The Speedway Reward Card is for those applicants who have very good credit and make purchases frequently at Speedway SuperAmerica stores. With this program, a 1% rebate is earned on all general purchases, and a 4% rebate is earned for purchases that are made at Speedway SuperAmerica stores. During the first sixty days purchases at Speedway SuperAmerica stores will earn an 8% rebate. All rebates are applied directly to the cardholder’s account and can be used to purchase free gasoline. There is no annual limit to the amount of rebates that can be earned, but any unused rebates expire after a year.
The Speedway Reward Card has an introductory rate of 0% that applies to both purchases and balance transfers for up six months with no annual fee based on the applicant’s credit history. After the introductory period, purchases are charged at a rate of 17.99% variable and cash advances 23.99% variable based on the Prime Rate. The card carries a 3% balance transfer fee with a minimum of $5 up to a maximum of $75 and a cash advance fee of 3% with a minimum of $10. The balance transfer fee may be reduced or waived at Chase’s discretion. Finance charges are calculated on a two-cycle average daily balance formula.
The Speedway Reward Card provides the most benefits for those who qualify for the lowest rate, plans to pay in full after the introductory rate expires, and will use the card frequently to make purchases at Speedway SuperAmerica stores.
The benefits a cardholder can derive from this card include the following:
•Online access to account information
•Reporting of lost and stolen cards
•Emergency cash and card replacement
•Emergency assistance and travel related services
•Financial statement at year’s end upon request
•Extended warranty for purchases made with the card
•Purchase protection
•Roadside assistance
•Travel accident insurance up to $500,000
•Insurance for rental car
•Lost luggage insurance up to $3,000
•No liability to the cardholder for unauthorized transactions
This credit card is absolutely ideal for the book lovers out there. If you shop regularly at Borders or Walden books than get ready to start reading! As a card holder you earn great points for shopping at Borders, Walden Books, Borders Express, Borders Outlet and Borders and Walden Books online. With these earned points you can choose to receive a gift certificate to any one of the book stores listed above, gas or restaurant gift cards and many other great options. There is no limit to the points that can be earned so you can start earning right now!
Another added bonus for book lovers is that card holders will automatically be enrolled in the Borders Reward Program where you receive exclusive membership discounts and more! This Borders Rewards card also offers their card holders the standard benefits that no credit card can go without.
•Up to $500,000 in travel insurance
•Auto Rental Insurance
•A variety of travel emergency and services
If you are a card holder who generally carries a large outstanding balance on their credit card than you may find this particular credit card to be a bit more expensive than the others. The Borders Reward card program relies on the Two Cycle Average Daily Balance method to determine the finances that are to be charged to your account. This costs more for people to maintain a daily balance than it does when the Daily Average Balance is used. If maintaining a balance is your style of managing your credit card than this may not be the right card for you.
For card holders who would rather pay off their balances in full than you will find this credit card to be extremely satisfying. With no annual fees and the 0% interest rates on purchases for the first twelve billing cycles you are saving a bundle just by being approved! The application process is simple and easy to access online via their website. Once approved you can spend and earn at the same time!
Joshua Shapiro has sinced written about articles on various topics from Credit Cards, Green Card and Credit Cards. To obtain the Speedway Reward Card application, Joshua Shapiro recommends Find Credit Cards. See