such as breast augmentation or tummy tuck can reach anywhere from $5,000 to $10,000. This money is used to cover the plastic surgeon's fees, hospital stay, prescription drugs to take away the pain, anesthesiology, and taxes that you have to pay.
One thing that most people don't realize that since most plastic surgery is for cosmetic purposes, your health insurance plan will usually not cover the cost of your procedure or any expenses related to it. They will however, cover you if the surgical procedure is not for cosmetic purposes. Most patients will pay cash to eliminate additional expenses in the form of interest that you may accrue on a loan or credit card.
Since most plastic surgery is for cosmetic purposes, health insurance usually will not cover the cost of the procedure or any related expenses. Many individuals may elect to pay cash for the surgery and others may save up by eliminating unnecessary expensive activities or getting a part time job.
If you do, however, need to take out a loan to finance your plastic surgery, there are quite a few different companies that specialize in financing your procedure. You don't always have to rely on a bank as you would for other expenses. People who choose to use these sources do because they don't want to tie up their credit cards or other credit sources.
On these types of loans, you can usually expect the terms to be between 24 and 60 months with the interest rates ranging from 6% to almost 30%. Your interest rate is assigned based on your level of risk. These loans are unsecured personal loans, which mean that you don't have to offer collateral for the loan. If you cannot repay the loan, nothing can be repossessed from you. How silly would that be if the lender came and took you back to the doctor to take out your breast implants because you failed to pay?
Loan terms are usually between 24 and 60 months. While some companies do not require down payments, most doctors will require a minimum deposit. Most companies will not charge a pre-payment penalty if you decide to pay the loan off early.
So, you see that plastic surgery is very expensive. But, if you have to have it done, there are options for you in terms of how you are going to pay for it.
Both Mandi_09 & Greg Shuey are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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