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[P118]Pay Increase For Military
by Danielle Fletcher, Dan

In order to do this they offer various deals to target different demographics and entice them with various add on products and special offers. However the choice of which insurer and which product to go with has just got a little bit easier as Norwich Union announced that is it withdrawing its pay as you go insurance scheme.

The pay as you go scheme was only launched at the end of 2006 and was targeted at young drivers. The aim of the scheme was to monitor motorists driving patterns to see whether they would be entitled to a lower quote. Motorists who took up the offer had their cars fitted with a little black box which recorded information on the journeys they took, the time at which they were driving, as well as the speed at which they were going. All of this data was then collected over a period of time before being analysed to determine whether the drivers should be offered lower premiums. For first time drivers they scheme could have provided a way to prove their skills as a driver, and help them obtain lower insurance premiums. It is well known that the costs of insurance premiums for new drivers can be very high, especially for men as statistics show they are more likely to be involved in an accident or make a claim than their female counterparts.

The scheme also aimed to benefit drivers who rarely drove at night. Research has shown that almost fifty percent of people killed on the roads at night are under the age of twenty-four. In order to try and combat this, the pay as you go scheme charged up to one pound per mile for night time driving. However the uptake of the policy was slow and Norwich union have decided to take the product off the market. Whilst Norwich Union believe that by doing this younger drivers will have lost an opportunity to get lower insurance premiums, the policy was not generating sufficient interest.

Norwich Union acknowledges that they believed the uptake of this type of insurance would be slow but the possibility for people to reduce their premiums considerably was the main driver behind launching it into the market. Research conducted prior to the launch showed that less than one tenth of those surveyed would want a black box tracking their car journeys even if it resulted in their car insurance premiums being reduced by up to thirty percent. An additional 27 percent of people said they would not have a box installed regardless of the amount of saving. It seems that for many people the black boxes felt too much like a big brother approach and therefore they were not willing to have it installed. For some this will represent a potential loss in savings whilst for others it will be one less product to decide between when choosing the next insurance deal.


Banner ads are nothing more than simplified HTML code with a link embedded in the code. Banner ads come in all different sizes. Some are as large a 486x60 and some are as small as the tiny size of 88x31. The graphics combined with the text information is what makes banners ads shine. Clicking on it will bring a potential customer right to your site, and then you have a chance to make a sell. Having a well laid out website and clearly written instructions is the next key to selling. Even if your advertising efforts don't pay off immediately – don't despair. If your ad is intense enough graphically and texturally, it will leave them with a memory of it, and they are likely will return and purchase your product.

How do you get a banner ad placed on the Internet? First, you need to understand that it does cost you money in most instances to place a banner ad. You can pay a company to post it or arrange to have it posted on an independent website. Other advertisers such as you will evaluate if your banner ad will be successful at their site. They look at page views and how many hits your website receives per month. They might also evaluate click through rates as well, depending on if you have a pay per click program. They will take into consideration how much it is going to cost them too. Remember they have to pay for bandwidth, and if does not benefit them economically, they might not add your banner. You'll have to post at a 2 to 1 ratio. In other words, you will have to place two of their banners in exchange for them posting one of yours. You can also start your own affiliate program, which has minor click through cost.

Now that you know a little more about banner ads, you need to realize their importance for your website.

By posting banner ads, you will rise up in the search engine rankings. Your product, with enough ads and strategic placement, will silently push your page up in the engine ranking. You will get more visitors and more exposure, thus increasing your chances of selling a product.

After exchanging banners with a few quality sites, more sites will want to exchange or let you buy advertising space with them. It will definitely increase your website visitors and increase profits at the same time.

Using banner ads as advertising space helps you get more visitors to your website.

These three ideas are primary for increasing website site traffic. You will need to be aware of some general rules of thumb though. Make sure that you have the patience to let your banner ads work their magic. Whether you are saving up to pay a banner ad company to post your banners or if you are trying to sell advertising space at your own website for banner ads, it will take time. You will need extra patience if you are contacting independent site owners and asking for their approval to exchange banners. Always join quality sites that are well ranked and have a relevance to your site content.

There are some drawbacks to using a banner ad to get more website activity. You could end up with so many ads that your site will be a maze that a lot of visitors will just click away from. And, there may be some objectionable ads of an adult nature that you will have to live with. Consider that you will need to have some capitol to create your banners, and that cost varies according to size and complexity of the design. You will need to update and continually post new banner ads as other ads change or they are no longer relevant to your content material. Overall, make sure your site design and budget can withstand banner ad usage.

In the end, you will find that banner ads are worth the work and effort. They have in the past raised website visitations through people looking for products or information online. By working at it, you will find that your profits will increase. In the end that's the name of the game.

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Both Danielle Fletcher & Anton Cheranev are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Danielle Fletcher has sinced written about articles on various topics from Finances, Credit Cards and Finances. . Danielle Fletcher's top article generates over 60500 views. to your Favourites.

Anton Cheranev has sinced written about articles on various topics from Computers and The Internet, SEO Search Engine Optimization and High Cholesterol. Here's the Ultimate Solution to Falling Email Response Rates, Wasted Email Marketing Efforts and ALL Your Email Nightmares, Problems, Weaknesses and Shortcomings.Direct2Client Frees You from Email Publishing SLAVERY!. Anton Cheranev's top article generates over 90500 views. to your Favourites.
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