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[T69]Tax On New Car Purchase
by Zack West, Zac

Your car could be one of your most precious investments. However, maintaining it and keeping it at its optimal condition could be costly. There are a lot of factors that affect the monetary demands to maintain your car. Your driving habits, the type of your car, and your car's engine performance could be some of these factors. To help you get a good grasp on what really are the things that leave your wallet empty, below is the list of “must do tips” in driving, maintaining, or buying your car:

List your options first to know what car you really need. Taking some time to make a list of the things you'll use the car for will help determine the difference between your true needs and your wants. It's important to remember that each additional want you add above what you really need will cost you not only at the time of purchase, but in most cases well down the road with an increase in maintenance and operating costs.

Take steps to reduce your operating costs. Once you have a car, taking some simple steps can reduce your operating costs by hundreds of dollars. For example, if you reduce your gas consumption by $20 a week, it will save you over $1,000 a year. By just simply changing some driving habits and paying more attention and care to their cars, most people can easily save this amount (and often much more).

Drive the speed limit. Cars use about 20% more fuel driving at 70 miles per hour than they do at 55 miles per hour.

Avoid using air conditioning whenever possible. If it is not necessarily hot, opt to just not use your air condition. Air conditioning reduces fuel economy by 10% to 20%.

Avoid driving on rough roads. Driving on roads made of dirt or gravel can reduce fuel efficiency by up to 30%. Always go for well paved roads whenever possible.

Travel light. Make sure to remove all excess weight from your car. Do not use your car trunk as a storage space. This adds unneeded pounds to the car's weight, thus reduces the car's fuel efficiency.

Drive easily. While driving, always try to accelerate gently, brake gradually and avoid unnecessary stops. Gunning engines, quickly accelerating, and abrupt stops are fuel wasters.

Avoid stop and go driving. Traffics could be one of the most gas-consuming driving situation you may be into. When you are stuck in a traffic, try to maintain a crawl. When approaching hills or steep slopes, accelerate before the hill. Accelerating once on the slope will consume much more gas.

Service your car regularly. When you do this, be sure to pay special attention to oil and filters. Blocked air flow from clogged air filters will increase fuel waste. Also check your car's alignment since this can cause engine drag which will also increase gas waste.

Calculate your car's fuel efficiency. From time to time, take time to calculate your car's fuel efficiency. A loss in fuel efficiency is an indication of possible mechanical problems.


If you are planning to buy a new car before the year ends, you're in luck: incentives for the coming months are certain to improve as dealers seek to clear their lots of old inventory to make room for new models.
But, before you head down to your local dealership you'll want to have done some research first. Just because incentives (i.e., rebates, low interest financing) are being offered, doesn't mean that you're getting the best deal.
5 Steps Toward Saving Money
You can save money on your new car by doing the following:
Shop around
Assuming that you've already settled on a particular make/model, you need to get several offers from competing dealers. For example, if you are buying a Toyota Avalon, you'll want to have at a minimum three dealers provide to you prices on comparably equipped cars before making a decision. Expect to find differences of as much as several hundred dollars on offers.
Get discounts
Learn about all of the discounts available on your car. If GM is offering employee pricing on the Pontiac G8, you still may be eligible for other incentives which include recent college grads, military discounts, etc.
Pay cash or finance elsewhere
Having your financing arranged elsewhere will allow you to negotiate the lowest price for your new car without bringing in other considerations. Besides, if you get a low rate elsewhere or can pay cash for your Honda Accord, why not opt for the big rebate being offered?
Run a credit report
If planning to finance the purchase of your Ford Fusion, get a copy of your credit report first. That sweetheart 2.9% financing is only offered to the best consumers - you want to make sure that no mistakes are muddying your credit record. Correct problems first, then apply.
Sell your current car yourself
Lots of people go to the dealership planning to trade in their cars.
Incentives All Year 'Round
Some of the best deals of the year can be had in December as automakers want to increase their market share before the year ends. However, all throughout the year excellent deals can be had, if you know where to look for them and are prepared to negotiate.
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About Author
Both Zack West & Katie George are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Zack West has sinced written about articles on various topics from Auto Insurance, Health Insurance and Performance Cars. . Zack West's top article generates over 6600 views. to your Favourites.

Katie George has sinced written about articles on various topics from Credit Cards, Loans for Home Improvement and Banking.
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