Print Article for : Medical Insurance And Coding

Your Online Guide » Guide to Insurance » Medical Insurance Health

[M362]Medical Insurance And Coding

by John Benjamin.o, Joh

Can't afford or qualify for Major Medical Insurance for you or your family?

Then take a look at the IAB Benefits Plans:

* Everyone qualifies... guaranteed acceptance.
* Affordable - as low as $83.90 per month for entire family.
* No physicals... one simple application.
* Fixed-pricing regardless of age or health condition.
* Includes Hospitalization, Doctor visits, Emergency/Accident Medical benefits, Dental, more.
* Access to Nationwide PPO Network (500,000+ providers... doctors, hospitals, etc.).
* Roadside Assistance, Legal Assistance, Identity Theft, more.
* Combined Services - Insured and non-insured benefits.
* Registered and licensed in all 50 states.

With four different individual and family plans offering up to 45 different medical, health, dental, wellness, and lifestyle benefits, an IAB Health Plan is designed to suit a variety of health needs.

IAB have been in business since 1982 and have grown over the years to become the most stable and reliable provider of affordable healthcare and other association benefits in America today. Read our history below and how it all got started and how we have been the premier benefit provider for families and businesses for over 25 years!!

IAB membership provides access to a number of benefits that can save you money on both non-medical and medical related services. For example, IAB memberships may include discounts at select providers for services such as hotel, legal, roadside assistance, financial, vision and dental. Please keep in mind that discount medical benefits are NOT insurance.

Today IAB continues to offer what is regarded in the industry as the most progressive and needed benefits package in the U.S. By setting the pace for its competitors in putting the interests of the American consumer and small business owners first through the development of four unique membership levels IAB continues to bring the future to its members today.

In addition to savings from participating providers, the membership included insured benefits under group policies issued to IAB. Under this program, along with insured benefits, members can obtain significant savings at hospitals, doctor's offices, and urgent care clinics, emergency rooms, vision centers, pharmacies, dentists, chiropractors, and alternative health providers, depending on the membership level,

Also, IAB also offered a great opportunity for its members and others to become Independent Marketing Associates (IMAs) to represent IAB and make its benefits available to millions of families and individuals in the U.S.

Starting in 1992, IAB enhanced many of its member benefits. One of these was the Hospital and Surgical Insurance Plan issued exclusively to IAB members. In addition to the BML plan, IAB added plans provided by Pioneer Life Insurance Company of Illinois, and States General Life Insurance Company.

WHAT OTHERS ARE SAYING ABOUT IAB:

I went to the doctor and WOW, I was amazed. I went to pay, showed my IAB Card. The total bill was going to be $60 my eyes lit up because I knew I would only have to pay 10 dollars after IAB reimbursed me. Also, I asked about a CT scan and my doctor said it was going to be expensive. The initial price quoted was $1,000. The doctor office called my IAB network and found somebody in who quoted $400 for the CT scan. That is a $600 savings!!

R. Lymus
Hampton, VA

I went to pick-up a prescription, the price was $19.39, and with my IAB card, it was $10.91, which was a savings of $8.48. This surprised me as this was a common low-cost drug to begin with so I really didn't expect much of a savings. It is always such a nice feeling to know that our product (IAB) works.

C Mayer
Brandon, FL

My career takes me around the country. I don't have time for doctors if it's not an emergency. One day I was on a business trip, and needed some medicine. I was completely miserable I used Tele-Med's TelaDoc. The doctor recommended antibiotics and phoned in a prescription to a pharmacy near my hotel. By morning I was feeling much better and didn't miss the important meeting. Thanks for being so convenient."

We were traveling for the Christmas and New Years and thought we would share what we have saved with our IAB card. We rented an SUV for the trip. The rental would have normally cost $997.00, however, with our IAB Hotel Access Travel Card, it only cost us $497.00 for almost two weeks. We are most definitely proud to be an IAB Member!!

D. MacDonald
Tampa, FL

We drove to Bakersfield CA for a home show. On the way home we stopped in Flagstaff, AZ and went to the Radisson. THe young lady at the front desk look at my IAB Card and said "Oh this is for 50% off". We only paid $59.00 that night. It was a beautiful hotel.

R. Hartsuiker
Holyoke, CO

About IAB: IAB is a 25-year-old non-profit Membership Association. As a member of IAB, you can take advantage of many membership benefits, including medical (dental, doctor, hospital) through IAB group policies, various medical discounts, and many other money-saving programs for you and your family.

To put it simply, medical insurance is a deal under which the insured pays some money, often in instalments, to the insurer on the ground that the expenditure of his treatment will be borne by the company. It is a legal contract between an individual, group or a company and the agency that sells the insurance policy. All the insurance policies have an expiry time. But generally they are renewable.

Since medical expenditure is rising sky-high, more and more people are opting for medical insurance. It helps them get the right treatment at the right moment. They do not require thinking about the expenditure as the insurance company is there to take care of it. Not all the people meet with serious medical illness in their lives. Yet, insurance keeps them free from tension and gives them peace of mind.

Requirement for medical insurance differs from person to person and hence the agencies craft customised policies. There are insurance policies for individuals, groups as well as organisations. Individual insurance is the commonest policy. This type of policy covers an individually only. There are endless options on individual insurance policy. One can select a plan according to his own personal need.

Group medical insurance is arranged for groups. No personal preference is given priority in this type of insurance. Everybody is bound to agree with what others are going for. Insurance policies for organisations are meant to cover the employees of a company. This type of policies is generally taken by the owner of the company. They are never personalised.

Insurance are available for travellers also. Travelling is fun no doubt; but the way is also beset with so many obstacles and there lies the possibility of financial losses. To protect himself against financial losses on travelling, one can go for travel insurance. Like medical insurance, this type of insurance policies are offered in various schemes and plans.

Article Source : Medical Insurance Health

About Author

Both John Benjamin.o & Darlene Kaitlin are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

John Benjamin.o has sinced written about articles on various topics from Software, Residual Income and Internet Marketing. . John Benjamin.o's top article generates over 110000 views. to your Favourites.

Darlene Kaitlin has sinced written about articles on various topics from Finances, Debts Loans and Dental Practice. The author is associated with UK’s leading healthcare and medical insurance broker, Essential Health Ltd, which provides medical benefits, to its clients in UK and around the world, for Cancer,. Darlene Kaitlin's top article generates over 22200 views. to your Favourites.