1. STOP: If you are able, move your vehicle to a safe place. Failure to stop may result in criminal prosecution.
2. CALL 911: If any party is injured, call 911 and ask for the police and an ambulance if necessary.
3. TAKE PHOTOGRAPHS: Take pictures of the accident scene, the damages to the vehicles involved, and of any injuries you might have.
4. DO NOT ADMIT FAULT: Do not make any statements admitting fault.
5. OBTAIN DRIVER INFORMATION: Exchange information with the other driver involved in the accident, including name, address, phone number, driver's license, vehicle year, make, model, color, and license plate number, and insurance information, including company, policy number, effective dates of policy, and telephone number.
6. OBTAIN WITNESS INFORMATION: Get the name, address, and telephone number from each witness.
7. TELL THE OFFICER OF YOUR INJURIES: If you are injured, tell the police officer. The first record of your injuries will be contained in the investigating officer's report. If you fail to mention to the police officer that you were injured, it may create suspicion in the mind of the insurance adjuster who will ultimately evaluate your claim that you were not hurt.
8. OBTAIN MEDICAL TREATMENT: If you are injured, obtain medical treatment. Go to the nearest hospital emergency room or to your personal physician. An injury, if untreated, may become substantially worse. If you fail to seek treatment or delay in obtaining medical attention, an insurance adjuster may suspect that you are not genuinely injured and discount your claim.
9. CONTACT YOUR INSURANCE COMPANY: Report your loss to your insurance company but do not give a statement to the other driver's insurance adjuster. The odds are that a claims adjuster for the other driver will be assigned to your claim before you have been able to retain an attorney. This may occur within one or two days of the accident. The adjuster will request permission to take a recorded or written statement. If you are considering hiring an attorney, you should not give a statement to an insurance adjuster for the other driver. Statements made can seriously prejudice your case without you even knowing it. Instead, tell the adjuster that you have decided to hire an attorney, and instruct him or her to refer all further questions to your attorney.
10. CONTACT AN ATTORNEY: If you have an injury, do not try to settle your own claim. An experienced personal injury attorney will generally be able to obtain substantially more compensation for you than you will be offered in settlement by an insurance adjuster, even after payment of an attorney's fee. If you choose to accept a settlement for your injury without seeking legal representation, you may receive a settlement that does not fairly compensate you for permanent injuries and damages. If you're uncertain about whether to settle, talk to an attorney who handles personal injury cases.
An ESP is a service that hosts email marketing services on their servers, which are specifically optimized for this purpose. While you control your email marketing account and send out emails using a Web browser interface, the ESP’s servers and Internet connections do the heavy lifting. If you tried to send bulk emails through your regular Internet Service Provider (ISP), your campaign could be blocked, as regular ISPs are not set up for�"and sometimes prohibit�"bulk mailings.
An ESP also provides detailed reporting on the results of your email campaign: delivery success rates, email open-rates, and link click-through rates. You should even be able to see which of your subscribers performed these actions. Good reporting is an invaluable feature as it helps you measure the effectiveness of your email marketing campaigns.
Most ESPs also make it very easy for you to comply with the CAN SPAM Act regulations. For example, an ESP should automatically include an unsubscribe link in every email sent through their service (and automatically remove these addresses from your lists), as well as verify that all emails are sent from a valid, working email address. Most ESPs also require you to send only to lists of subscribers that have opted-in to receive emails from you.
ESPs allow you to execute professional, organized email marketing campaigns. Now, what should you look for in an ESP to make sure you choose the right one? Here are some criteria to consider:
Private IP address. The IP address from which an email is sent is like a phone number; it indicates the origin of an email. Just like you would not share a phone number with a large group of strangers, you do not want to share an IP address with other customers at your ESP. If your ESP makes you share an IP address with other customers, too many spam complaints against another customer could get your shared IP address blacklisted by a major ISP. This would prevent your emails from being delivered, and it can take time for your ESP to get the IP off the blacklist. Be sure your ESP can provide you with a private IP address.
Customer support and training. Your ESP should offer both online and phone customer support and training.
Robust infrastructure. Make sure your ESP has multiple, high-speed connections to the Internet through more than one source and hardware redundancy. This ensures reliability if one of the Internet connections fails or there is a hardware failure. Ask prospective ESPs about their infrastructure. This is important because a lot of ESPs will offer “click-tracking" tools. The click tracking will require that the links go to the ESP first, and then it is redirected to your web site (that’s how it can track the click). There would be nothing worst than sending to your valuable prospects and customers and having the ESPs servers go down. The people reading your emails won’t be able to click through!
Good reporting. The ESP should offer a variety of user-friendly reports: deliverability success, open-rates, and click-through rates.
CAN SPAM compliance. Your ESP should require customers to comply with the CAN SPAM Act and make it very easy to do so.
List Segmenting. Your ESP should enable you to segment lists by demographic and other criteria, Targeting subsets of your list with content relevant to them leads to more successful email marketing campaigns.
A/B testing. It is important to have the ability to test different versions of your email to find what works. A/B testing is a way to test your email content, subject line, etc., to see which version gets the best results. Often this involves randomly splitting up the list and comparing results, and your ESP should be able to provide this functionality.
Free trial. Most ESPs offer a free trial. Do a test drive to see if the service meets your needs.
No term contract. Do not sign up for a service that requires anything beyond a month commitment. If you are unhappy with your service, you should be able to cancel and switch services at will.
Pricing Plans. ESPs host your email list on their servers. Some charge a monthly fee based on the number of emails on your list, while others charge a monthly fee you based on the maximum number of emails you think you will send per month. Be sure to choose a pricing structure that fits your needs.
Both Aaron Sansing & Neil Anuskiewicz are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Aaron Sansing has sinced written about articles on various topics from Flat Stomach, Cars and Website Traffic. Aaron Sansing graduated Cum Laude from Thomas Jefferson School of Law. Mr. Sansing practices exclusively in the area of Consumer Law and Personal Injury Law where he sues abusive debt collectors and seeks compensation for car accident victims.. Aaron Sansing's top article generates over 40500 views. to your Favourites.
Neil Anuskiewicz has sinced written about articles on various topics from Computers and The Internet, Email Advertising and Your Online Business. Neil Anuskiewicz is the Marketing Manager for EZ Publishing, Inc. (http://www.ezpublishing.com). In addition to custom web applications, the firm is the creator of the StreamSend email marketing service (http://www.streamsend.com). StreamSend has a strong. Neil Anuskiewicz's top article generates over 1000 views. to your Favourites.