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[P220]Personal Business Card Design
by Carla San Gaspar, Car
With the onset of many online printing companies, printed materials are now more accessible to many people. Business cards for example can now be printed by just about anyone regardless of profession. Even businessmen have their own personal business cards design printed so that when the need arises, they can present these personalized cards instantly.

So what are the advantages of having personal business cards? Here are just some of them:

1.Personal business cards allow you to select and highlight the information you want to send out

•There are times when you will choose to keep your business affiliation out of the spotlight. In these situations, having a personal business card in hand is very important. Maybe you are job hunting and plan to keep your current employment on a confidential basis, just give out your personal business card.

•Personal business cards are also very handy when you are scouting for jobs-on-the-side that may or may not be directly related to your profession. A clean slate is sometimes the best way to introduce yourself – going beyond any traditional concepts and stereotypes.

•You also may be tired of intrusive questions with regards to your profession or business affiliation. You don’t need the conversation to suddenly swerve into a different direction when you’re talking about business, right?

2.Personal business cards allow you to highlight what you want about yourself

•Since it is a personal business card, you can put in whatever you want. There is no right or wrong design when it comes to personal business cards design. You can have a very wacky design or have a very subdued one. It is all up to you. Just let your personality come out and let it be represented in your personal business card.

•You can easily distribute your business cards in not-so-formal situations. You can hand these out most probably among people you meet during games, vacations, and so on.

3.Personal business cards allow the people who are not in the “business" have the benefits of having business cards

•Personal business cards allow you to present yourself in a more formal and credible light. The traditions of business easily recognize business cards like an identity – people can readily call you and do business with you as its nature.

•If you would want to promote your business and perhaps establish your name in the local area, drop off your business cards in stores and boutiques where they are wanted. This small gestures easily links you to a potential network. No matter how simple, you can be up-to-date with the on-going trends and business activities such entrepreneurs use and clients demand. Use such information to your advantage.

•And for everything else, there are also many stores out there that offer discounts and freebies to those people who give them their business cards. Companies use these business cards to survey the audience that they attract. Guess what? Now you can avail of those as well.

A personal business card provides the solution to whatever problems that are posed by your ordinary business cards. Design your own now and see for yourself how a personal business cards design can help you in different ways.

You're a new business owner and decide you need items and services for your business. You take out a loan and your business is off to a great start. A few months pass by, so you take out another loan or open more lines of credit for necessities. You repeat this process a few times during the year. You're trying to be a good business owner by growing your business but you're making a critical mistake. You're using your personal credit for your business. This is bad. It's very bad and you're courting disaster. Let me tell you why.

Most people only take out a major loan once a year. How does it look to the credit agencies if you're taking out several major loans per year? It looks bad. It looks bad enough for the three major reporting agencies to lower your personal credit score. Once that happens, you're going to find it harder to quality for loans with favorable terms or open up new lines of credit. If your business is dependant on you being able to borrow money then you my friend are in serious trouble. Not only will your business be in trouble but your personal life is now tied to your business. Are you going to qualify for that home loan if there are loans for expensive equipment on your credit report? I think yourre going to lose that house, the new car, and the college loans for your children.

So what's the solution? The solution is to stop using personal funds and credit to use with your business. Let your business earn its own credit and leave your personal credit alone. Ok, it sounds like a good solution but how do we do that? We make your business its own business entity. We split you and your business into two different entities. You still control your business but your business becomes it's 'own person' with its own credit and responsibilities.

By incorporating your company, you give it the legal right to take on lines of credit, apply for loans and to build its own business credit. After this you enroll in a business credit builder program. A business credit builder program helps you open up lines of credit with vendors. These vendors (unlike many) report your positive actions to business credit reporting agencies like Burns and Bradstreet. Many business don't know that many vendors only report negative actions and never report positive payment histories. That hurts you and never helps your rating. When vendors participate and send in positive reports your rating improves.

It really is the smart thing to do. With a high business credit, you'll be able to take out loans with favorable terms. Not only will you save money but you'll find it less likely to have to personally guarantee the loan and put your assets at risk. Businesses can do credit checks on you and will tend to choose high rated businesses. That's more customers for you! It's really win-win all around.
Article Source : Pg. 13

About Author
Both Carla San Gaspar & Scott Letourneau are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Carla San Gaspar has sinced written about articles on various topics from Business Cards, Brochures and Marketing. tips can be found at
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