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Your Online Guide » Cell Phones » Prepaid Phone Cards

[P294]Phone Cards From Mexico
by Christine Peppler, Chr
Although traditional cell phone plans offer the most economical calling for most cell phone users based on their lower per minute cost, there are certainly other options. Prepaid phone cards are one of the alternatives. By eliminating any deposits, credit checks, commitments, and monthly fees, prepaid cards can be a good choice for international travelers, infrequent users, and those with poor or no credit history.

Anyone purchasing a phone card might also want to be aware of some of their quirkier characteristics as well. To understand charges and how things will be billed, buyers need to be sure to read the fine print on the card and its packaging. Within this text should be an explanation of a few of the little extras and surprises that can crop up unexpectedly if buyers don't study these details regarding a prospective prepaid phone card.

What does a minute cost?

Certainly the first question is the per minute cost of calling. Rates tend to be higher outside of traditional cell phone plans. This is the cost of avoiding commitments, deposits, monthly fees, and credit checks.

Is a minute really a minute?

Obviously, the per minute rate is a primary consideration just as with any cell phone plan. But knowing how a minute is billed is important also. Some cards will round billing out in 2 or 3 minute increments; thus, although a given call might only last 1 minute, that very call may consume 3 minutes of calling time. Without being aware of the strange math behind the billing of a particular phone card, a user would be unable to solve the mystery of evaporating talk time.


Connection fees, maintenance fees, and taxes oh my!

Reading further, users may discover that not only is there the per minute rate to consider but also a handy connection fee which is charged every time they hook up with someone. The amount varies from card to card, but can be significant. Other cards tack on a maintenance fee; these are often added on monthly throughout the active life of the card.
The description on the card may also explain any applicable tax or additional fees that may come up.

Your time is up!

One final thing to be aware of is the time limit on using the minutes on a card. Many cards have a set period of time in which minutes are to be used; after this point in time the minutes are forfeited. Being aware of these time limits can assure users don't find themselves without calling time when they least expect it.

Prepaid phone cards are certainly a convenience and an appropriate choice in a number of situations. However, cell phone users need to become acquainted with the details outlined on the card and packaging to assure they understand the true cost of using them.

Phone cards are an excellent way to stay in touch with family and friends without ending up with an astronomical phone bill at the end of the month. But before you choose the phone card that seems to be the cheapest available, be sure you know all the details of how that particular phone card works.

Some phone card companies have a service charge for each call you make using the card. That means that you'll lose several minutes each time you use the card – typically anywhere from four minutes to eight or even ten. If you have a phone card company touting their “three-cent a minute” rates, be sure of their service charges. If you're also losing an additional ten minutes for every connection you make, the rates go up considerably.

One gimmick used by phone card companies is that they give you a price “per unit” instead of “per minute.” The significance is that there are different costs for different phone calls. You may pay only a penny or two per unit, but you may find that you're being charged several units per minute. For example, if you pay two cents per unit and you're phone call costs ten units per minute, you're paying twenty cents a minute – significantly higher than the many reputable phone cards. Per unit cards may very well be a good deal, but find out how many units you can expect to pay for phone calls before you shell out the money for one of these cards.

Rechargeable phone cards are sometimes an excellent deal because the additional minutes you purchase are often cheaper than the original cost of the card. If you think about it, it's fairly easy to see why. Instead of buying another pieces of plastic, you're simply buying the service – less cost to the company.

Buying larger amounts is also typically a good way to get the best deal on a phone card. Companies typically offer a better price per minute if you purchase a card with two or more hours of calling time than for a card with only a half hour. Again, it's a simple matter of marketing and you can see that the cost of producing the plastic card is a factor in that cost.

There's no doubt that phone cards are a good way to stay in touch, especially in some situations. Taking time to choose a reliable company for your phone card purchase is an important step in being sure you make the best selection for your phone card company provider.

Article Source : Pg. 2

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Both Christine Peppler & Bob Benson are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Christine Peppler has sinced written about articles on various topics from Digital Camera, Entertainment Guide and Computers and The Internet. Christine Peppler, the writer invites readers to visit for more information or to shop for. Christine Peppler's top article generates over 246000 views. to your Favourites.

Bob Benson has sinced written about articles on various topics from Business and Finance, Buying and Selling Home and Finances. . Bob Benson's top article generates over 1220000 views. to your Favourites.
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