However, you may not have learned much about a form of payment that combines cash and checks. It's called a money order, and it can be very helpful.
Remember when you were watching TV and one of those commercials came on trying to get you to buy something right then and there? At the end of the commercial, they probably said something like, "Send your check or money order to:" To many people, "money order" is somewhat of a vague phrase.
Money orders offer you an easy, reliable way to make purchases and pay bills. The biggest benefit to a money order comes if you don't have a checking account. Even if you don't have a checking account, you can use a money order just as you would use a check to make a purchase or pay bills.
Basically, a money order is a pre-specified amount of money that you can use as a payment option. It differs from a check since it is paid for in advance and therefore can't bounce or overdraw anyone's account. Because of this extra security, many merchants would rather receive a money order over a personal check.
When you want to get a money order, there is a process that you need to go through. The first thing you need to do is to know exactly for how much you need to make the money order. This is important so that you can obtain the right amount of money that you need to pay for it. Money orders can be paid for with cash.
Most places will also take debit cards or traveler's checks, and there are some places that that will accept credit cards. You should find out what the accepted form of payment is before you buy your money order.
You can buy a money order at many different locations around town. U.S. post offices, the majority of banks, numerous grocery stores, a lot of convenience stores, and check-cashing businesses will offer this service. There are also places on the Internet that will provide money orders.
The biggest thing to be careful of when you're looking for a money order is to find a place that doesn't charge you anything extra for the service. There are a lot of companies that will charge you anywhere from 50 cents to $200.00 for using their service, so it would be in your best interest to find one that doesn't charge you, and they are out there.
The last and most vital thing to remember after you have purchased a money order is to fill it out immediately. If a money order that you didn't fill out was lost or stolen, it's just as if you lost cash and there is nothing you can do.
But if you did fill out the slip, only you or the recipient that you wrote down are eligible to cash the money order. It is no good to anyone else. When filling out your money order, be sure to follow the directions carefully. Always use a pen and fill out both sides completely.
You will be given a receipt after you have filled out your money order. In order to completely protect yourself, it is imperative that you keep this receipt.
If the intended recipient of your money order claims they never received it, or if it was lost or stolen, there is a phone number on the receipt that you can call for help. You can also go into the place where you originally got the money order and find out the status.
One last thing to look for when getting a money order is to find a company that is a trusted and recognized name. Western Union is one of the most recognized names in the industry with a proven 150 year record of service.
Money orders can be very useful financial tools when used properly. They sure are a great alternative to carrying around large sums of cash. Money orders are safe, secure and reliable, so don't be afraid to use them when the need arises.
If so, then you may consider working from home as an appointment setter - service representative. This is a work at home job that you could start with little experience and start earning an income from home fairly quickly.
So what is the job description of an appointment setter - service representative? In most cases companies, both local and nationally, will hire you to call a phone list of prospects that they will supply to you. This phone list could be previous customers that they would like you to follow up with or upsell. Or the phone list may be a general list of people fitting a specific description that the company wants to target.
As an appointment setter you would simply call this phone list and attempt to set an appointment with the prospects for a salesperson to close the deal. That is, if that is the goal of the company's campaign. You may work with a company that just wants you to follow up and survey their customers for customer service reasons.
Most companies will supply you with a phone script for you to use while speaking to the prospect or customer. This will make your time on the phone a lot easier and focused.
I must say that this job is not for everyone. It does take "thick skin" to help bounce off the rejection that you are bound to experience. But if you are positive and can keep your eye on the prize, then you will have absolutely no problem as a work from home appointment setter.
You can find appointment setting jobs both locally and nationally. I would start with trying to find a local organization first, because it makes it that much easier to communicate with the person who will give you assignments. When looking locally try to uncover companies that may need your services, but haven't quite thought about it yet.
This means that you would have to sell yourself and the idea, but in the long term it will work out best for you. You will be more in control of your job and the company will view you more as a contractor in business for yourself than an employee.
The other option is to find one of the many local companies that are searching for work at home appointment setters. You can do this by searching an online job service. Also, you may want to try working with a reputable telemarketing company that can get you some appointment setting jobs.
Some telemarketing companies will require you to have some experience, but you can find some that will train you before starting.
Appointment setting for small or medium size companies can be a rewarding way to earn money at home. With the right energy and persistence you could make a great income working at home.
Both Michael New Jr. & Suade are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Michael New Jr. has sinced written about articles on various topics from Finances, Payday Loans and Debts Loans. Michael New Jr. is an authority in the financial industry. He has written hundreds of articles relating to consumer services and .C. Michael New Jr.'s top article generates over 33100 views. to your Favourites.