If there were frustrations that most Americans feel and share among each other, it might be regarding the issue of application for the various benefits under the Social Security. Mostly, those who apply for Social Security Disability benefits feel quite frustrated about the process of applications itself.
Claimants usually experience a feeling of inadequacy during this process when they get a denial letter as an answer to their applications for disability benefits. It was as if they were asking for privileges that they have no right to receive or are not worthy of.
However, whatever they felt are usually far from the actual truth. People who have truly acquired disability must be made to understand the fact that when they claim for disability benefits, they are not asking for welfare, wherein they are assessed if deserving or not.
The social security disability benefits are actually a form of insurance that people have paid for. Usually, people who have put money for this kind of insurance has intended for it to be a financial safeguard in case they or their loved ones become struck with severe illness or obtain injuries.
Thus, if you are one among those people who have put money for this kind of benefits and became disabled but was denied benefits by the SSA, it is but strongly advisable that you file an appeal.
Retaining an attorney to help you
You also have the right to retain a social security benefits attorney to represent your case. According to some statistics, claimants that have been represented by attorneys have become more successful in receiving their benefits. Following this fact, you must consider the advantageous points regarding having an attorney to represent your disability claim.
What an attorney could do for you
No cases are ever alike in social security disability claims. Expect your case to be entirely different as anyone else's is. Thus, your attorney's primary role would be the gathering of the specific details and fact unique about your case.
Here are some of the particular things your social security disability attorney could accomplish for you:
•Gather medical records and other evidences about your medical and health condition •Evaluate / assess your case based on the SSA regulations •Speak with your doctor about the need to have a medical report which would be consistent to the SSA regulations •Acquire your Social Security files, especially concerning your disability claims. •Request for a reopening of prior benefits applications •Professional advice on the best ways of preparing your testimony for your disability hearing •Ensure that your right to fair hearing is protected. Give objections on improper procedures and evidences. •Makes sure that your benefits are accurately calculated once you win your case •Immediately after losing your case, request for review of your hearing decision by the SSA Appeal's Council. •Whenever necessary, represent the appeal to review your case before Federal Court.
Be reminded not to hire just any attorney claiming to be knowledgeable about the social security disability program. You would do very well if you check out his record for qualified and capable experience on dealing with the complexities of Social Security's regulations on disability benefits program and is familiar to the other unusual procedures under the same.
The Social Security Act evolved during the past years as new social and economic issues emerge. Changes were made to provide more protection and coverage for the Social Security members.
Generally, benefits under the Social Security law are paid based on the workers? employment record and social security taxes or contributions.
For retirees in Los Angeles County, LA County Social Security retirement benefits attorney helps to see to it that a worker who worked and paid Social Security taxes were given proper benefits upon retirement. The worker earns credits during the time he was working. His entitlement to benefits and the amount thereof will be based on his earned credits.
The number of required credits depends on the year the worker was born. If he was born in 1929 or later, he will need 40 credits or an equivalent of 10 years of work.
For those who has stopped working, the equivalent earned credits for number of years worked remain in the Social Security record. The credits can be added on upon returning to work to qualify for retirement benefits.
The amount receivable will also vary depending on the worker's retirement age. If he opted to retire early at the age of 62, his benefits will not be as high when he retires at older age.
Further, when a worker applies for retirement benefits with the SSA, his or her spouse may be eligible for benefits based on the worker's earnings. But the spouse must be:
1.at least 62 years of age
2.or have a qualifying child in his/her care
A qualifying child means:
?A child below 16 years of age
?A child who receives Social Security disability benefits
The retirement benefits that the spouse can receive can be as much as half of what the worker can receive. But the amount will vary depending on the spouse's age.
The spouse's benefits will be reduced if he/she begins to receive benefits before the age of 65, 66 or 67, as the case may be. The benefits will not be reduced if the spouse is caring for a qualifying child.
But if the spouse is eligible for retirement benefits himself/herself based on his/her own earnings, the SSA will either: (1) pay the retirement benefits if the same is higher than the benefits for the spouse; or (2) pay the benefits for the spouse if the same is higher than the retirement benefits.
The programs have become part of our lives for more than 70 years now, covering nearly 96% of all occupations in the US. RSDI, the program where retirement benefit is associated, continues to provide economic security for retirees nowadays.
There are now around 164 million workers to have received Social Security protection. And there are about 50 million people who have been RSDI recipients and received retirement benefits.
For inquiries about RSDI benefits, SSA may be reached thru 1-800-772-1213 or www.ssa.gov or visit your LA County Social Security benefits attorney.
Both Lala C. Ballatan & Jamil Estorninos are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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